US Bank Directory
Banks in Waverly, OH
3 FDIC-insured banks operate 3 offices in Waverly, Ohio, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Waverly
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Waverly, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waverly
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank, The Ohio Valley Bank and The First National Bank of Waverly have the most locations in Waverly, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atomic Credit Union Credit union · 1
Atomic Credit Union has 1 office in Waverly, 18 across Ohio. It is based in Piketon, OH and $847.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atomic Credit Union - Waverly190 Waverly Plz, 45690
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Homeland Credit Union Credit union · 1
Homeland Credit Union has 1 office in Waverly, 5 across Ohio. It is based in Chillicothe, OH and $619.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waverly801 W Emmitt Ave, 45690
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Waverly, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Waverly Branch at 118 N Market St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waverly Branch118 N Market St, 45690
The First National Bank of Waverly Bank · 1
The First National Bank of Waverly has 1 branch in Waverly, 4 across Ohio and 4 nationwide. FDIC records list its main office in Waverly, OH and show it operating since 1901. With $196.2 million in total assets on June 30, 2026, it ranks No. 3,013 of 4,232 U.S. banks by total assets. Its main office at 107 N Market St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office107 N Market St, 45690
The Ohio Valley Bank Bank · 1
The Ohio Valley Bank has 1 branch in Waverly, 11 across Ohio and 16 nationwide. FDIC records list its main office in Gallipolis, OH and show it operating since 1872. With $1.65 billion in total assets on June 30, 2026, it ranks No. 684 of 4,232 U.S. banks by total assets. The Waverly Branch at 197 East Emmitt Avenue dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waverly Branch197 East Emmitt Avenue, 45690
Join a credit union in Waverly
2 credit unions have 2 offices here: Atomic Credit Union and Homeland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waverly page has every office in the state's directory.
Banking in Waverly: the local picture
Short answer: 3 banks run 3 branches in Waverly according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Waverly, 2 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is The Ohio Valley Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is The Ohio Valley Bank's office at 197 East Emmitt Avenue, dating to 1891; the newest is The First National Bank of Waverly's at 107 N Market St, from 1901.
2 credit unions have 2 offices in Waverly, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Waverly
Short answer: 2 of the 2 Waverly locations with published hours open on Saturday, run by 2 institutions.
- Atomic Credit Union: 1 of 1 office (190 Waverly Plz: Saturday 8:30 am to 12 pm)
- Homeland Credit Union: 1 of 1 office (801 W Emmitt Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waverly, and where the nearest one is if they do not.
Short answer: No branches in Waverly: Chase (nearest in Circleville, 33 mi), Wells Fargo, Bank of America (nearest in Canal Winchester, 51 mi), PNC Bank (nearest in Chillicothe, 16 mi), U.S. Bank (nearest in Portsmouth, 27 mi), Truist (nearest in Blue Ash, 75 mi), Fifth Third Bank (nearest in Chillicothe, 14 mi), Huntington (nearest in Chillicothe, 14 mi), Regions Bank, TD Bank, BMO.
| Bank | In Waverly | Nearest branch if none here |
|---|---|---|
| Chase | None | Circleville, 33 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Canal Winchester, 51 miles away |
| PNC Bank | None | Chillicothe, 16 miles away |
| U.S. Bank | None | Portsmouth, 27 miles away |
| Truist | None | Blue Ash, 75 miles away |
| Fifth Third Bank | None | Chillicothe, 14 miles away |
| Huntington | None | Chillicothe, 14 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waverly to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waverly residents like anyone else.
Banks near Waverly
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Chillicothe (15 miles) and Jackson (20 miles). Chillicothe, 15 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Chillicothe, OH | 15 mi | 10 | 13 |
| Banks in Jackson, OH | 20 mi | 5 | 8 |
| Banks in Wellston, OH | 24 mi | 2 | 2 |
| Banks in Peebles, OH | 26 mi | 2 | 2 |
| Banks in Greenfield, OH | 26 mi | 3 | 4 |
| Banks in Portsmouth, OH | 27 mi | 6 | 10 |
| Banks in Oak Hill, OH | 27 mi | 2 | 3 |
| Banks in Wheelersburg, OH | 29 mi | 4 | 4 |
Bank branch openings and closings in Waverly
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waverly between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waverly
Short answer: 1 institution has its main office in Waverly: The First National Bank of Waverly.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of Waverly | Bank | $196.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waverly by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waverly offices.
Short answer: Peoples Bank is the largest bank with offices in Waverly, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. The Ohio Valley Bank is second with $1.65 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank | $9.53 billion | No. 169 | 1 | Marietta, OH |
| The Ohio Valley Bank | $1.65 billion | No. 684 | 1 | Gallipolis, OH |
| The First National Bank of Waverly | $196.2 million | No. 3,013 | 1 | Waverly, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waverly: FAQ
How many banks are in Waverly, OH?
Waverly has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waverly?
Peoples Bank, with 1. The Ohio Valley Bank has 1 and The First National Bank of Waverly has 1.
Is there a Peoples Bank in Waverly, OH?
Yes. FDIC data lists 1 Peoples Bank branch in Waverly as of September 5, 2026. The address and directions are under Peoples Bank above.
Is there a The Ohio Valley Bank in Waverly, OH?
Yes. FDIC data lists 1 The Ohio Valley Bank branch in Waverly as of September 5, 2026. The address and directions are under The Ohio Valley Bank above.
Is there a Chase in Waverly, OH?
No. FDIC data lists no Chase branch in Waverly as of September 5, 2026. The nearest is in Circleville, about 33 miles away in a straight line.
Which banks in Waverly are open on Saturday?
Atomic Credit Union and Homeland Credit Union publish Saturday hours for one or more Waverly locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waverly?
The First National Bank of Waverly has its main office in Waverly, according to the FDIC.
What is the oldest bank in Waverly?
The Ohio Valley Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Waverly?
Atomic Credit Union and Homeland Credit Union have offices in Waverly. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waverly in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waverly?
Nearby cities with more banks include Chillicothe, Jackson, Wellston. Chillicothe is 15 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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