US Bank Directory
Banks in Middletown, NY
10 FDIC-insured banks operate 14 offices in Middletown, New York, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Middletown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 19 locations in Middletown, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middletown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Middletown, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 2
Chase has 2 branches in Middletown, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is the Orange Plaza Branch at 440 New York Highway 211 East, dating to 1969; the newest, at 12 Lloyds Ln, to 2008. It opens on Saturday.
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Middletown Fairgrounds Plaza Branch12 Lloyds Ln, 10940
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Orange Plaza Branch440 New York Highway 211 East, 10940
Heritage Financial Credit Union Credit union · 2
Heritage Financial Credit Union has 2 officees in Middletown, 12 across New York. It is based in Middletown, NY and $801.8 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Middletown locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office25 Rykowski Ln, 10941
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Heritage Financial Cu161 Dolson Ave # 5, 10940
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 2
KeyBank has 2 branches in Middletown, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is the Middletown Branch at 101 Dolson Ave, dating to 1965; the newest, at 545 Route 211 E, to 1971. All 2 of its Middletown locations with published hours open on Saturday.
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Middletown Branch101 Dolson Ave, 10940
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Middletown Branch545 Route 211 E, 10941
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 10 am to 1 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in Middletown, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is the Middletown Branch at 240 Dolson Ave, dating to 1978; the newest, at 624 Route 211 E, to 1998. 1 of its 2 Middletown locations with published hours open on Saturday.
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Middletown Branch240 Dolson Ave, 10940
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Wallkill Branch624 Route 211 E, 10941
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Orange Bank Bank · 2
Orange Bank has 2 branches in Middletown, 16 across New York and 16 nationwide. FDIC records list its main office in Middletown, NY and show it operating since 1892. With $2.79 billion in total assets on June 30, 2026, it ranks No. 461 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is its main office at 212 Dolson Ave, dating to 1892; the newest, at 715 Route 211 E, to 1955. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office212 Dolson Ave, 10940
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Dunning Road Branch715 Route 211 E, 10941
Bank of America Bank · 1
Bank of America has 1 branch in Middletown, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Middletown Branch at 364 Route 211 E dates to 1966 in FDIC branch records. It opens on Saturday.
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Middletown Branch364 Route 211 E, 10940
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Middletown, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Middletown East Branch at 253 Route 211 E dates to 1974 in FDIC branch records. It opens on Saturday.
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Middletown East Branch253 Route 211 E, 10940
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
ConnectOne Bank Bank · 1
ConnectOne Bank has 1 branch in Middletown, 42 across New York and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Middletown Branch at 485 Schutt Road Ext dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown Branch485 Schutt Road Ext, 10940
First Federal Savings of Middletown Bank · 1
First Federal Savings of Middletown has 1 branch in Middletown, 1 across New York and 1 nationwide. FDIC records list its main office in Middletown, NY and show it operating since 1888. With $188.0 million in total assets on June 30, 2026, it ranks No. 3,078 of 4,232 U.S. banks by total assets. Its main office at 22 James St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office22 James St, 10940
Hudson Valley Credit Union Credit union · 1
Hudson Valley Credit Union has 1 office in Middletown, 43 across New York. It is based in Poughkeepsie, NY and $8.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Middletown40 Lloyds Ln, 10940
All hours
Mon to Wed 9 am to 5:30 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Mid-hudson Valley Credit Union Credit union · 1
Mid-hudson Valley Credit Union has 1 office in Middletown, 14 across New York. It is based in Kingston, NY and $1.68 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Middletown Branch360 Route 211 E, 10940
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Middletown, 134 across New York and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Wallkill East Branch at 1 Industrial Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wallkill East Branch1 Industrial Dr, 10941
TD Bank Bank · 1
TD Bank has 1 branch in Middletown, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Route 211 Branch at 468 Route 211 dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Route 211 Branch468 Route 211, 10940
Teg Credit Union Credit union · 1
Teg Credit Union has 1 office in Middletown, 9 across New York. It is based in Poughkeepsie, NY and $498.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Crystal Run140 Crystal Run Rd, 10941
All hours
Mon to Thu 9 am to 5 pm; Fri 8 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Middletown
4 credit unions have 5 offices here: Heritage Financial Credit Union, Hudson Valley Credit Union, Mid-hudson Valley Credit Union and Teg Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middletown page has every office in the state's directory.
Banking in Middletown: the local picture
Short answer: 10 banks run 14 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 2 have their main office in Middletown, 1 elsewhere in New York and 7 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is First Federal Savings of Middletown's office at 22 James St, dating to 1888; the newest is Chase's at 12 Lloyds Ln, from 2008.
