US Bank Directory
Banks in Lorain, OH
6 FDIC-insured banks operate 10 offices in Lorain, Ohio, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lorain
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 14 locations in Lorain, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lorain
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northwest Bank has the most locations in Lorain, with 3. It is followed by Chase (2), First Federal Savings and Loan Association of Lorain (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northwest Bank Bank · 3
Northwest Bank has 3 branches in Lorain, 13 across Ohio and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lorain location is the Lorain - Broadway Branch at 457 Broadway, dating to 1934; the newest, at 200 W 6th St, to 2015. 1 of its 3 Lorain locations with published hours open on Saturday.
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Lorain - 6Th Street Drive Through Branch200 W 6th St, 44052
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Lorain - Oberlin Avenue Branch3660 Oberlin Ave, 44053
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Lorain - Broadway Branch457 Broadway, 44052
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Lorain, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lorain location is the Southview Branch at 2232 Fairless Dr, dating to 1954; the newest, at 5971 Leavitt Rd, to 1970. All 2 of its Lorain locations with published hours open on Saturday.
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Southview Branch2232 Fairless Dr, 44055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Amherst Branch5971 Leavitt Rd, 44053
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First Federal Savings and Loan Association of Lorain Bank · 2
First Federal Savings and Loan Association of Lorain has 2 branches in Lorain, 6 across Ohio and 6 nationwide. FDIC records list its main office in Lorain, OH and show it operating since 1921. With $573.8 million in total assets on June 30, 2026, it ranks No. 1,620 of 4,232 U.S. banks by total assets. Its main office at 3721 Oberlin Ave dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3721 Oberlin Ave, 44053
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2233 East 42Nd Street Branch2233 E 42nd St, 44055
Achieve Credit Union Credit union · 1
Achieve Credit Union has 1 office in Lorain, 3 across Ohio. It is based in Elyria, OH and $199.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Achieve Credit Union, Inc.4459 Oberlin Ave, 44053
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Cleveland Selfreliance Credit Union Credit union · 1
Cleveland Selfreliance Credit Union has 1 office in Lorain, 4 across Ohio. It is based in Parma, OH and $110.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lorain Office3010 Charleston Ave, 44055
All hours
Mon to Fri not published; Sat 4 pm to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
Community Star Credit Union Credit union · 1
Community Star Credit Union has 1 office in Lorain, 2 across Ohio. It is based in Elyria, OH and $102.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lorain Office5609 W Erie Ave, 44053
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Lorain, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Lorain-Downtown at 559 Broadway dates to 1889 in FDIC branch records. It opens on Saturday.
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Lorain-Downtown559 Broadway, 44052
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Genfed Financial Credit Union Credit union · 1
Genfed Financial Credit Union has 1 office in Lorain, 7 across Ohio. It is based in Akron, OH and $332.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lorain Office - Oberlin Ave5320 Oberlin Ave, 44053
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Lorain, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Tower Boulevard Branch at 4200 Oberlin Ave dates to 1968 in FDIC branch records. It opens on Saturday.
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Tower Boulevard Branch4200 Oberlin Ave, 44053
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Lorain, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Deerfield Village Lorain Branch at 7400 Oak Point Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Deerfield Village Lorain Branch7400 Oak Point Rd, 44053
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lorain
4 credit unions have 4 offices here: Genfed Financial Credit Union, Achieve Credit Union, Cleveland Selfreliance Credit Union and Community Star Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lorain page has every office in the state's directory.
Banking in Lorain: the local picture
Short answer: 6 banks run 10 branches in Lorain according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Lorain, 4 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 559 Broadway, dating to 1889; the newest is Northwest Bank's at 200 W 6th St, from 2015.
4 credit unions have 4 offices in Lorain, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 10 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Lorain
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 44053 has the most bank and credit union offices in Lorain (8), followed by 44052 (3) and 44055 (3). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 44053 | 8 | 8 | Achieve Credit Union, Chase, Community Star Credit Union |
| 44052 | 3 | 2 | Northwest Bank, Fifth Third Bank |
| 44055 | 3 | 3 | Chase, Cleveland Selfreliance Credit Union, First Federal Savings and Loan Association of Lorain |
Banks and credit unions open on Saturday in Lorain
Short answer: 10 of the 12 Lorain locations with published hours open on Saturday, run by 9 institutions.
