Banks in Highland Falls, NY

Bank branch map: Highland Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Highland Falls, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Highland Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, USAA Federal Savings Bank and Wallkill Valley Federal Savings and Loan Association have the most locations in Highland Falls, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Highland Falls, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The West Point Branch at 271 Main St dates to 1968 in FDIC branch records. Its published hours do not list Saturday.

• West Point Branch

  271 Main St, 10928

  (845) 446-4981Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Highland Falls, 4 across New York. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Highland Falls Ny

  437 Main St, 10928

  (888) 842-6328Today 9 am to 5:30 pm

  All hours

  Mon to Fri 9 am to 5:30 pm; Sat 9 am to 3 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Navy Federal Credit Union: profile, branches and contacts

USAA Federal Savings Bank 1 branch · main office Phoenix, AZ Bank · 1

USAA Federal Savings Bank has 1 branch in Highland Falls, 1 across New York and 2 nationwide. FDIC records list its main office in Phoenix, AZ and show it operating since 1983. With $106.19 billion in total assets on June 30, 2026, it ranks No. 31 of 4,232 U.S. banks by total assets. The West Point Branch at 529 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Point Branch

  529 Main St, 10928

  Hours: see the bank's site
  DirectionsWebsite

USAA Federal Savings Bank: profile, branches and contacts

Wallkill Valley Federal Savings and Loan Association 1 branch · main office Wallkill, NY Bank · 1

Wallkill Valley Federal Savings and Loan Association has 1 branch in Highland Falls, 9 across New York and 9 nationwide. FDIC records list its main office in Wallkill, NY and show it operating since 1913. With $485.0 million in total assets on June 30, 2026, it ranks No. 1,836 of 4,232 U.S. banks by total assets. The Highland Falls Branch at 252 Main St dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Highland Falls Branch

  252 Main St, 10928

  Hours: see the bank's site
  DirectionsWebsite

Wallkill Valley Federal Savings and Loan Association: profile, branches and contacts

Join a credit union in Highland Falls

1 credit union has 1 office here: Navy Federal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Highland Falls page has every office in the state's directory.

Banking in Highland Falls: the local picture

Short answer: 3 banks run 3 branches in Highland Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Highland Falls, 1 elsewhere in New York and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wallkill Valley Federal Savings and Loan Association's office at 252 Main St, dating to 1926; the newest is USAA Federal Savings Bank's at 529 Main St, from 2026.

The only credit union with an office here is Navy Federal Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Highland Falls

Short answer: 1 of the 2 Highland Falls locations with published hours opens on Saturday, run by 1 institution.

• Navy Federal Credit Union: 1 of 1 office (437 Main St: Saturday 9 am to 3 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Highland Falls, and where the nearest one is if they do not.

Short answer: In Highland Falls: Chase (1). No branches in Highland Falls: Wells Fargo (nearest in Cold Spring, 3 mi), Bank of America (nearest in New Windsor, 7 mi), PNC Bank (nearest in New York, 36 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 43 mi), Huntington, Regions Bank, TD Bank (nearest in Jefferson Valley, 9 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Highland Falls to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Highland Falls residents like anyone else.

Banks near Highland Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cold Spring (3 miles) and Peekskill (6 miles). New Windsor, 8 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Highland Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Highland Falls between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Highland Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Highland Falls offices.

Short answer: Chase is the largest bank with offices in Highland Falls, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. USAA Federal Savings Bank is second with $106.19 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Highland Falls: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.