US Bank Directory
Banks in Urbana, OH
6 FDIC-insured banks operate 8 offices in Urbana, Ohio, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Urbana
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 10 locations in Urbana, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Urbana
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Park National Bank and The Peoples Savings Bank have the most locations in Urbana, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Park National Bank Bank · 2
Park National Bank has 2 branches in Urbana, 77 across Ohio and 114 nationwide. FDIC records list its main office in Newark, OH and show it operating since 1908. With $12.61 billion in total assets on June 30, 2026, it ranks No. 142 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Urbana location is the 2018 Urbana Branch at 828 Scioto St, dating to 1963; the newest, at 1 Monument Sq, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
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Messenger Service Branch1 Monument Sq, 43078
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2018 Urbana Branch828 Scioto St, 43078
The Peoples Savings Bank Bank · 2
The Peoples Savings Bank has 2 branches in Urbana, 2 across Ohio and 2 nationwide. FDIC records list its main office in Urbana, OH and show it operating since 1892. With $189.3 million in total assets on June 30, 2026, it ranks No. 3,067 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Urbana location is its main office at 10 Monument Sq, dating to 1892; the newest, at 618 Scioto St, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office10 Monument Sq, 43078
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618 Scioto Street Branch618 Scioto St, 43078
Civista Bank Bank · 1
Civista Bank has 1 branch in Urbana, 34 across Ohio and 42 nationwide. FDIC records list its main office in Sandusky, OH and show it operating since 1884. With $4.29 billion in total assets on June 30, 2026, it ranks No. 322 of 4,232 U.S. banks by total assets. The Urbana Branch at 601 Scioto St dates to 1851 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Urbana Branch601 Scioto St, 43078
Ih Credit Union Credit union · 1
Ih Credit Union has 1 office in Urbana, 5 across Ohio. It is based in Springfield, OH and $358.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Branch Office731 Scioto St, 43078
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Urbana, 23 across Ohio and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Perpetual Federal Mo Branch at 120 N Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Perpetual Federal Mo Branch120 N Main St, 43078
The First Central National Bank of St. Paris Bank · 1
The First Central National Bank of St. Paris has 1 branch in Urbana, 4 across Ohio and 4 nationwide. FDIC records list its main office in St. Paris, OH and show it operating since 1880. With $97.0 million in total assets on June 30, 2026, it ranks No. 3,717 of 4,232 U.S. banks by total assets. The Urbana Branch at 1754 E Us Highway 36 dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Urbana Branch1754 E Us Highway 36, 43078
Woodforest Bank · 1
Woodforest has 1 branch in Urbana, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0422 Urbana Wal-Mart Branch at 1840 E Us Highway 36 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0422 Urbana Wal-Mart Branch1840 E Us Highway 36, 43078
Wright-patt Credit Union Credit union · 1
Wright-patt Credit Union has 1 office in Urbana, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Urbana1868 E Us Highway 36, 43078
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Urbana
2 credit unions have 2 offices here: Wright-patt Credit Union and Ih Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Urbana page has every office in the state's directory.
Banking in Urbana: the local picture
Short answer: 6 banks run 8 branches in Urbana according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Urbana, 4 elsewhere in Ohio and 1 out of state, according to the FDIC.
The bank with the longest record here is The First Central National Bank of St. Paris, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Civista Bank's office at 601 Scioto St, dating to 1851; the newest is The First Central National Bank of St. Paris's at 1754 E Us Highway 36, from 2022.
2 credit unions have 2 offices in Urbana, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.
Credit unions open on Saturday in Urbana
Short answer: 1 of the 2 Urbana locations with published hours opens on Saturday, run by 1 institution.
- Wright-patt Credit Union: 1 of 1 office (1868 E Us Highway 36: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Urbana, and where the nearest one is if they do not.
Short answer: No branches in Urbana: Chase (nearest in Marysville, 21 mi), Wells Fargo, Bank of America (nearest in Dublin, 30 mi), PNC Bank (nearest in Springfield, 11 mi), U.S. Bank (nearest in Yellow Springs, 22 mi), Truist (nearest in Blue Ash, 70 mi), Fifth Third Bank (nearest in Springfield, 12 mi), Huntington (nearest in Springfield, 10 mi), Regions Bank, TD Bank, BMO.
| Bank | In Urbana | Nearest branch if none here |
|---|---|---|
| Chase | None | Marysville, 21 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Dublin, 30 miles away |
| PNC Bank | None | Springfield, 11 miles away |
| U.S. Bank | None | Yellow Springs, 22 miles away |
| Truist | None | Blue Ash, 70 miles away |
| Fifth Third Bank | None | Springfield, 12 miles away |
| Huntington | None | Springfield, 10 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Urbana to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Urbana residents like anyone else.
Banks near Urbana
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Liberty (10 miles) and Springfield (12 miles). Springfield, 12 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Liberty, OH | 10 mi | 2 | 2 |
| Banks in Springfield, OH | 12 mi | 11 | 22 |
| Banks in Bellefontaine, OH | 17 mi | 7 | 9 |
| Banks in New Carlisle, OH | 19 mi | 3 | 3 |
| Banks in London, OH | 21 mi | 5 | 5 |
| Banks in Marysville, OH | 22 mi | 8 | 8 |
| Banks in Yellow Springs, OH | 23 mi | 2 | 2 |
| Banks in Fairborn, OH | 25 mi | 4 | 4 |
Bank branch openings and closings in Urbana
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Urbana between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Urbana
Short answer: 1 institution has its main office in Urbana: The Peoples Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Peoples Savings Bank | Bank | $189.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Urbana by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Urbana offices.
Short answer: Park National Bank is the largest bank with offices in Urbana, with $12.61 billion in total assets on June 30, 2026, No. 142 among U.S. banks by total assets. Woodforest is second with $8.98 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Park National Bank | $12.61 billion | No. 142 | 2 | Newark, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Civista Bank | $4.29 billion | No. 322 | 1 | Sandusky, OH |
| The Farmers & Merchants State Bank | $3.49 billion | No. 373 | 1 | Archbold, OH |
| The Peoples Savings Bank | $189.3 million | No. 3,067 | 2 | Urbana, OH |
| The First Central National Bank of St. Paris | $97.0 million | No. 3,717 | 1 | St. Paris, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Urbana: FAQ
How many banks are in Urbana, OH?
Urbana has 6 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Urbana?
Park National Bank, with 2. The Peoples Savings Bank has 2 and Woodforest has 1.
Is there a Park National Bank in Urbana, OH?
Yes. FDIC data lists 2 Park National Bank branches in Urbana as of September 5, 2026. Its branches are listed under Park National Bank above, with the address and directions for each.
Is there a The Peoples Savings Bank in Urbana, OH?
Yes. FDIC data lists 2 The Peoples Savings Bank branches in Urbana as of September 5, 2026, the main office at 10 Monument Sq. Its branches are listed under The Peoples Savings Bank above, with the address and directions for each.
Is there a Woodforest in Urbana, OH?
Yes. FDIC data lists 1 Woodforest branch in Urbana as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Chase in Urbana, OH?
No. FDIC data lists no Chase branch in Urbana as of September 5, 2026. The nearest is in Marysville, about 21 miles away in a straight line.
Which banks in Urbana are open on Saturday?
Wright-patt Credit Union publishes Saturday hours for one or more Urbana locations. The Saturday section above lists each one with its hours. 8 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Urbana?
The Peoples Savings Bank has its main office in Urbana, according to the FDIC.
What is the oldest bank in Urbana?
The First Central National Bank of St. Paris has the longest record among banks with a branch here: the FDIC shows it operating since 1880.
Which credit unions can I join in Urbana?
Wright-patt Credit Union and Ih Credit Union have offices in Urbana. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Urbana in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Urbana?
Nearby cities with more banks include West Liberty, Springfield, Bellefontaine. West Liberty is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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