US Bank Directory
Banks in Eaton, OH
6 FDIC-insured banks operate 8 offices in Eaton, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Eaton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Eaton, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Eaton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: LCNB National Bank and Somerville Bank have the most locations in Eaton, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
LCNB National Bank Bank · 2
LCNB National Bank has 2 branches in Eaton, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Eaton location is the Eaton National Bank Branch at 110 W Main St, dating to 1892; the newest, at 1697 N Barron St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Eaton National Bank Branch110 W Main St, 45320
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Barron Street Branch1697 N Barron St, 45320
Somerville Bank Bank · 2
Somerville Bank has 2 branches in Eaton, 8 across Ohio and 8 nationwide. FDIC records list its main office in Eaton, OH and show it operating since 1910. With $290.6 million in total assets on June 30, 2026, it ranks No. 2,533 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Eaton location is the Eaton Branch at 1131 N Barron St, dating to 1887; the newest, at 601 Hillcrest Dr, to 1910. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office601 Hillcrest Dr, 45320
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Eaton Branch1131 N Barron St, 45320
Bridge Credit Union Credit union · 1
Bridge Credit Union has 1 office in Eaton, 8 across Ohio. It is based in Powell, OH and $256.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Eaton Branch205 N Barron St, 45320
All hours
Mon to Thu 9 am to 4:30 pm; Fri 7:30 am to 4:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Eaton, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Eaton Banking Center at 1604 N Barron St dates to 1882 in FDIC branch records. It opens on Saturday.
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Eaton Banking Center1604 N Barron St, 45320
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
The Twin Valley Bank Bank · 1
The Twin Valley Bank has 1 branch in Eaton, 5 across Ohio and 5 nationwide. FDIC records list its main office in West Alexandria, OH and show it operating since 1888. With $137.6 million in total assets on June 30, 2026, it ranks No. 3,424 of 4,232 U.S. banks by total assets. The Eaton Branch at 251 Washington Jackson Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eaton Branch251 Washington Jackson Rd, 45320
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Eaton, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Preble Branch at 100 E Main St dates to 1873 in FDIC branch records. It opens on Saturday.
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Preble Branch100 E Main St, 45320
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Eaton, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Eaton Ohio Branch at 100 A East Washington Jackson Road dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eaton Ohio Branch100 A East Washington Jackson Road, 45320
Join a credit union in Eaton
1 credit union has 1 office here: Bridge Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eaton page has every office in the state's directory.
Banking in Eaton: the local picture
Short answer: 6 banks run 8 branches in Eaton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Eaton, 4 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 100 E Main St, dating to 1873; the newest is The Twin Valley Bank's at 251 Washington Jackson Rd, from 2017.
The only credit union with an office here is Bridge Credit Union.
Of the 3 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Eaton
Short answer: 3 of the 3 Eaton locations with published hours open on Saturday, run by 3 institutions.
- U.S. Bank: 1 of 1 branch (100 E Main St: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (1604 N Barron St: Saturday 9 am to 1 pm)
- Bridge Credit Union: 1 of 1 office (205 N Barron St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Eaton, and where the nearest one is if they do not.
Short answer: In Eaton: U.S. Bank (1), Fifth Third Bank (1). No branches in Eaton: Chase (nearest in Oxford, 18 mi), Wells Fargo, Bank of America (nearest in Oxford, 18 mi), PNC Bank (nearest in Oxford, 18 mi), Truist (nearest in Blue Ash, 39 mi), Huntington (nearest in Brookville, 13 mi), Regions Bank, TD Bank, BMO.
| Bank | In Eaton | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Oxford, 18 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Oxford, 18 miles away |
| PNC Bank | None | Oxford, 18 miles away |
| Truist | None | Blue Ash, 39 miles away |
| Huntington | None | Brookville, 13 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eaton to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eaton residents like anyone else.
Banks near Eaton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lewisburg (8 miles) and Brookville (13 miles). Oxford, 18 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lewisburg, OH | 8 mi | 3 | 3 |
| Banks in Brookville, OH | 13 mi | 3 | 3 |
| Banks in New Lebanon, OH | 13 mi | 3 | 3 |
| Banks in Germantown, OH | 17 mi | 2 | 2 |
| Banks in Arcanum, OH | 18 mi | 2 | 2 |
| Banks in Oxford, OH | 18 mi | 10 | 10 |
| Banks in Englewood, OH | 19 mi | 7 | 7 |
| Banks in Trenton, OH | 21 mi | 2 | 2 |
Bank branch openings and closings in Eaton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Eaton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Eaton
Short answer: 1 institution has its main office in Eaton: Somerville Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Somerville Bank | Bank | $290.6 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Eaton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eaton offices.
Short answer: U.S. Bank is the largest bank with offices in Eaton, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| LCNB National Bank | $2.22 billion | No. 564 | 2 | Lebanon, OH |
| Somerville Bank | $290.6 million | No. 2,533 | 2 | Eaton, OH |
| The Twin Valley Bank | $137.6 million | No. 3,424 | 1 | West Alexandria, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Eaton: FAQ
How many banks are in Eaton, OH?
Eaton has 6 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Eaton?
LCNB National Bank, with 2. Somerville Bank has 2 and U.S. Bank has 1.
Is there a LCNB National Bank in Eaton, OH?
Yes. FDIC data lists 2 LCNB National Bank branches in Eaton as of September 5, 2026. Its branches are listed under LCNB National Bank above, with the address and directions for each.
Is there a Somerville Bank in Eaton, OH?
Yes. FDIC data lists 2 Somerville Bank branches in Eaton as of September 5, 2026, the main office at 601 Hillcrest Dr. Its branches are listed under Somerville Bank above, with the address and directions for each.
Is there a U.S. Bank in Eaton, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Eaton as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Eaton, OH?
No. FDIC data lists no Chase branch in Eaton as of September 5, 2026. The nearest is in Oxford, about 18 miles away in a straight line.
Which banks in Eaton are open on Saturday?
U.S. Bank, Fifth Third Bank and Bridge Credit Union publish Saturday hours for one or more Eaton locations. The Saturday section above lists each one with its hours. 6 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Eaton?
Somerville Bank has its main office in Eaton, according to the FDIC.
What is the oldest bank in Eaton?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Eaton?
Bridge Credit Union has an office in Eaton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Eaton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Eaton?
Nearby cities with more banks include Lewisburg, Brookville, New Lebanon. Lewisburg is 8 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: Fifth Third Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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