Banks in West Sand Lake, NY

Bank branch map: West Sand Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in West Sand Lake, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in West Sand Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: KeyBank and Trustco Bank have the most locations in West Sand Lake, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in West Sand Lake, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The West Sand Lake Branch at 3701 New York Highway 43 dates to 1998 in FDIC branch records. Its published hours do not list Saturday.

• West Sand Lake Branch

  3701 New York Highway 43, 12196

  (518) 674-2866Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

  Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

KeyBank: profile, branches and contacts

Trustco Bank TrustCo Bank · 1 branch · main office Glenville, NY Bank · 1

Trustco Bank has 1 branch in West Sand Lake, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The West Sand Lake Branch at 3707 New York Route 43 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• West Sand Lake Branch

  3707 New York Route 43, 12196

  Hours: see the bank's site
  DirectionsWebsite

Trustco Bank: profile, branches and contacts

Banking in West Sand Lake: the local picture

Short answer: 2 banks run 2 branches in West Sand Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in West Sand Lake, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Trustco Bank's office at 3707 New York Route 43, dating to 1997; the newest is KeyBank's at 3701 New York Highway 43, from 1998.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in West Sand Lake

Short answer: None of the 1 West Sand Lake location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in West Sand Lake, and where the nearest one is if they do not.

Short answer: No branches in West Sand Lake: Chase (nearest in Albany, 7 mi), Wells Fargo (nearest in Kingston, 53 mi), Bank of America (nearest in Troy, 7 mi), PNC Bank (nearest in New York, 125 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 132 mi), Huntington, Regions Bank, TD Bank (nearest in East Greenbush, 5 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Sand Lake to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Sand Lake residents like anyone else.

Banks near West Sand Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wynantskill (4 miles) and Rensselaer (5 miles). Albany, 10 miles away, has the most banks nearby: 16.

Bank branch openings and closings in West Sand Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Sand Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in West Sand Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Sand Lake offices.

Short answer: KeyBank is the largest bank with offices in West Sand Lake, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Trustco Bank is second with $6.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Sand Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.