NCUA-insured credit union

Next Step

Credit Union headquartered in Troy, New York.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Total assets
$107.07 million
Branches
3
NCUA-insured since
1971
Established
1954

Headquarters and contact

Address150 Defreest Dr
Troy, NY 12180
CountyRensselaer
Websitenot published in NCUA data
Phone(518) 286-1611

NCUA record

NCUA Charter9486
Federal Reserve RSSD ID74382
StatusActive
Charter type1 (NCUA)
Financials as ofMarch 31, 2026

Routing number

NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Next Step.

Offices

Troy Branch main office
Troy, NY
150 Defreest Dr, 12180
(518) 286-1611
Mon-Thur: 9-4:30 Fri: 9-6 Sat: 9-1
Albany Branch
Albany, NY
325 Washington Avenue Ext, 12205
(518) 456-1611
Mon- Thur: 9-4:30 Fri: 9-6 Sat: 9-1
Troy Branch
Troy, NY
150 Defreest Dr, 12180
(518) 286-1611
Mon-Thur: 9-4:30 Fri: 9-6 Sat: 9-1

Where Next Step has offices

Other credit unions headquartered in Troy

Troy$3.69 million