- Northwest Bank: 1 of 3 branches (3660 Oberlin Ave: Saturday 9 am to 12 pm)
- Chase: 2 of 2 branches (2232 Fairless Dr: Saturday 9 am to 2 pm, and 1 more)
- Fifth Third Bank: 1 of 1 branch (559 Broadway: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (4200 Oberlin Ave: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (7400 Oak Point Rd: Saturday 9 am to 1 pm)
- Genfed Financial Credit Union: 1 of 1 office (5320 Oberlin Ave: Saturday 9 am to 1 pm)
- Achieve Credit Union: 1 of 1 office (4459 Oberlin Ave: Saturday 9 am to 12:30 pm)
- Cleveland Selfreliance Credit Union: 1 of 1 office (3010 Charleston Ave: Saturday 4 pm to 6 pm)
- Community Star Credit Union: 1 of 1 office (5609 W Erie Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lorain, and where the nearest one is if they do not.
Short answer: In Lorain: Chase (2), Fifth Third Bank (1), Huntington (1). No branches in Lorain: Wells Fargo, Bank of America (nearest in Westlake, 12 mi), PNC Bank (nearest in Elyria, 4 mi), U.S. Bank (nearest in Elyria, 4 mi), Truist (nearest in Blue Ash, 192 mi), Regions Bank, TD Bank, BMO.
| Bank | In Lorain | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Westlake, 12 miles away |
| PNC Bank | None | Elyria, 4 miles away |
| U.S. Bank | None | Elyria, 4 miles away |
| Truist | None | Blue Ash, 192 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lorain to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lorain residents like anyone else.
Banks near Lorain
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Amherst (3 miles) and Elyria (6 miles). Westlake, 12 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Amherst, OH | 3 mi | 4 | 4 |
| Banks in Elyria, OH | 6 mi | 9 | 13 |
| Banks in Avon, OH | 8 mi | 13 | 13 |
| Banks in Vermilion, OH | 9 mi | 3 | 3 |
| Banks in North Ridgeville, OH | 9 mi | 6 | 6 |
| Banks in Avon Lake, OH | 9 mi | 6 | 6 |
| Banks in Oberlin, OH | 11 mi | 2 | 2 |
| Banks in Westlake, OH | 12 mi | 14 | 18 |
Bank branch openings and closings in Lorain
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lorain between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lorain
Short answer: 1 institution has its main office in Lorain: First Federal Savings and Loan Association of Lorain.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Federal Savings and Loan Association of Lorain | Bank | $573.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lorain by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lorain offices.
Short answer: Chase is the largest bank with offices in Lorain, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Northwest Bank | $17.21 billion | No. 116 | 3 | Warren, PA |
| First Federal Savings and Loan Association of Lorain | $573.8 million | No. 1,620 | 2 | Lorain, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lorain: FAQ
How many banks are in Lorain, OH?
Lorain has 6 banks with 10 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lorain?
Northwest Bank, with 3. Chase has 2 and First Federal Savings and Loan Association of Lorain has 2.
Is there a Northwest Bank in Lorain, OH?
Yes. FDIC data lists 3 Northwest Bank branches in Lorain as of September 5, 2026. Its branches are listed under Northwest Bank above, with the address and directions for each.
Is there a Chase in Lorain, OH?
Yes. FDIC data lists 2 Chase branches in Lorain as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Which banks in Lorain are open on Saturday?
Northwest Bank, Chase, Fifth Third Bank and Huntington and 5 more publish Saturday hours for one or more Lorain locations. The Saturday section above lists each one with its hours. 2 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lorain?
First Federal Savings and Loan Association of Lorain has its main office in Lorain, according to the FDIC.
What is the oldest bank in Lorain?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lorain?
Genfed Financial Credit Union, Achieve Credit Union, Cleveland Selfreliance Credit Union and Community Star Credit Union have offices in Lorain. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lorain in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lorain?
Nearby cities with more banks include Amherst, Elyria, Avon. Amherst is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 10 branches: Chase, Fifth Third Bank, Huntington, KeyBank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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