Banks in Gardiner, NY

Bank branch map: Gardiner

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Gardiner, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gardiner

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Ulster Savings Bank and Walden Savings Bank have the most locations in Gardiner, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Ulster Savings Bank 1 branch · main office Kingston, NY Bank · 1

Ulster Savings Bank has 1 branch in Gardiner, 15 across New York and 15 nationwide. FDIC records list its main office in Kingston, NY and show it operating since 1851. With $1.39 billion in total assets on June 30, 2026, it ranks No. 792 of 4,232 U.S. banks by total assets. The Gardiner Branch at 2201 Route 44 55 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gardiner Branch

  2201 Route 44 55, 12525

  Hours: see the bank's site
  DirectionsWebsite

Ulster Savings Bank: profile, branches and contacts

Walden Savings Bank 1 branch · main office Montgomery, NY Bank · 1

Walden Savings Bank has 1 branch in Gardiner, 11 across New York and 11 nationwide. FDIC records list its main office in Montgomery, NY and show it operating since 1872. With $1.02 billion in total assets on June 30, 2026, it ranks No. 1,032 of 4,232 U.S. banks by total assets. The Gardiner Branch at 2356 State Route 44/55 dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gardiner Branch

  2356 State Route 44/55, 12525

  Hours: see the bank's site
  DirectionsWebsite

Walden Savings Bank: profile, branches and contacts

Banking in Gardiner: the local picture

Short answer: 2 banks run 2 branches in Gardiner according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Gardiner, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Ulster Savings Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is Walden Savings Bank's office at 2356 State Route 44/55, dating to 1998; the newest is Ulster Savings Bank's at 2201 Route 44 55, from 2008.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Gardiner, and where the nearest one is if they do not.

Short answer: No branches in Gardiner: Chase (nearest in New Paltz, 6 mi), Wells Fargo (nearest in Newburgh, 13 mi), Bank of America (nearest in New Paltz, 6 mi), PNC Bank (nearest in New York, 58 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 65 mi), Huntington, Regions Bank, TD Bank (nearest in Poughkeepsie, 13 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gardiner to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gardiner residents like anyone else.

Banks near Gardiner

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Paltz (6 miles) and Walden (8 miles). Newburgh, 13 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Gardiner

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gardiner between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gardiner by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gardiner offices.

Short answer: Ulster Savings Bank is the largest bank with offices in Gardiner, with $1.39 billion in total assets on June 30, 2026, No. 792 among U.S. banks by total assets. Walden Savings Bank is second with $1.02 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gardiner: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.