4 credit unions have 5 offices in Middletown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 11 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Middletown
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 10940 has the most bank and credit union offices in Middletown (13), followed by 10941 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 10940 | 13 | 12 | Chase, Bank of America, Citizens |
| 10941 | 6 | 6 | Heritage Financial Credit Union, KeyBank, M&T Bank |
Banks and credit unions open on Saturday in Middletown
Short answer: 11 of the 12 Middletown locations with published hours open on Saturday, run by 9 institutions.
- Chase: 1 of 2 branches (12 Lloyds Ln: Saturday 9 am to 2 pm)
- M&T Bank: 1 of 2 branches (624 Route 211 E: Saturday 9 am to 12 pm)
- KeyBank: 2 of 2 branches (101 Dolson Ave: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 1 branch (364 Route 211 E: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (253 Route 211 E: Saturday 9 am to 12 pm)
- Heritage Financial Credit Union: 2 of 2 offices (25 Rykowski Ln: Saturday 9 am to 2 pm, and 1 more)
- Hudson Valley Credit Union: 1 of 1 office (40 Lloyds Ln: Saturday 9 am to 2 pm)
- Mid-hudson Valley Credit Union: 1 of 1 office (360 Route 211 E: Saturday 9 am to 2 pm)
- Teg Credit Union: 1 of 1 office (140 Crystal Run Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middletown, and where the nearest one is if they do not.
Short answer: In Middletown: Chase (2), Bank of America (1), TD Bank (1). No branches in Middletown: Wells Fargo (nearest in Newburgh, 20 mi), PNC Bank (nearest in New York, 48 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 53 mi), Huntington, Regions Bank, BMO.
| Bank | In Middletown | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Newburgh, 20 miles away |
| PNC Bank | None | New York, 48 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 53 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.
Banks near Middletown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Goshen (5 miles) and Florida (8 miles). Goshen, 5 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Goshen, NY | 5 mi | 6 | 6 |
| Banks in Florida, NY | 8 mi | 2 | 2 |
| Banks in Chester, NY | 9 mi | 3 | 3 |
| Banks in Wurtsboro, NY | 9 mi | 3 | 3 |
| Banks in Montgomery, NY | 11 mi | 4 | 5 |
| Banks in Pine Bush, NY | 12 mi | 2 | 2 |
| Banks in Washingtonville, NY | 13 mi | 2 | 2 |
| Banks in Warwick, NY | 13 mi | 5 | 5 |
Bank branch openings and closings in Middletown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middletown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Middletown
Short answer: 3 institutions have their main office in Middletown: Orange Bank, Heritage Financial Credit Union and First Federal Savings of Middletown.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Orange Bank | Bank | $2.79 billion | 2 |
| Heritage Financial Credit Union | Credit union | $801.8 million | 2 |
| First Federal Savings of Middletown | Bank | $188.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Middletown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.
Short answer: Chase is the largest bank with offices in Middletown, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 10 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| ConnectOne Bank | $14.40 billion | No. 133 | 1 | Englewood Cliffs, NJ |
| Orange Bank | $2.79 billion | No. 461 | 2 | Middletown, NY |
| First Federal Savings of Middletown | $188.0 million | No. 3,078 | 1 | Middletown, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middletown: FAQ
How many banks are in Middletown, NY?
Middletown has 10 banks with 14 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middletown?
Chase, with 2. M&T Bank has 2 and KeyBank has 2.
Is there a Chase in Middletown, NY?
Yes. FDIC data lists 2 Chase branches in Middletown as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a M&T Bank in Middletown, NY?
Yes. FDIC data lists 2 M&T Bank branches in Middletown as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a KeyBank in Middletown, NY?
Yes. FDIC data lists 2 KeyBank branches in Middletown as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Wells Fargo in Middletown, NY?
No. FDIC data lists no Wells Fargo branch in Middletown as of September 5, 2026. The nearest is in Newburgh, about 20 miles away in a straight line.
Which banks in Middletown are open on Saturday?
Chase, M&T Bank, KeyBank and Bank of America and 5 more publish Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 7 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Middletown?
Orange Bank, Heritage Financial Credit Union and First Federal Savings of Middletown have their main office in Middletown, according to the FDIC and the NCUA.
What is the oldest bank in Middletown?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Middletown?
Heritage Financial Credit Union, Hudson Valley Credit Union, Mid-hudson Valley Credit Union and Teg Credit Union have offices in Middletown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middletown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middletown?
Nearby cities with more banks include Goshen, Florida, Chester. Goshen is 5 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 14 branches: Bank of America, Chase, Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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