US Bank Directory

Banks in Degraff, OH

1 FDIC-insured bank operates 1 office in Degraff, Ohio.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Degraff

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Degraff, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Degraff

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Midwest Savings Bank is the only bank with an office in Degraff. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Midwest Savings Bank 1 branch · main office Degraff, OH Bank · 1

United Midwest Savings Bank has 1 branch in Degraff, 6 across Ohio and 6 nationwide. FDIC records list its main office in Degraff, OH and show it operating since 1889. With $523.4 million in total assets on June 30, 2026, it ranks No. 1,743 of 4,232 U.S. banks by total assets. Its main office at 101 S Main St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 S Main St, 43318
    Hours: see the bank's site
United Midwest Savings Bank: profile, branches and contacts

Banking in Degraff: the local picture

Short answer: 1 bank runs 1 branch in Degraff according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Midwest Savings Bank has its main office in Degraff, according to the FDIC.

The bank with the longest record here is United Midwest Savings Bank, operating since 1889 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Degraff, and where the nearest one is if they do not.

Short answer: No branches in Degraff: Chase (nearest in Sidney, 14 mi), Wells Fargo, Bank of America (nearest in Dublin, 42 mi), PNC Bank (nearest in Bellefontaine, 9 mi), U.S. Bank (nearest in Sidney, 13 mi), Truist (nearest in Blue Ash, 79 mi), Fifth Third Bank (nearest in Bellefontaine, 9 mi), Huntington (nearest in Bellefontaine, 9 mi), Regions Bank, TD Bank, BMO.

BankIn DegraffNearest branch if none here
ChaseNoneSidney, 14 miles away
Wells FargoNonenone in Ohio
Bank of AmericaNoneDublin, 42 miles away
PNC BankNoneBellefontaine, 9 miles away
U.S. BankNoneSidney, 13 miles away
TruistNoneBlue Ash, 79 miles away
Fifth Third BankNoneBellefontaine, 9 miles away
HuntingtonNoneBellefontaine, 9 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Degraff to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Degraff residents like anyone else.

Banks near Degraff

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bellefontaine (9 miles) and West Liberty (9 miles). Sidney, 14 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Degraff

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Degraff between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Degraff

Short answer: 1 institution has its main office in Degraff: United Midwest Savings Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
United Midwest Savings BankBank$523.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Degraff by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Degraff offices.

Short answer: United Midwest Savings Bank is the largest bank with offices in Degraff, with $523.4 million in total assets on June 30, 2026, No. 1,743 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Midwest Savings Bank$523.4 millionNo. 1,7431Degraff, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Degraff: FAQ

How many banks are in Degraff, OH?

Degraff has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a United Midwest Savings Bank in Degraff, OH?

Yes. FDIC data lists 1 United Midwest Savings Bank branch in Degraff as of September 5, 2026, the main office at 101 S Main St. The address and directions are under United Midwest Savings Bank above.

Is there a Chase in Degraff, OH?

No. FDIC data lists no Chase branch in Degraff as of September 5, 2026. The nearest is in Sidney, about 14 miles away in a straight line.

Which banks are headquartered in Degraff?

United Midwest Savings Bank has its main office in Degraff, according to the FDIC.

What is the oldest bank in Degraff?

United Midwest Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1889.

Did any bank branches open or close in Degraff in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Degraff?

Nearby cities with more banks include Bellefontaine, West Liberty, Russells Point. Bellefontaine is 9 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds