US Bank Directory
Banks in Troy, NY
7 FDIC-insured banks operate 11 offices in Troy, New York, and 5 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Troy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 20 locations in Troy, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Troy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: KeyBank has the most locations in Troy, with 3. It is followed by Trustco Bank (2), Pioneer Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Broadview Credit Union Credit union · 4
Broadview Credit Union has 4 officees in Troy, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 4 Troy locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Rpi110 8Th St, 12180
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Hoosick Vrc256 Hoosick St, 12180
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Troy65 Vandenburgh Ave, 12180
All hours
Mon to Wed 8 am to 5 pm; Thu to Fri 8 am to 6 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Brunswick Cc799 Hoosick Rd, 12180
All hours
Mon 8:30 am to 4:30 pm; Tue not published; Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 3
KeyBank has 3 branches in Troy, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Broadway Branch at 33 3rd St, dating to 1941; the newest, at 73 Vandenburgh Ave, to 2026. 2 of its 3 Troy locations with published hours open on Saturday.
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Broadway Branch33 3rd St, 12180
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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North Greenbush Branch73 Vandenburgh Ave, 12180
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Lansingburgh Branch820 2nd Ave, 12182
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Next Step Credit Union Credit union · 2
Next Step Credit Union has 2 officees in Troy, 3 across New York. It is based in Troy, NY and $107.1 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Troy locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office150 Defreest Dr, 12180
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Troy Branch150 Defreest Dr, 12180
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Pioneer Bank Bank · 2
Pioneer Bank has 2 branches in Troy, 22 across New York and 21 nationwide. FDIC records list its main office in Albany, NY and show it operating since 1889. With $2.34 billion in total assets on June 30, 2026, it ranks No. 533 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Brunswick Branch at 712 Hoosick Rd, dating to 2000; the newest, at 21 2nd St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch21 2nd St, 12180
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Brunswick Branch712 Hoosick Rd, 12180
Trustco Bank Bank · 2
Trustco Bank has 2 branches in Troy, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Troy Branch at 1700 5th Ave, dating to 1974; the newest, at 740 Hoosick Rd, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch1700 5th Ave, 12180
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Brunswick Branch740 Hoosick Rd, 12180
Arrow Bank Bank · 1
Arrow Bank has 1 branch in Troy, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The Hoosick Street Branch at 120 Hoosick St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hoosick Street Branch120 Hoosick St, 12180
Bank of America Bank · 1
Bank of America has 1 branch in Troy, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Troy Branch at 59 3rd St dates to 1959 in FDIC branch records. Its published hours do not list Saturday.
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Troy Branch59 3rd St, 12180
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Troy, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The North Troy / Hannaford Branch at 9 126th St dates to 2002 in FDIC branch records. It opens on Saturday.
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North Troy / Hannaford Branch9 126th St, 12182
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
First New York Credit Union Credit union · 1
First New York Credit Union has 1 office in Troy, 9 across New York. It is based in Albany, NY and $556.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Greenbush Branch31 Jordan Rd, 12180
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Troy, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The North Greenbush Branch at 313 N Greenbush Rd dates to 1968 in FDIC branch records. Its published hours do not list Saturday.
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North Greenbush Branch313 N Greenbush Rd, 12180
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Sunmark Credit Union Credit union · 1
Sunmark Credit Union has 1 office in Troy, 16 across New York. It is based in Albany, NY and $1.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Brunswick Branch722 Hoosick Rd, 12180
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Troy Credit Union Credit union · 1
Troy Credit Union has 1 office in Troy, 1 across New York. It is based in Troy, NY and $3.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2175 6Th Ave, 12180
All hours
Mon not published; Tue 10 am to 2 pm; Wed not published; Thu 10 am to 2 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Troy
5 credit unions have 9 offices here: Broadview Credit Union, Next Step Credit Union, Sunmark Credit Union, First New York Credit Union and Troy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Troy page has every office in the state's directory.
Banking in Troy: the local picture
Short answer: 7 banks run 11 branches in Troy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Troy, 4 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 33 3rd St, dating to 1941; the newest is KeyBank's at 73 Vandenburgh Ave, from 2026.
5 credit unions have 9 offices in Troy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 10 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Troy
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 12180 has the most bank and credit union offices in Troy (18), followed by 12182 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 12180 | 18 | 11 | Broadview Credit Union, KeyBank, Next Step Credit Union |
| 12182 | 2 | 2 | Citizens, KeyBank |
Banks and credit unions open on Saturday in Troy
Short answer: 10 of the 15 Troy locations with published hours open on Saturday, run by 6 institutions.
