US Bank Directory

Banks in Cairo, NY

3 FDIC-insured banks operate 3 offices in Cairo, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cairo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Cairo, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cairo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Bank of Greene County, Pioneer Bank and Ballston Spa National Bank have the most locations in Cairo, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Ballston Spa National Bank 1 branch · main office Ballston Spa, NY Bank · 1

Ballston Spa National Bank has 1 branch in Cairo, 21 across New York and 21 nationwide. FDIC records list its main office in Ballston Spa, NY and show it operating since 1838. With $1.37 billion in total assets on June 30, 2026, it ranks No. 808 of 4,232 U.S. banks by total assets. The Cairo Branch at 76 Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Ballston Spa National Bank: profile, branches and contacts
Pioneer Bank 1 branch · main office Albany, NY Bank · 1

Pioneer Bank has 1 branch in Cairo, 22 across New York and 21 nationwide. FDIC records list its main office in Albany, NY and show it operating since 1889. With $2.34 billion in total assets on June 30, 2026, it ranks No. 533 of 4,232 U.S. banks by total assets. The Cairo Branch at 440 Main St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Pioneer Bank: profile, branches and contacts
The Bank of Greene County 1 branch · main office Catskill, NY Bank · 1

The Bank of Greene County has 1 branch in Cairo, 20 across New York and 19 nationwide. FDIC records list its main office in Catskill, NY and show it operating since 1974. With $3.18 billion in total assets on June 30, 2026, it ranks No. 405 of 4,232 U.S. banks by total assets. The Cairo Branch at 230 Matthew Simons Road dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cairo Branch
    230 Matthew Simons Road, 12413
    Hours: see the bank's site
The Bank of Greene County: profile, branches and contacts

Banking in Cairo: the local picture

Short answer: 3 banks run 3 branches in Cairo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Cairo, 3 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Ballston Spa National Bank, operating since 1838 according to the FDIC. In FDIC branch records, the longest-running branch is Pioneer Bank's office at 440 Main St, dating to 1964; the newest is Ballston Spa National Bank's at 76 Main St, from 2006.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cairo, and where the nearest one is if they do not.

Short answer: No branches in Cairo: Chase (nearest in Kingston, 25 mi), Wells Fargo (nearest in Kingston, 25 mi), Bank of America (nearest in Kingston, 23 mi), PNC Bank (nearest in New York, 100 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 107 mi), Huntington, Regions Bank, TD Bank (nearest in Hudson, 12 mi), BMO.

BankIn CairoNearest branch if none here
ChaseNoneKingston, 25 miles away
Wells FargoNoneKingston, 25 miles away
Bank of AmericaNoneKingston, 23 miles away
PNC BankNoneNew York, 100 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 107 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneHudson, 12 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cairo to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cairo residents like anyone else.

Banks near Cairo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Milton (6 miles) and Greenville (8 miles). Hudson, 12 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Cairo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cairo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cairo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cairo offices.

Short answer: The Bank of Greene County is the largest bank with offices in Cairo, with $3.18 billion in total assets on June 30, 2026, No. 405 among U.S. banks by total assets. Pioneer Bank is second with $2.34 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Bank of Greene County$3.18 billionNo. 4051Catskill, NY
Pioneer Bank$2.34 billionNo. 5331Albany, NY
Ballston Spa National Bank$1.37 billionNo. 8081Ballston Spa, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cairo: FAQ

How many banks are in Cairo, NY?

Cairo has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cairo?

The Bank of Greene County, with 1. Pioneer Bank has 1 and Ballston Spa National Bank has 1.

Is there a The Bank of Greene County in Cairo, NY?

Yes. FDIC data lists 1 The Bank of Greene County branch in Cairo as of September 5, 2026. The address and directions are under The Bank of Greene County above.

Is there a Pioneer Bank in Cairo, NY?

Yes. FDIC data lists 1 Pioneer Bank branch in Cairo as of September 5, 2026. The address and directions are under Pioneer Bank above.

Is there a Ballston Spa National Bank in Cairo, NY?

Yes. FDIC data lists 1 Ballston Spa National Bank branch in Cairo as of September 5, 2026. The address and directions are under Ballston Spa National Bank above.

Is there a Chase in Cairo, NY?

No. FDIC data lists no Chase branch in Cairo as of September 5, 2026. The nearest is in Kingston, about 25 miles away in a straight line.

What is the oldest bank in Cairo?

Ballston Spa National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1838.

Did any bank branches open or close in Cairo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cairo?

Nearby cities with more banks include Milton, Greenville, Catskill. Milton is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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