US Bank Directory
Banks in Athens, OH
5 FDIC-insured banks operate 8 offices in Athens, Ohio, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Athens
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 12 locations in Athens, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Athens
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Peoples Bank and The Hocking Valley Bank have the most locations in Athens, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Oucu Financial Credit Union Credit union · 3
Oucu Financial Credit Union has 3 officees in Athens, 5 across Ohio. It is based in Athens, OH and $520.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Athens locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office944 E State St, 45701
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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West Union Branch12 W Union St, 45701
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Shafer Branch90 S Shafer St, 45701
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 2
Chase has 2 branches in Athens, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Main Branch at 2 S Court St, dating to 1905; the newest, at 420 Richland Ave, to 1965. All 2 of its Athens locations with published hours open on Saturday.
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Athens Main Branch2 S Court St, 45701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Richland Avenue Branch420 Richland Ave, 45701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Peoples Bank Bank · 2
Peoples Bank has 2 branches in Athens, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is the Athens Main Branch at 1 N Court St, dating to 1905; the newest, at 801 E State St, to 1982. 1 of its 2 Athens locations with published hours open on Saturday.
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Athens Main Branch1 N Court St, 45701
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
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Athens Mall Branch801 E State St, 45701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
The Hocking Valley Bank Bank · 2
The Hocking Valley Bank has 2 branches in Athens, 5 across Ohio and 5 nationwide. FDIC records list its main office in Athens, OH and show it operating since 1919. With $354.0 million in total assets on June 30, 2026, it ranks No. 2,247 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Athens location is its main office at 7 W Stimson Ave, dating to 1919; the newest, at 23 S Court St, to 1967. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office7 W Stimson Ave, 45701
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Court Street Branch23 S Court St, 45701
Atomic Credit Union Credit union · 1
Atomic Credit Union has 1 office in Athens, 18 across Ohio. It is based in Piketon, OH and $847.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atomic Credit Union - Athens State Street920 E State St, 45701
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
The First National Bank of McConnelsville Bank · 1
The First National Bank of McConnelsville has 1 branch in Athens, 6 across Ohio and 6 nationwide. FDIC records list its main office in Mcconnelsville, OH and show it operating since 1863. With $200.2 million in total assets on June 30, 2026, it ranks No. 2,990 of 4,232 U.S. banks by total assets. The Athens Branch at 1012 E State St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch1012 E State St, 45701
The Merchants National Bank Bank · 1
The Merchants National Bank has 1 branch in Athens, 17 across Ohio and 17 nationwide. FDIC records list its main office in Hillsboro, OH and show it operating since 1879. With $1.27 billion in total assets on June 30, 2026, it ranks No. 862 of 4,232 U.S. banks by total assets. The Stimson Ave Office Branch at 20 E Stimson Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stimson Ave Office Branch20 E Stimson Ave, 45701
Join a credit union in Athens
2 credit unions have 4 offices here: Oucu Financial Credit Union and Atomic Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Athens page has every office in the state's directory.
Banking in Athens: the local picture
Short answer: 5 banks run 8 branches in Athens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Athens, 4 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 1 N Court St, dating to 1905; the newest is The Merchants National Bank's at 20 E Stimson Ave, from 2006.
2 credit unions have 4 offices in Athens, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Athens
Short answer: 5 of the 8 Athens locations with published hours open on Saturday, run by 4 institutions.
- Chase: 2 of 2 branches (2 S Court St: Saturday 9 am to 2 pm, and 1 more)
- Peoples Bank: 1 of 2 branches (801 E State St: Saturday 9 am to 12 pm)
- Oucu Financial Credit Union: 1 of 3 offices (944 E State St: Saturday 9 am to 1 pm)
- Atomic Credit Union: 1 of 1 office (920 E State St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Athens, and where the nearest one is if they do not.
Short answer: In Athens: Chase (2). No branches in Athens: Wells Fargo, Bank of America (nearest in Canal Winchester, 53 mi), PNC Bank (nearest in Logan, 22 mi), U.S. Bank (nearest in Logan, 22 mi), Truist (nearest in Blue Ash, 123 mi), Fifth Third Bank (nearest in Lancaster, 40 mi), Huntington (nearest in Marietta, 35 mi), Regions Bank, TD Bank, BMO.
| Bank | In Athens | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Canal Winchester, 53 miles away |
| PNC Bank | None | Logan, 22 miles away |
| U.S. Bank | None | Logan, 22 miles away |
| Truist | None | Blue Ash, 123 miles away |
| Fifth Third Bank | None | Lancaster, 40 miles away |
| Huntington | None | Marietta, 35 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Athens to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Athens residents like anyone else.
Banks near Athens
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Nelsonville (11 miles) and Glouster (12 miles). Logan, 23 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Nelsonville, OH | 11 mi | 4 | 4 |
| Banks in Glouster, OH | 12 mi | 2 | 2 |
| Banks in Pomeroy, OH | 21 mi | 2 | 4 |
| Banks in Logan, OH | 23 mi | 5 | 7 |
| Banks in Mcconnelsville, OH | 25 mi | 3 | 3 |
| Banks in Belpre, OH | 27 mi | 5 | 5 |
| Banks in New Lexington, OH | 27 mi | 3 | 3 |
| Banks in Wellston, OH | 28 mi | 2 | 2 |
Bank branch openings and closings in Athens
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Athens between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Athens
Short answer: 2 institutions have their main office in Athens: Oucu Financial Credit Union and The Hocking Valley Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Oucu Financial Credit Union | Credit union | $520.9 million | 3 |
| The Hocking Valley Bank | Bank | $354.0 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Athens by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Athens offices.
Short answer: Chase is the largest bank with offices in Athens, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Peoples Bank is second with $9.53 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Peoples Bank | $9.53 billion | No. 169 | 2 | Marietta, OH |
| The Merchants National Bank | $1.27 billion | No. 862 | 1 | Hillsboro, OH |
| The Hocking Valley Bank | $354.0 million | No. 2,247 | 2 | Athens, OH |
| The First National Bank of McConnelsville | $200.2 million | No. 2,990 | 1 | Mcconnelsville, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Athens: FAQ
How many banks are in Athens, OH?
Athens has 5 banks with 8 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Athens?
Chase, with 2. Peoples Bank has 2 and The Hocking Valley Bank has 2.
Is there a Chase in Athens, OH?
Yes. FDIC data lists 2 Chase branches in Athens as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Peoples Bank in Athens, OH?
Yes. FDIC data lists 2 Peoples Bank branches in Athens as of September 5, 2026. Its branches are listed under Peoples Bank above, with the address and directions for each.
Is there a The Hocking Valley Bank in Athens, OH?
Yes. FDIC data lists 2 The Hocking Valley Bank branches in Athens as of September 5, 2026, the main office at 7 W Stimson Ave. Its branches are listed under The Hocking Valley Bank above, with the address and directions for each.
Which banks in Athens are open on Saturday?
Chase, Peoples Bank, Oucu Financial Credit Union and Atomic Credit Union publish Saturday hours for one or more Athens locations. The Saturday section above lists each one with its hours. 4 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Athens?
Oucu Financial Credit Union and The Hocking Valley Bank have their main office in Athens, according to the FDIC and the NCUA.
What is the oldest bank in Athens?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Athens?
Oucu Financial Credit Union and Atomic Credit Union have offices in Athens. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Athens in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Athens?
Nearby cities with more banks include Nelsonville, Glouster, Pomeroy. Nelsonville is 11 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 8 branches: Chase, Peoples Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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