Banks in Vails Gate, NY

Bank branch map: Vails Gate

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Vails Gate, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Vails Gate

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens is the only bank with an office in Vails Gate. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Vails Gate, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Vails Gate Branch at 406 Route 32 Hwy dates to 1968 in FDIC branch records. It opens on Saturday.

• Vails Gate Branch

  406 Route 32 Hwy, 12584

  (845) 562-1510Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

Citizens: profile, branches and contacts

Banking in Vails Gate: the local picture

Short answer: 1 bank runs 1 branch in Vails Gate according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens has its main office in Providence, RI, according to the FDIC.

The bank with the longest record here is Citizens, operating since 2005 according to the FDIC.

Of the 1 location with published hours. 1 opens on Saturday.

Banks open on Saturday in Vails Gate

Short answer: 1 of the 1 Vails Gate location with published hours opens on Saturday, run by 1 institution.

• Citizens: 1 of 1 branch (406 Route 32 Hwy: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Vails Gate, and where the nearest one is if they do not.

Short answer: No branches in Vails Gate: Chase (nearest in New Windsor, 1 mi), Wells Fargo (nearest in Newburgh, 5 mi), Bank of America (nearest in New Windsor, 1 mi), PNC Bank (nearest in New York, 42 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 49 mi), Huntington, Regions Bank, TD Bank (nearest in Newburgh, 3 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vails Gate to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vails Gate residents like anyone else.

Banks near Vails Gate

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Windsor (1 mile) and Newburgh (4 miles). Newburgh, 4 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Vails Gate

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Vails Gate between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Vails Gate by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vails Gate offices.

Short answer: Citizens is the largest bank with offices in Vails Gate, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Vails Gate: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.