US Bank Directory
Banks in Cherokee, OK
3 FDIC-insured banks operate 3 offices in Cherokee, Oklahoma.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cherokee
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Cherokee, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cherokee
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Gateway First Bank, Dream First Bank and ACB Bank have the most locations in Cherokee, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
ACB Bank Bank · 1
ACB Bank has 1 branch in Cherokee, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Cherokee, OK and show it operating since 1908. With $135.5 million in total assets on June 30, 2026, it ranks No. 3,439 of 4,232 U.S. banks by total assets. Its main office at 323 S Grand Ave dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office323 S Grand Ave, 73728
Dream First Bank Bank · 1
Dream First Bank has 1 branch in Cherokee, 4 across Oklahoma and 13 nationwide. FDIC records list its main office in Syracuse, KS and show it operating since 1906. With $963.7 million in total assets on June 30, 2026, it ranks No. 1,080 of 4,232 U.S. banks by total assets. The Cherokee Branch at 105 N Grand Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cherokee Branch105 N Grand Ave, 73728
Gateway First Bank Bank · 1
Gateway First Bank has 1 branch in Cherokee, 11 across Oklahoma and 16 nationwide. FDIC records list its main office in Jenks, OK and show it operating since 1935. With $2.06 billion in total assets on June 30, 2026, it ranks No. 592 of 4,232 U.S. banks by total assets. The Cherokee Branch at 419 S Grand Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cherokee Branch419 S Grand Ave, 73728
Banking in Cherokee: the local picture
Short answer: 3 banks run 3 branches in Cherokee according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Cherokee, 1 elsewhere in Oklahoma and 1 out of state, according to the FDIC.
The bank with the longest record here is Dream First Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is ACB Bank's office at 323 S Grand Ave, dating to 1908; the newest is Dream First Bank's at 105 N Grand Ave, from 2020.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cherokee, and where the nearest one is if they do not.
Short answer: No branches in Cherokee: Chase (nearest in Stillwater, 84 mi), Wells Fargo, Bank of America (nearest in Edmond, 91 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Enid, 36 mi).
| Bank | In Cherokee | Nearest branch if none here |
|---|---|---|
| Chase | None | Stillwater, 84 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Edmond, 91 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Enid, 36 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cherokee to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cherokee residents like anyone else.
Banks near Cherokee
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alva (17 miles) and Fairview (34 miles). Enid, 35 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alva, OK | 17 mi | 3 | 3 |
| Banks in Fairview, OK | 34 mi | 3 | 3 |
| Banks in Medford, OK | 35 mi | 2 | 2 |
| Banks in Enid, OK | 35 mi | 12 | 17 |
| Banks in Okeene, OK | 44 mi | 2 | 2 |
| Banks in Hennessey, OK | 51 mi | 2 | 2 |
| Banks in Seiling, OK | 52 mi | 2 | 2 |
| Banks in Tonkawa, OK | 58 mi | 2 | 3 |
Bank branch openings and closings in Cherokee
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cherokee between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cherokee
Short answer: 1 institution has its main office in Cherokee: ACB Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| ACB Bank | Bank | $135.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cherokee by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cherokee offices.
Short answer: Gateway First Bank is the largest bank with offices in Cherokee, with $2.06 billion in total assets on June 30, 2026, No. 592 among U.S. banks by total assets. Dream First Bank is second with $963.7 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Gateway First Bank | $2.06 billion | No. 592 | 1 | Jenks, OK |
| Dream First Bank | $963.7 million | No. 1,080 | 1 | Syracuse, KS |
| ACB Bank | $135.5 million | No. 3,439 | 1 | Cherokee, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cherokee: FAQ
How many banks are in Cherokee, OK?
Cherokee has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Cherokee?
Gateway First Bank, with 1. Dream First Bank has 1 and ACB Bank has 1.
Is there a Gateway First Bank in Cherokee, OK?
Yes. FDIC data lists 1 Gateway First Bank branch in Cherokee as of September 5, 2026. The address and directions are under Gateway First Bank above.
Is there a Dream First Bank in Cherokee, OK?
Yes. FDIC data lists 1 Dream First Bank branch in Cherokee as of September 5, 2026. The address and directions are under Dream First Bank above.
Is there a ACB Bank in Cherokee, OK?
Yes. FDIC data lists 1 ACB Bank branch in Cherokee as of September 5, 2026, the main office at 323 S Grand Ave. The address and directions are under ACB Bank above.
Is there a Chase in Cherokee, OK?
No. FDIC data lists no Chase branch in Cherokee as of September 5, 2026. The nearest is in Stillwater, about 84 miles away in a straight line.
Which banks are headquartered in Cherokee?
ACB Bank has its main office in Cherokee, according to the FDIC.
What is the oldest bank in Cherokee?
Dream First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Did any bank branches open or close in Cherokee in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cherokee?
Nearby cities with more banks include Alva, Fairview, Medford. Alva is 17 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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