Banks in Milton, NY

Bank branch map: Milton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Milton, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Milton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Ballston Spa National Bank and Wallkill Valley Federal Savings and Loan Association have the most locations in Milton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Ballston Spa National Bank 1 branch · main office Ballston Spa, NY Bank · 1

Ballston Spa National Bank has 1 branch in Milton, 21 across New York and 21 nationwide. FDIC records list its main office in Ballston Spa, NY and show it operating since 1838. With $1.37 billion in total assets on June 30, 2026, it ranks No. 808 of 4,232 U.S. banks by total assets. The Milton Crest Branch at 344 Rowland Street dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Milton Crest Branch

  344 Rowland Street, 12020

  Hours: see the bank's site
  DirectionsWebsite

Ballston Spa National Bank: profile, branches and contacts

Wallkill Valley Federal Savings and Loan Association 1 branch · main office Wallkill, NY Bank · 1

Wallkill Valley Federal Savings and Loan Association has 1 branch in Milton, 9 across New York and 9 nationwide. FDIC records list its main office in Wallkill, NY and show it operating since 1913. With $485.0 million in total assets on June 30, 2026, it ranks No. 1,836 of 4,232 U.S. banks by total assets. The Milton Branch at 1880 Route 9w dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Milton Branch

  1880 Route 9w, 12547

  Hours: see the bank's site
  DirectionsWebsite

Wallkill Valley Federal Savings and Loan Association: profile, branches and contacts

Banking in Milton: the local picture

Short answer: 2 banks run 2 branches in Milton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Milton, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Ballston Spa National Bank, operating since 1838 according to the FDIC. In FDIC branch records, the longest-running branch is Ballston Spa National Bank's office at 344 Rowland Street, dating to 1971; the newest is Wallkill Valley Federal Savings and Loan Association's at 1880 Route 9w, from 2011.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Banks by ZIP code in Milton

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 12020 has the most bank and credit union offices in Milton (1), followed by 12547 (1). Offices are spread across 2 ZIP codes.

Chase, Bank of America and other national banks

Which big national banks have branches in Milton, and where the nearest one is if they do not.

Short answer: No branches in Milton: Chase (nearest in Albany, 22 mi), Wells Fargo (nearest in Kingston, 30 mi), Bank of America (nearest in Delmar, 20 mi), PNC Bank (nearest in New York, 104 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 110 mi), Huntington, Regions Bank, TD Bank (nearest in Hudson, 10 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milton to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milton residents like anyone else.

Banks near Milton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are West Coxsackie (4 miles) and Cairo (6 miles). Hudson, 10 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Milton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Milton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Milton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milton offices.

Short answer: Ballston Spa National Bank is the largest bank with offices in Milton, with $1.37 billion in total assets on June 30, 2026, No. 808 among U.S. banks by total assets. Wallkill Valley Federal Savings and Loan Association is second with $485.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Milton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.