US Bank Directory
Banks in Portsmouth, OH
6 FDIC-insured banks operate 10 offices in Portsmouth, Ohio, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Portsmouth
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 13 locations in Portsmouth, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Portsmouth
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Portsmouth, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Desco Credit Union Credit union · 2
Desco Credit Union has 2 officees in Portsmouth, 6 across Ohio. It is based in Portsmouth, OH and $538.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Portsmouth locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office401 Chillicothe St, 45662
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Desco414 Washington St, 45662
All hours
Mon to Fri 9 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Portsmouth, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Portsmouth location is the 00241 Portsmouth Bc Branch at 1115 Gay St, dating to 1998; the newest, at 826 7th St, to 1998. Its published hours do not list Saturday.
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00241 Portsmouth Bc Branch1115 Gay St, 45662
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 8 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Portsmouth Remote Drive Thru Branch826 7th St, 45662
Peoples Bank Bank · 2
Peoples Bank has 2 branches in Portsmouth, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Portsmouth location is the Portsmouth Branch at 503 Chillicothe St, dating to 1892; the newest, at 907 Chillicothe St, to 2018. 1 of its 2 Portsmouth locations with published hours open on Saturday.
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Portsmouth Branch503 Chillicothe St, 45662
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
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Portsmouth North907 Chillicothe St, 45662
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Portsmouth, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Portsmouth location is the Portsmouth-Main Branch at 800 Gallia St, dating to 1933; the newest, at 806 Gallia St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Portsmouth-Main Branch800 Gallia St, 45662
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Portsmouth-Main Du Branch806 Gallia St, 45662
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Portsmouth, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Portsmouth location is the Portsmouth Branch at 602 Chillicothe St, dating to 1905; the newest, at 619 Gay St, to 1969. Its published hours do not list Saturday.
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Portsmouth Branch602 Chillicothe St, 45662
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Gay Street Branch619 Gay St, 45662
Atomic Credit Union Credit union · 1
Atomic Credit Union has 1 office in Portsmouth, 18 across Ohio. It is based in Piketon, OH and $847.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atomic Credit Union - Portsmouth2741 Scioto Trl, 45662
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First State Bank Bank · 1
First State Bank has 1 branch in Portsmouth, 14 across Ohio and 18 nationwide. FDIC records list its main office in Winchester, OH and show it operating since 1934. With $1.24 billion in total assets on June 30, 2026, it ranks No. 874 of 4,232 U.S. banks by total assets. The Portsmouth Branch at 1110 Gay St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Portsmouth Branch1110 Gay St, 45662
WesBanco Bank · 1
WesBanco has 1 branch in Portsmouth, 97 across Ohio and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. The Portsmouth Branch at 924 Gallia St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Portsmouth Branch924 Gallia St, 45662
Join a credit union in Portsmouth
2 credit unions have 3 offices here: Desco Credit Union and Atomic Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Portsmouth page has every office in the state's directory.
Banking in Portsmouth: the local picture
Short answer: 6 banks run 10 branches in Portsmouth according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Portsmouth, 4 elsewhere in Ohio and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 503 Chillicothe St, dating to 1892; the newest is First State Bank's at 1110 Gay St, from 2024.
2 credit unions have 3 offices in Portsmouth, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Portsmouth
Short answer: 2 of the 7 Portsmouth locations with published hours open on Saturday, run by 2 institutions.
- Peoples Bank: 1 of 2 branches (907 Chillicothe St: Saturday 8:30 am to 12 pm)
- Atomic Credit Union: 1 of 1 office (2741 Scioto Trl: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Portsmouth, and where the nearest one is if they do not.
Short answer: In Portsmouth: PNC Bank (2), U.S. Bank (2), Fifth Third Bank (2). No branches in Portsmouth: Chase (nearest in Circleville, 60 mi), Wells Fargo, Bank of America (nearest in Cincinnati, 73 mi), Truist (nearest in Blue Ash, 82 mi), Huntington (nearest in Chillicothe, 41 mi), Regions Bank, TD Bank, BMO.
| Bank | In Portsmouth | Nearest branch if none here |
|---|---|---|
| PNC Bank | 2 branches | here |
| U.S. Bank | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| Chase | None | Circleville, 60 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Cincinnati, 73 miles away |
| Truist | None | Blue Ash, 82 miles away |
| Huntington | None | Chillicothe, 41 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Portsmouth to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Portsmouth residents like anyone else.
Banks near Portsmouth
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wheelersburg (7 miles) and Ironton (22 miles). Ironton, 22 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wheelersburg, OH | 7 mi | 4 | 4 |
| Banks in Ironton, OH | 22 mi | 8 | 9 |
| Banks in Oak Hill, OH | 25 mi | 2 | 3 |
| Banks in Peebles, OH | 27 mi | 2 | 2 |
| Banks in Waverly, OH | 27 mi | 3 | 3 |
| Banks in Jackson, OH | 29 mi | 5 | 8 |
| Banks in West Union, OH | 30 mi | 5 | 5 |
| Banks in Wellston, OH | 36 mi | 2 | 2 |
Bank branch openings and closings in Portsmouth
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Portsmouth between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Portsmouth
Short answer: 1 institution has its main office in Portsmouth: Desco Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Desco Credit Union | Credit union | $538.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Portsmouth by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Portsmouth offices.
Short answer: U.S. Bank is the largest bank with offices in Portsmouth, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| WesBanco | $27.75 billion | No. 78 | 1 | Wheeling, WV |
| Peoples Bank | $9.53 billion | No. 169 | 2 | Marietta, OH |
| First State Bank | $1.24 billion | No. 874 | 1 | Winchester, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Portsmouth: FAQ
How many banks are in Portsmouth, OH?
Portsmouth has 6 banks with 10 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Portsmouth?
U.S. Bank, with 2. PNC Bank has 2 and Fifth Third Bank has 2.
Is there a U.S. Bank in Portsmouth, OH?
Yes. FDIC data lists 2 U.S. Bank branches in Portsmouth as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a PNC Bank in Portsmouth, OH?
Yes. FDIC data lists 2 PNC Bank branches in Portsmouth as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Fifth Third Bank in Portsmouth, OH?
Yes. FDIC data lists 2 Fifth Third Bank branches in Portsmouth as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Chase in Portsmouth, OH?
No. FDIC data lists no Chase branch in Portsmouth as of September 5, 2026. The nearest is in Circleville, about 60 miles away in a straight line.
Which banks in Portsmouth are open on Saturday?
Peoples Bank and Atomic Credit Union publish Saturday hours for one or more Portsmouth locations. The Saturday section above lists each one with its hours. 6 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Portsmouth?
Desco Credit Union has its main office in Portsmouth, according to the FDIC and the NCUA.
What is the oldest bank in Portsmouth?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Portsmouth?
Desco Credit Union and Atomic Credit Union have offices in Portsmouth. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Portsmouth in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Portsmouth?
Nearby cities with more banks include Wheelersburg, Ironton, Oak Hill. Wheelersburg is 7 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Fifth Third Bank, Peoples Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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