US Bank Directory
Banks in Saugerties, NY
3 FDIC-insured banks operate 3 offices in Saugerties, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saugerties
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Saugerties, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saugerties
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank, Ulster Savings Bank and Sawyer Savings Bank have the most locations in Saugerties, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
M&T Bank Bank · 1
M&T Bank has 1 branch in Saugerties, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Saugerties Branch at 294 Main St dates to 1859 in FDIC branch records. Its published hours do not list Saturday.
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Saugerties Branch294 Main St, 12477
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Mid-hudson Valley Credit Union Credit union · 1
Mid-hudson Valley Credit Union has 1 office in Saugerties, 14 across New York. It is based in Kingston, NY and $1.68 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Saugerties Branch3180 Route 9W, 12477
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Sawyer Savings Bank Bank · 1
Sawyer Savings Bank has 1 branch in Saugerties, 4 across New York and 4 nationwide. FDIC records list its main office in Saugerties, NY and show it operating since 1871. With $284.7 million in total assets on June 30, 2026, it ranks No. 2,560 of 4,232 U.S. banks by total assets. Its main office at 87 Market St dates to 1871 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office87 Market St, 12477
Ulster Credit Union Credit union · 1
Ulster Credit Union has 1 office in Saugerties, 4 across New York. It is based in Kingston, NY and $176.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Saugerties9W Simmons Plz, 12477
All hours
Mon to Fri 8 am to 5 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Ulster Savings Bank Bank · 1
Ulster Savings Bank has 1 branch in Saugerties, 15 across New York and 15 nationwide. FDIC records list its main office in Kingston, NY and show it operating since 1851. With $1.39 billion in total assets on June 30, 2026, it ranks No. 792 of 4,232 U.S. banks by total assets. The Saugerties Branch at 1 Twin Maples Plaza, Route 9-W dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saugerties Branch1 Twin Maples Plaza, Route 9-W, 12477
Join a credit union in Saugerties
2 credit unions have 2 offices here: Mid-hudson Valley Credit Union and Ulster Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saugerties page has every office in the state's directory.
Banking in Saugerties: the local picture
Short answer: 3 banks run 3 branches in Saugerties according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Saugerties, 2 elsewhere in New York, according to the FDIC.
The bank with the longest record here is Ulster Savings Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 294 Main St, dating to 1859; the newest is Ulster Savings Bank's at 1 Twin Maples Plaza, Route 9-W, from 2001.
2 credit unions have 2 offices in Saugerties, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Saugerties
Short answer: 2 of the 3 Saugerties locations with published hours open on Saturday, run by 2 institutions.
- Mid-hudson Valley Credit Union: 1 of 1 office (3180 Route 9W: Saturday 9 am to 2 pm)
- Ulster Credit Union: 1 of 1 office (9W Simmons Plz: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saugerties, and where the nearest one is if they do not.
Short answer: No branches in Saugerties: Chase (nearest in Kingston, 10 mi), Wells Fargo (nearest in Kingston, 10 mi), Bank of America (nearest in Kingston, 7 mi), PNC Bank (nearest in New York, 84 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 91 mi), Huntington, Regions Bank, TD Bank (nearest in Kingston, 10 mi), BMO.
| Bank | In Saugerties | Nearest branch if none here |
|---|---|---|
| Chase | None | Kingston, 10 miles away |
| Wells Fargo | None | Kingston, 10 miles away |
| Bank of America | None | Kingston, 7 miles away |
| PNC Bank | None | New York, 84 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 91 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Kingston, 10 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saugerties to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saugerties residents like anyone else.
Banks near Saugerties
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Red Hook (7 miles) and Woodstock (8 miles). Kingston, 9 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Red Hook, NY | 7 mi | 5 | 5 |
| Banks in Woodstock, NY | 8 mi | 2 | 2 |
| Banks in Kingston, NY | 9 mi | 12 | 16 |
| Banks in Rhinebeck, NY | 10 mi | 2 | 2 |
| Banks in Catskill, NY | 11 mi | 4 | 6 |
| Banks in Hudson, NY | 16 mi | 6 | 7 |
| Banks in Cairo, NY | 16 mi | 3 | 3 |
| Banks in Stone Ridge, NY | 18 mi | 2 | 2 |
Bank branch openings and closings in Saugerties
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saugerties between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saugerties
Short answer: 1 institution has its main office in Saugerties: Sawyer Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Sawyer Savings Bank | Bank | $284.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saugerties by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saugerties offices.
Short answer: M&T Bank is the largest bank with offices in Saugerties, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Ulster Savings Bank is second with $1.39 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Ulster Savings Bank | $1.39 billion | No. 792 | 1 | Kingston, NY |
| Sawyer Savings Bank | $284.7 million | No. 2,560 | 1 | Saugerties, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saugerties: FAQ
How many banks are in Saugerties, NY?
Saugerties has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saugerties?
M&T Bank, with 1. Ulster Savings Bank has 1 and Sawyer Savings Bank has 1.
Is there a M&T Bank in Saugerties, NY?
Yes. FDIC data lists 1 M&T Bank branch in Saugerties as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Ulster Savings Bank in Saugerties, NY?
Yes. FDIC data lists 1 Ulster Savings Bank branch in Saugerties as of September 5, 2026. The address and directions are under Ulster Savings Bank above.
Is there a Sawyer Savings Bank in Saugerties, NY?
Yes. FDIC data lists 1 Sawyer Savings Bank branch in Saugerties as of September 5, 2026, the main office at 87 Market St. The address and directions are under Sawyer Savings Bank above.
Is there a Chase in Saugerties, NY?
No. FDIC data lists no Chase branch in Saugerties as of September 5, 2026. The nearest is in Kingston, about 10 miles away in a straight line.
Which banks in Saugerties are open on Saturday?
Mid-hudson Valley Credit Union and Ulster Credit Union publish Saturday hours for one or more Saugerties locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Saugerties?
Sawyer Savings Bank has its main office in Saugerties, according to the FDIC.
What is the oldest bank in Saugerties?
Ulster Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Which credit unions can I join in Saugerties?
Mid-hudson Valley Credit Union and Ulster Credit Union have offices in Saugerties. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saugerties in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saugerties?
Nearby cities with more banks include Red Hook, Woodstock, Kingston. Red Hook is 7 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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