US Bank Directory
Banks in Hydro, OK
1 FDIC-insured bank operates 1 office in Hydro, Oklahoma.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Hydro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Hydro, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Hydro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Hydro is the only bank with an office in Hydro. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Hydro Bank · 1
Bank of Hydro has 1 branch in Hydro, 4 across Oklahoma and 4 nationwide. FDIC records list its main office in Hydro, OK and show it operating since 1903. With $180.8 million in total assets on June 30, 2026, it ranks No. 3,126 of 4,232 U.S. banks by total assets. Its main office at 146 W Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office146 W Main St, 73048
Banking in Hydro: the local picture
Short answer: 1 bank runs 1 branch in Hydro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of Hydro has its main office in Hydro, according to the FDIC.
The bank with the longest record here is Bank of Hydro, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Hydro, and where the nearest one is if they do not.
Short answer: No branches in Hydro: Chase (nearest in Yukon, 46 mi), Wells Fargo, Bank of America (nearest in Yukon, 47 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Oklahoma City, 54 mi).
| Bank | In Hydro | Nearest branch if none here |
|---|---|---|
| Chase | None | Yukon, 46 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Yukon, 47 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Oklahoma City, 54 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hydro to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hydro residents like anyone else.
Banks near Hydro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Weatherford (7 miles) and Hinton (14 miles). Weatherford, 7 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Weatherford, OK | 7 mi | 9 | 10 |
| Banks in Hinton, OK | 14 mi | 2 | 2 |
| Banks in Geary, OK | 16 mi | 2 | 2 |
| Banks in Thomas, OK | 17 mi | 2 | 2 |
| Banks in Watonga, OK | 22 mi | 2 | 2 |
| Banks in Clinton, OK | 22 mi | 5 | 7 |
| Banks in Cordell, OK | 29 mi | 5 | 5 |
| Banks in Carnegie, OK | 31 mi | 2 | 2 |
Bank branch openings and closings in Hydro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hydro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Hydro
Short answer: 1 institution has its main office in Hydro: Bank of Hydro.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of Hydro | Bank | $180.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hydro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hydro offices.
Short answer: Bank of Hydro is the largest bank with offices in Hydro, with $180.8 million in total assets on June 30, 2026, No. 3,126 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hydro | $180.8 million | No. 3,126 | 1 | Hydro, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hydro: FAQ
How many banks are in Hydro, OK?
Hydro has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Hydro, OK?
No. FDIC data lists no Chase branch in Hydro as of September 5, 2026. The nearest is in Yukon, about 46 miles away in a straight line.
Which banks are headquartered in Hydro?
Bank of Hydro has its main office in Hydro, according to the FDIC.
What is the oldest bank in Hydro?
Bank of Hydro has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Hydro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hydro?
Nearby cities with more banks include Weatherford, Hinton, Geary. Weatherford is 7 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds