US Bank Directory

Banks in Covington, OH

1 FDIC-insured bank operates 2 offices in Covington, Ohio.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Covington

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Covington, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Covington

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Covington Savings and Loan Association is the only bank with offices in Covington, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Covington Savings and Loan Association 2 branches · main office Covington, OH Bank · 2

The Covington Savings and Loan Association has 2 branches in Covington, 3 across Ohio and 3 nationwide. FDIC records list its main office in Covington, OH and show it operating since 1886. With $84.0 million in total assets on June 30, 2026, it ranks No. 3,823 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Covington location is its main office at 117 N High St, dating to 1886; the newest, at 700 E Broadway St, to 1987. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    117 N High St, 45318
    Hours: see the bank's site
  • East Broadway Branch
    700 E Broadway St, 45318
    Hours: see the bank's site
The Covington Savings and Loan Association: profile, branches and contacts

Banking in Covington: the local picture

Short answer: 1 bank runs 2 branches in Covington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The Covington Savings and Loan Association has its main office in Covington, according to the FDIC.

The bank with the longest record here is The Covington Savings and Loan Association, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is The Covington Savings and Loan Association's office at 117 N High St, dating to 1886; the newest is The Covington Savings and Loan Association's at 700 E Broadway St, from 1987.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Covington, and where the nearest one is if they do not.

Short answer: No branches in Covington: Chase (nearest in Piqua, 6 mi), Wells Fargo, Bank of America (nearest in Middletown, 43 mi), PNC Bank (nearest in Troy, 8 mi), U.S. Bank (nearest in Troy, 9 mi), Truist (nearest in Blue Ash, 62 mi), Fifth Third Bank (nearest in Piqua, 5 mi), Huntington (nearest in West Milton, 12 mi), Regions Bank, TD Bank, BMO.

BankIn CovingtonNearest branch if none here
ChaseNonePiqua, 6 miles away
Wells FargoNonenone in Ohio
Bank of AmericaNoneMiddletown, 43 miles away
PNC BankNoneTroy, 8 miles away
U.S. BankNoneTroy, 9 miles away
TruistNoneBlue Ash, 62 miles away
Fifth Third BankNonePiqua, 5 miles away
HuntingtonNoneWest Milton, 12 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Covington to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Covington residents like anyone else.

Banks near Covington

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bradford (4 miles) and Piqua (5 miles). Troy, 8 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Covington

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Covington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Covington

Short answer: 1 institution has its main office in Covington: The Covington Savings and Loan Association.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Covington Savings and Loan AssociationBank$84.0 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Covington by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Covington offices.

Short answer: The Covington Savings and Loan Association is the largest bank with offices in Covington, with $84.0 million in total assets on June 30, 2026, No. 3,823 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Covington Savings and Loan Association$84.0 millionNo. 3,8232Covington, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Covington: FAQ

How many banks are in Covington, OH?

Covington has 1 bank with 2 branches, according to FDIC data as of September 5, 2026.

Is there a Chase in Covington, OH?

No. FDIC data lists no Chase branch in Covington as of September 5, 2026. The nearest is in Piqua, about 6 miles away in a straight line.

Which banks are headquartered in Covington?

The Covington Savings and Loan Association has its main office in Covington, according to the FDIC.

What is the oldest bank in Covington?

The Covington Savings and Loan Association has the longest record among banks with a branch here: the FDIC shows it operating since 1886.

Did any bank branches open or close in Covington in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Covington?

Nearby cities with more banks include Bradford, Piqua, Troy. Bradford is 4 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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