US Bank Directory
Banks in Montgomery, NY
4 FDIC-insured banks operate 5 offices in Montgomery, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Montgomery
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Montgomery, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Montgomery
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Walden Savings Bank has the most locations in Montgomery, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Walden Savings Bank Bank · 2
Walden Savings Bank has 2 branches in Montgomery, 11 across New York and 11 nationwide. FDIC records list its main office in Montgomery, NY and show it operating since 1872. With $1.02 billion in total assets on June 30, 2026, it ranks No. 1,032 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Montgomery location is its main office at 15 Scotts Corner Dr, dating to 1872; the newest, at 21 Union St, to 1975. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office15 Scotts Corner Dr, 12549
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Montgomery Branch21 Union St, 12549
Heritage Financial Credit Union Credit union · 1
Heritage Financial Credit Union has 1 office in Montgomery, 12 across New York. It is based in Middletown, NY and $801.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Heritage Financial Cu17 Walnut St, 12549
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Hudson Valley Credit Union Credit union · 1
Hudson Valley Credit Union has 1 office in Montgomery, 43 across New York. It is based in Poughkeepsie, NY and $8.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Montgomery30 Hawkins Dr, 12549
All hours
Mon to Wed 9 am to 5:30 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Montgomery, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Scotts Corners Branch at 1031 State Route 17k dates to 1961 in FDIC branch records. Its published hours do not list Saturday.
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Scotts Corners Branch1031 State Route 17k, 12549
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Orange Bank Bank · 1
Orange Bank has 1 branch in Montgomery, 16 across New York and 16 nationwide. FDIC records list its main office in Middletown, NY and show it operating since 1892. With $2.79 billion in total assets on June 30, 2026, it ranks No. 461 of 4,232 U.S. banks by total assets. The Montgomery Branch at 2093 Rt 208 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montgomery Branch2093 Rt 208, 12549
Wallkill Valley Federal Savings and Loan Association Bank · 1
Wallkill Valley Federal Savings and Loan Association has 1 branch in Montgomery, 9 across New York and 9 nationwide. FDIC records list its main office in Wallkill, NY and show it operating since 1913. With $485.0 million in total assets on June 30, 2026, it ranks No. 1,836 of 4,232 U.S. banks by total assets. The Montgomery Branch at 201 Ward St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montgomery Branch201 Ward St, 12549
Join a credit union in Montgomery
2 credit unions have 2 offices here: Hudson Valley Credit Union and Heritage Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Montgomery page has every office in the state's directory.
Banking in Montgomery: the local picture
Short answer: 4 banks run 5 branches in Montgomery according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Montgomery, 2 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Walden Savings Bank's office at 15 Scotts Corner Dr, dating to 1872; the newest is Wallkill Valley Federal Savings and Loan Association's at 201 Ward St, from 1997.
2 credit unions have 2 offices in Montgomery, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Montgomery
Short answer: 2 of the 3 Montgomery locations with published hours open on Saturday, run by 2 institutions.
- Hudson Valley Credit Union: 1 of 1 office (30 Hawkins Dr: Saturday 9 am to 2 pm)
- Heritage Financial Credit Union: 1 of 1 office (17 Walnut St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Montgomery, and where the nearest one is if they do not.
Short answer: No branches in Montgomery: Chase (nearest in Washingtonville, 7 mi), Wells Fargo (nearest in Newburgh, 10 mi), Bank of America (nearest in Newburgh, 7 mi), PNC Bank (nearest in New York, 49 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 55 mi), Huntington, Regions Bank, TD Bank (nearest in Newburgh, 9 mi), BMO.
| Bank | In Montgomery | Nearest branch if none here |
|---|---|---|
| Chase | None | Washingtonville, 7 miles away |
| Wells Fargo | None | Newburgh, 10 miles away |
| Bank of America | None | Newburgh, 7 miles away |
| PNC Bank | None | New York, 49 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 55 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Newburgh, 9 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montgomery to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montgomery residents like anyone else.
Banks near Montgomery
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Walden (3 miles) and Pine Bush (7 miles). Newburgh, 9 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Walden, NY | 3 mi | 2 | 2 |
| Banks in Pine Bush, NY | 7 mi | 2 | 2 |
| Banks in Washingtonville, NY | 7 mi | 2 | 2 |
| Banks in Newburgh, NY | 9 mi | 14 | 15 |
| Banks in New Windsor, NY | 9 mi | 5 | 5 |
| Banks in Goshen, NY | 10 mi | 6 | 6 |
| Banks in Middletown, NY | 11 mi | 10 | 14 |
| Banks in Gardiner, NY | 11 mi | 2 | 2 |
Bank branch openings and closings in Montgomery
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Montgomery between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Montgomery
Short answer: 1 institution has its main office in Montgomery: Walden Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Walden Savings Bank | Bank | $1.02 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Montgomery by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montgomery offices.
Short answer: KeyBank is the largest bank with offices in Montgomery, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Orange Bank is second with $2.79 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Orange Bank | $2.79 billion | No. 461 | 1 | Middletown, NY |
| Walden Savings Bank | $1.02 billion | No. 1,032 | 2 | Montgomery, NY |
| Wallkill Valley Federal Savings and Loan Association | $485.0 million | No. 1,836 | 1 | Wallkill, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montgomery: FAQ
How many banks are in Montgomery, NY?
Montgomery has 4 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Montgomery?
Walden Savings Bank, with 2. KeyBank has 1 and Orange Bank has 1.
Is there a Walden Savings Bank in Montgomery, NY?
Yes. FDIC data lists 2 Walden Savings Bank branches in Montgomery as of September 5, 2026, the main office at 15 Scotts Corner Dr. Its branches are listed under Walden Savings Bank above, with the address and directions for each.
Is there a KeyBank in Montgomery, NY?
Yes. FDIC data lists 1 KeyBank branch in Montgomery as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Orange Bank in Montgomery, NY?
Yes. FDIC data lists 1 Orange Bank branch in Montgomery as of September 5, 2026. The address and directions are under Orange Bank above.
Is there a Chase in Montgomery, NY?
No. FDIC data lists no Chase branch in Montgomery as of September 5, 2026. The nearest is in Washingtonville, about 7 miles away in a straight line.
Which banks in Montgomery are open on Saturday?
Hudson Valley Credit Union and Heritage Financial Credit Union publish Saturday hours for one or more Montgomery locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Montgomery?
Walden Savings Bank has its main office in Montgomery, according to the FDIC.
What is the oldest bank in Montgomery?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Montgomery?
Hudson Valley Credit Union and Heritage Financial Credit Union have offices in Montgomery. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Montgomery in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montgomery?
Nearby cities with more banks include Walden, Pine Bush, Washingtonville. Walden is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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