- KeyBank: 2 of 3 branches (73 Vandenburgh Ave: Saturday 9 am to 12 pm, and 1 more)
- Citizens: 1 of 1 branch (9 126th St: Saturday 10 am to 3 pm)
- Broadview Credit Union: 3 of 4 offices (256 Hoosick St: Saturday 8 am to 2 pm, and 2 more)
- Next Step Credit Union: 2 of 2 offices (150 Defreest Dr: Saturday 9 am to 1 pm, and 1 more)
- Sunmark Credit Union: 1 of 1 office (722 Hoosick Rd: Saturday 24 hours)
- First New York Credit Union: 1 of 1 office (31 Jordan Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Troy, and where the nearest one is if they do not.
Short answer: In Troy: Bank of America (1). No branches in Troy: Chase (nearest in Latham, 4 mi), Wells Fargo (nearest in Kingston, 58 mi), PNC Bank (nearest in New York, 131 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 138 mi), Huntington, Regions Bank, TD Bank (nearest in Latham, 4 mi), BMO.
| Bank | In Troy | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Latham, 4 miles away |
| Wells Fargo | None | Kingston, 58 miles away |
| PNC Bank | None | New York, 131 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 138 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Latham, 4 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Troy to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Troy residents like anyone else.
Banks near Troy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brunswick (2 miles) and Cohoes (3 miles). Albany, 7 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brunswick, NY | 2 mi | 2 | 2 |
| Banks in Cohoes, NY | 3 mi | 2 | 2 |
| Banks in Wynantskill, NY | 3 mi | 4 | 4 |
| Banks in Latham, NY | 5 mi | 14 | 17 |
| Banks in Loudonville, NY | 5 mi | 3 | 3 |
| Banks in Colonie, NY | 7 mi | 5 | 5 |
| Banks in West Sand Lake, NY | 7 mi | 2 | 2 |
| Banks in Albany, NY | 7 mi | 16 | 48 |
Bank branch openings and closings in Troy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Troy between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 27, 2026 | Opened | KeyBank | 73 Vandenburgh Ave, 12180 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Troy
Short answer: 2 institutions have their main office in Troy: Next Step Credit Union and Troy Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Next Step Credit Union | Credit union | $107.1 million | 2 |
| Troy Credit Union | Credit union | $3.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Troy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Troy offices.
Short answer: Bank of America is the largest bank with offices in Troy, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 3 | Cleveland, OH |
| Trustco Bank | $6.52 billion | No. 238 | 2 | Glenville, NY |
| Arrow Bank | $4.46 billion | No. 311 | 1 | Glens Falls, NY |
| Pioneer Bank | $2.34 billion | No. 533 | 2 | Albany, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Troy: FAQ
How many banks are in Troy, NY?
Troy has 7 banks with 11 branches and 5 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Troy?
KeyBank, with 3. Trustco Bank has 2 and Pioneer Bank has 2.
Is there a KeyBank in Troy, NY?
Yes. FDIC data lists 3 KeyBank branches in Troy as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Trustco Bank in Troy, NY?
Yes. FDIC data lists 2 Trustco Bank branches in Troy as of September 5, 2026. Its branches are listed under Trustco Bank above, with the address and directions for each.
Is there a Pioneer Bank in Troy, NY?
Yes. FDIC data lists 2 Pioneer Bank branches in Troy as of September 5, 2026. Its branches are listed under Pioneer Bank above, with the address and directions for each.
Is there a Chase in Troy, NY?
No. FDIC data lists no Chase branch in Troy as of September 5, 2026. The nearest is in Latham, about 4 miles away in a straight line.
Which banks in Troy are open on Saturday?
KeyBank, Citizens, Broadview Credit Union and Next Step Credit Union and 2 more publish Saturday hours for one or more Troy locations. The Saturday section above lists each one with its hours. 5 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Troy?
Next Step Credit Union and Troy Credit Union have their main office in Troy, according to the FDIC and the NCUA.
What is the oldest bank in Troy?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Troy?
Broadview Credit Union, Next Step Credit Union, Sunmark Credit Union and First New York Credit Union and 1 more have offices in Troy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Troy in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Troy?
Nearby cities with more banks include Brunswick, Cohoes, Wynantskill. Brunswick is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 11 branches: Bank of America, Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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