US Bank Directory

Banks in Wellston, OH

2 FDIC-insured banks operate 2 offices in Wellston, Ohio, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Wellston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Wellston, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wellston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank and The Ohio Valley Bank have the most locations in Wellston, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atomic Credit Union 1 office · main office Piketon, OH Credit union · 1

Atomic Credit Union has 1 office in Wellston, 18 across Ohio. It is based in Piketon, OH and $847.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Atomic Credit Union - Wellston Downtown
    109 N Ohio Ave, 45692
    (800) 652-2328Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Atomic Credit Union: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Wellston, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Wellston Branch at 101 E A St dates to 1886 in FDIC branch records. It opens on Saturday.

  • Wellston Branch
    101 E A St, 45692
    (740) 384-2146Today 8:30 am to 4 pm
    All hours

    Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts
The Ohio Valley Bank 1 branch · main office Gallipolis, OH Bank · 1

The Ohio Valley Bank has 1 branch in Wellston, 11 across Ohio and 16 nationwide. FDIC records list its main office in Gallipolis, OH and show it operating since 1872. With $1.65 billion in total assets on June 30, 2026, it ranks No. 684 of 4,232 U.S. banks by total assets. The Wellston Milton Branch at 123 S Ohio Ave dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wellston Milton Branch
    123 S Ohio Ave, 45692
    Hours: see the bank's site
The Ohio Valley Bank: profile, branches and contacts

Join a credit union in Wellston

1 credit union has 1 office here: Atomic Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wellston page has every office in the state's directory.

Banking in Wellston: the local picture

Short answer: 2 banks run 2 branches in Wellston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wellston, 2 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is The Ohio Valley Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 101 E A St, dating to 1886; the newest is The Ohio Valley Bank's at 123 S Ohio Ave, from 1922.

The only credit union with an office here is Atomic Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks and credit unions open on Saturday in Wellston

Short answer: 2 of the 2 Wellston locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wellston, and where the nearest one is if they do not.

Short answer: No branches in Wellston: Chase (nearest in Athens, 27 mi), Wells Fargo, Bank of America (nearest in Canal Winchester, 53 mi), PNC Bank (nearest in Jackson, 7 mi), U.S. Bank (nearest in Gallipolis, 29 mi), Truist (nearest in Blue Ash, 99 mi), Fifth Third Bank (nearest in Chillicothe, 28 mi), Huntington (nearest in Chillicothe, 28 mi), Regions Bank, TD Bank, BMO.

BankIn WellstonNearest branch if none here
ChaseNoneAthens, 27 miles away
Wells FargoNonenone in Ohio
Bank of AmericaNoneCanal Winchester, 53 miles away
PNC BankNoneJackson, 7 miles away
U.S. BankNoneGallipolis, 29 miles away
TruistNoneBlue Ash, 99 miles away
Fifth Third BankNoneChillicothe, 28 miles away
HuntingtonNoneChillicothe, 28 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wellston to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wellston residents like anyone else.

Banks near Wellston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jackson (8 miles) and Oak Hill (16 miles). Chillicothe, 29 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Wellston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wellston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wellston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wellston offices.

Short answer: Peoples Bank is the largest bank with offices in Wellston, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. The Ohio Valley Bank is second with $1.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank$9.53 billionNo. 1691Marietta, OH
The Ohio Valley Bank$1.65 billionNo. 6841Gallipolis, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wellston: FAQ

How many banks are in Wellston, OH?

Wellston has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Wellston?

Peoples Bank, with 1. The Ohio Valley Bank has 1.

Is there a Peoples Bank in Wellston, OH?

Yes. FDIC data lists 1 Peoples Bank branch in Wellston as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a The Ohio Valley Bank in Wellston, OH?

Yes. FDIC data lists 1 The Ohio Valley Bank branch in Wellston as of September 5, 2026. The address and directions are under The Ohio Valley Bank above.

Is there a Chase in Wellston, OH?

No. FDIC data lists no Chase branch in Wellston as of September 5, 2026. The nearest is in Athens, about 27 miles away in a straight line.

Which banks in Wellston are open on Saturday?

Peoples Bank and Atomic Credit Union publish Saturday hours for one or more Wellston locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Wellston?

The Ohio Valley Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Wellston?

Atomic Credit Union has an office in Wellston. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Wellston in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wellston?

Nearby cities with more banks include Jackson, Oak Hill, Waverly. Jackson is 8 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Peoples Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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