US Bank Directory
Banks in Oberlin, OH
2 FDIC-insured banks operate 2 offices in Oberlin, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oberlin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Oberlin, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oberlin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington and Northwest Bank have the most locations in Oberlin, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 1
Huntington has 1 branch in Oberlin, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Oberlin Branch at 5 S Main St dates to 1889 in FDIC branch records. It opens on Saturday.
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Oberlin Branch5 S Main St, 44074
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Oberlin, 13 across Ohio and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Oberlin Branch at 49 S Main St dates to 1968 in FDIC branch records. It opens on Saturday.
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Oberlin Branch49 S Main St, 44074
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Ohio Educational Credit Union Credit union · 1
Ohio Educational Credit Union has 1 office in Oberlin, 5 across Ohio. It is based in Cleveland, OH and $158.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oberlin55 E College St Unit 2, 44074
All hours
Mon closed; Tue to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Join a credit union in Oberlin
1 credit union has 1 office here: Ohio Educational Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oberlin page has every office in the state's directory.
Banking in Oberlin: the local picture
Short answer: 2 banks run 2 branches in Oberlin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Oberlin, 1 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 5 S Main St, dating to 1889; the newest is Northwest Bank's at 49 S Main St, from 1968.
The only credit union with an office here is Ohio Educational Credit Union.
Of the 3 locations with published hours. 3 open on Saturday.
Banks and credit unions open on Saturday in Oberlin
Short answer: 3 of the 3 Oberlin locations with published hours open on Saturday, run by 3 institutions.
- Huntington: 1 of 1 branch (5 S Main St: Saturday 9 am to 12 pm)
- Northwest Bank: 1 of 1 branch (49 S Main St: Saturday 9 am to 12 pm)
- Ohio Educational Credit Union: 1 of 1 office (55 E College St Unit 2: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oberlin, and where the nearest one is if they do not.
Short answer: In Oberlin: Huntington (1). No branches in Oberlin: Chase (nearest in Lorain, 9 mi), Wells Fargo, Bank of America (nearest in Westlake, 18 mi), PNC Bank (nearest in Elyria, 9 mi), U.S. Bank (nearest in Elyria, 9 mi), Truist (nearest in Blue Ash, 182 mi), Fifth Third Bank (nearest in Elyria, 8 mi), Regions Bank, TD Bank, BMO.
| Bank | In Oberlin | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Lorain, 9 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Westlake, 18 miles away |
| PNC Bank | None | Elyria, 9 miles away |
| U.S. Bank | None | Elyria, 9 miles away |
| Truist | None | Blue Ash, 182 miles away |
| Fifth Third Bank | None | Elyria, 8 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oberlin to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oberlin residents like anyone else.
Banks near Oberlin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Amherst (8 miles) and Wellington (8 miles). Avon, 15 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Amherst, OH | 8 mi | 4 | 4 |
| Banks in Wellington, OH | 8 mi | 3 | 3 |
| Banks in Elyria, OH | 9 mi | 9 | 13 |
| Banks in Lorain, OH | 11 mi | 6 | 10 |
| Banks in Vermilion, OH | 11 mi | 3 | 3 |
| Banks in North Ridgeville, OH | 13 mi | 6 | 6 |
| Banks in Avon, OH | 15 mi | 13 | 13 |
| Banks in Avon Lake, OH | 18 mi | 6 | 6 |
Bank branch openings and closings in Oberlin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oberlin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oberlin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oberlin offices.
Short answer: Huntington is the largest bank with offices in Oberlin, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Northwest Bank is second with $17.21 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oberlin: FAQ
How many banks are in Oberlin, OH?
Oberlin has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oberlin?
Huntington, with 1. Northwest Bank has 1.
Is there a Huntington in Oberlin, OH?
Yes. FDIC data lists 1 Huntington branch in Oberlin as of September 5, 2026. The address and directions are under Huntington above.
Is there a Northwest Bank in Oberlin, OH?
Yes. FDIC data lists 1 Northwest Bank branch in Oberlin as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Chase in Oberlin, OH?
No. FDIC data lists no Chase branch in Oberlin as of September 5, 2026. The nearest is in Lorain, about 9 miles away in a straight line.
Which banks in Oberlin are open on Saturday?
Huntington, Northwest Bank and Ohio Educational Credit Union publish Saturday hours for one or more Oberlin locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Oberlin?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Oberlin?
Ohio Educational Credit Union has an office in Oberlin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oberlin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oberlin?
Nearby cities with more banks include Amherst, Wellington, Elyria. Amherst is 8 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Huntington, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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