US Bank Directory
Banks in Oxford, OH
10 FDIC-insured banks operate 10 offices in Oxford, Ohio, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Oxford, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Oxford, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Miami University Community Credit Union Credit union · 3
Miami University Community Credit Union has 3 officees in Oxford, 3 across Ohio. It is based in Oxford, OH and $76.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Oxford locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office31 Lynn Ave, 45056
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Miami University Community Federal Credit Union5120 College Corner Pike, 45056
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Miami University First Miami Student Cu550 E Spring St Rm 2011, 45056
All hours
Mon to Fri 12 pm to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Oxford, 52 across Ohio and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Oxford Branch at 32 East High Street dates to 2023 in FDIC branch records. Its published hours do not list Saturday.
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Oxford Branch32 East High Street, 45056
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Oxford, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Oxford High Street Branch at 20 W High St dates to 1906 in FDIC branch records. It opens on Saturday.
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Oxford High Street Branch20 W High St, 45056
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Oxford, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Oxford Branch at 455 Mcguffey Ave dates to 1985 in FDIC branch records. It opens on Saturday.
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Oxford Branch455 Mcguffey Ave, 45056
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Oxford, 67 across Ohio and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Bishop Square Branch at 411 S Locust St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bishop Square Branch411 S Locust St, 45056
LCNB National Bank Bank · 1
LCNB National Bank has 1 branch in Oxford, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. The Oxford Branch at 30 W Park Pl dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch30 W Park Pl, 45056
Miami Savings Bank Bank · 1
Miami Savings Bank has 1 branch in Oxford, 4 across Ohio and 4 nationwide. FDIC records list its main office in Miamitown, OH and show it operating since 1909. With $148.3 million in total assets on June 30, 2026, it ranks No. 3,336 of 4,232 U.S. banks by total assets. The Oxford Branch at 475 Mcguffey Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch475 Mcguffey Ave, 45056
PNC Bank Bank · 1
PNC Bank has 1 branch in Oxford, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Miami University Branch at 701 E Spring St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Miami University Branch701 E Spring St, 45056
Somerville Bank Bank · 1
Somerville Bank has 1 branch in Oxford, 8 across Ohio and 8 nationwide. FDIC records list its main office in Eaton, OH and show it operating since 1910. With $290.6 million in total assets on June 30, 2026, it ranks No. 2,533 of 4,232 U.S. banks by total assets. The Oxford Branch at 5200 College Corner Pike dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch5200 College Corner Pike, 45056
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Oxford, 23 across Ohio and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Oxford Branch at 335 South College Avenue dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch335 South College Avenue, 45056
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Oxford, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Oxford Branch at 1 Lynn Ave dates to 1974 in FDIC branch records. It opens on Saturday.
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Oxford Branch1 Lynn Ave, 45056
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Oxford
1 credit union has 3 offices here: Miami University Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxford page has every office in the state's directory.
Banking in Oxford: the local picture
Short answer: 10 banks run 10 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Oxford, 8 elsewhere in Ohio and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 20 W High St, dating to 1906; the newest is Bank of America's at 32 East High Street, from 2023.
The only credit union with an office here is Miami University Community Credit Union.
Of the 7 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.
Banks open on Saturday in Oxford
Short answer: 3 of the 7 Oxford locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (20 W High St: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (1 Lynn Ave: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (455 Mcguffey Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: In Oxford: Chase (1), Bank of America (1), PNC Bank (1), U.S. Bank (1), Fifth Third Bank (1). No branches in Oxford: Wells Fargo, Truist (nearest in Blue Ash, 28 mi), Huntington (nearest in Hamilton, 15 mi), Regions Bank, TD Bank, BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| Truist | None | Blue Ash, 28 miles away |
| Huntington | None | Hamilton, 15 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hamilton (12 miles) and Trenton (15 miles). Hamilton, 12 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hamilton, OH | 12 mi | 10 | 16 |
| Banks in Trenton, OH | 15 mi | 2 | 2 |
| Banks in Fairfield, OH | 16 mi | 9 | 16 |
| Banks in Harrison, OH | 18 mi | 8 | 9 |
| Banks in Eaton, OH | 18 mi | 6 | 8 |
| Banks in Miamitown, OH | 20 mi | 2 | 2 |
| Banks in Middletown, OH | 20 mi | 7 | 8 |
| Banks in Springdale, OH | 21 mi | 2 | 2 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oxford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oxford
Short answer: 1 institution has its main office in Oxford: Miami University Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Miami University Community Credit Union | Credit union | $76.0 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: Chase is the largest bank with offices in Oxford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| The Farmers & Merchants State Bank | $3.49 billion | No. 373 | 1 | Archbold, OH |
| LCNB National Bank | $2.22 billion | No. 564 | 1 | Lebanon, OH |
| Somerville Bank | $290.6 million | No. 2,533 | 1 | Eaton, OH |
| Miami Savings Bank | $148.3 million | No. 3,336 | 1 | Miamitown, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, OH?
Oxford has 10 banks with 10 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxford?
Chase, with 1. Bank of America has 1 and U.S. Bank has 1.
Is there a Chase in Oxford, OH?
Yes. FDIC data lists 1 Chase branch in Oxford as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Oxford, OH?
Yes. FDIC data lists 1 Bank of America branch in Oxford as of September 5, 2026. The address and directions are under Bank of America above.
Is there a U.S. Bank in Oxford, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Oxford as of September 5, 2026. The address and directions are under U.S. Bank above.
Which banks in Oxford are open on Saturday?
Chase, U.S. Bank and Fifth Third Bank publish Saturday hours for one or more Oxford locations. The Saturday section above lists each one with its hours. 6 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oxford?
Miami University Community Credit Union has its main office in Oxford, according to the FDIC and the NCUA.
What is the oldest bank in Oxford?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Oxford?
Miami University Community Credit Union has an office in Oxford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include Hamilton, Trenton, Fairfield. Hamilton is 12 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Bank of America, Chase, Fifth Third Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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