US Bank Directory
Banks in Amherst, OH
4 FDIC-insured banks operate 4 offices in Amherst, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Amherst
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Amherst, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Amherst
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Amherst, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Amherst, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Amhurst Bc Branch at 309 N Leavitt Rd dates to 1889 in FDIC branch records. It opens on Saturday.
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Amhurst Bc Branch309 N Leavitt Rd, 44001
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Federal Savings and Loan Association of Lorain Bank · 1
First Federal Savings and Loan Association of Lorain has 1 branch in Amherst, 6 across Ohio and 6 nationwide. FDIC records list its main office in Lorain, OH and show it operating since 1921. With $573.8 million in total assets on June 30, 2026, it ranks No. 1,620 of 4,232 U.S. banks by total assets. The 1180 Park Avenue Branch at 1180 Park Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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1180 Park Avenue Branch1180 Park Ave, 44001
Huntington Bank · 1
Huntington has 1 branch in Amherst, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Downtown Amherst Branch at 160 Cleveland Ave dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Amherst Branch160 Cleveland Ave, 44001
Lormet Community Credit Union Credit union · 1
Lormet Community Credit Union has 1 office in Amherst, 4 across Ohio. It is based in Amherst, OH and $280.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2051 Cooper Foster Park Rd, 44001
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Amherst, 13 across Ohio and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Amherst Branch at 1175 Cleveland Ave dates to 1960 in FDIC branch records. It opens on Saturday.
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Amherst Branch1175 Cleveland Ave, 44001
All hours
Mon 9 am to 12 am; Tue to Fri 12 am to 5 am, 9 am to 12 am; Sat 12 am to 5 am, 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Amherst
1 credit union has 1 office here: Lormet Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Amherst page has every office in the state's directory.
Banking in Amherst: the local picture
Short answer: 4 banks run 4 branches in Amherst according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Amherst, 3 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 309 N Leavitt Rd, dating to 1889; the newest is First Federal Savings and Loan Association of Lorain's at 1180 Park Ave, from 2006.
The only credit union with an office here is Lormet Community Credit Union.
Of the 3 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Amherst
Short answer: 3 of the 3 Amherst locations with published hours open on Saturday, run by 3 institutions.
- Fifth Third Bank: 1 of 1 branch (309 N Leavitt Rd: Saturday 9 am to 1 pm)
- Northwest Bank: 1 of 1 branch (1175 Cleveland Ave: Saturday 12 am to 5 am, 9 am to 12 pm)
- Lormet Community Credit Union: 1 of 1 office (2051 Cooper Foster Park Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Amherst, and where the nearest one is if they do not.
Short answer: In Amherst: Fifth Third Bank (1), Huntington (1). No branches in Amherst: Chase (nearest in Lorain, 1 mi), Wells Fargo, Bank of America (nearest in Westlake, 14 mi), PNC Bank (nearest in Elyria, 5 mi), U.S. Bank (nearest in Elyria, 5 mi), Truist (nearest in Blue Ash, 189 mi), Regions Bank, TD Bank, BMO.
| Bank | In Amherst | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Lorain, 1 mile away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Westlake, 14 miles away |
| PNC Bank | None | Elyria, 5 miles away |
| U.S. Bank | None | Elyria, 5 miles away |
| Truist | None | Blue Ash, 189 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Amherst to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Amherst residents like anyone else.
Banks near Amherst
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lorain (3 miles) and Elyria (6 miles). Westlake, 15 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lorain, OH | 3 mi | 6 | 10 |
| Banks in Elyria, OH | 6 mi | 9 | 13 |
| Banks in Vermilion, OH | 7 mi | 3 | 3 |
| Banks in Oberlin, OH | 8 mi | 2 | 2 |
| Banks in Avon, OH | 11 mi | 13 | 13 |
| Banks in North Ridgeville, OH | 11 mi | 6 | 6 |
| Banks in Avon Lake, OH | 12 mi | 6 | 6 |
| Banks in Westlake, OH | 15 mi | 14 | 18 |
Bank branch openings and closings in Amherst
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Amherst between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Amherst
Short answer: 1 institution has its main office in Amherst: Lormet Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Lormet Community Credit Union | Credit union | $280.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Amherst by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Amherst offices.
Short answer: Fifth Third Bank is the largest bank with offices in Amherst, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| First Federal Savings and Loan Association of Lorain | $573.8 million | No. 1,620 | 1 | Lorain, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Amherst: FAQ
How many banks are in Amherst, OH?
Amherst has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Amherst?
Fifth Third Bank, with 1. Huntington has 1 and Northwest Bank has 1.
Is there a Fifth Third Bank in Amherst, OH?
Yes. FDIC data lists 1 Fifth Third Bank branch in Amherst as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Huntington in Amherst, OH?
Yes. FDIC data lists 1 Huntington branch in Amherst as of September 5, 2026. The address and directions are under Huntington above.
Is there a Northwest Bank in Amherst, OH?
Yes. FDIC data lists 1 Northwest Bank branch in Amherst as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Chase in Amherst, OH?
No. FDIC data lists no Chase branch in Amherst as of September 5, 2026. The nearest is in Lorain, about 1 miles away in a straight line.
Which banks in Amherst are open on Saturday?
Fifth Third Bank, Northwest Bank and Lormet Community Credit Union publish Saturday hours for one or more Amherst locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Amherst?
Lormet Community Credit Union has its main office in Amherst, according to the FDIC and the NCUA.
What is the oldest bank in Amherst?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Amherst?
Lormet Community Credit Union has an office in Amherst. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Amherst in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Amherst?
Nearby cities with more banks include Lorain, Elyria, Vermilion. Lorain is 3 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Fifth Third Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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