US Bank Directory

Banks in Chatham, NY

3 FDIC-insured banks operate 3 offices in Chatham, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Chatham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Chatham, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Chatham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: KeyBank, Community Bank and Trustco Bank have the most locations in Chatham, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Chatham, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Chatham Branch at 5 Depot Sq dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts
Hudson Valley Credit Union 1 office · main office Poughkeepsie, NY Credit union · 1

Hudson Valley Credit Union has 1 office in Chatham, 43 across New York. It is based in Poughkeepsie, NY and $8.11 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Chatham
    50 Main St # 52, 12037
    (800) 468-3011Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Hudson Valley Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Chatham, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Chatham Branch at 16 Coleman St dates to 1970 in FDIC branch records. Its published hours do not list Saturday.

  • Chatham Branch
    16 Coleman St, 12037
    (518) 618-4181Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Trustco Bank TrustCo Bank · 1 branch · main office Glenville, NY Bank · 1

Trustco Bank has 1 branch in Chatham, 80 across New York and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Chatham Branch at 193 Hudson Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Trustco Bank: profile, branches and contacts

Join a credit union in Chatham

1 credit union has 1 office here: Hudson Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chatham page has every office in the state's directory.

Banking in Chatham: the local picture

Short answer: 3 banks run 3 branches in Chatham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Chatham, 2 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 16 Coleman St, dating to 1970; the newest is Trustco Bank's at 193 Hudson Ave, from 2006.

The only credit union with an office here is Hudson Valley Credit Union.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Chatham

Short answer: None of the 2 Chatham locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Chatham, and where the nearest one is if they do not.

Short answer: No branches in Chatham: Chase (nearest in Albany, 22 mi), Wells Fargo (nearest in Kingston, 36 mi), Bank of America (nearest in Delmar, 22 mi), PNC Bank (nearest in New York, 106 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 112 mi), Huntington, Regions Bank, TD Bank (nearest in Hudson, 11 mi), BMO.

BankIn ChathamNearest branch if none here
ChaseNoneAlbany, 22 miles away
Wells FargoNoneKingston, 36 miles away
Bank of AmericaNoneDelmar, 22 miles away
PNC BankNoneNew York, 106 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 112 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneHudson, 11 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chatham to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chatham residents like anyone else.

Banks near Chatham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Valatie (6 miles) and Hudson (11 miles). Hudson, 11 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Chatham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chatham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Chatham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chatham offices.

Short answer: KeyBank is the largest bank with offices in Chatham, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
KeyBank$188.56 billionNo. 231Cleveland, OH
Community Bank$17.45 billionNo. 1141Canton, NY
Trustco Bank$6.52 billionNo. 2381Glenville, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chatham: FAQ

How many banks are in Chatham, NY?

Chatham has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Chatham?

KeyBank, with 1. Community Bank has 1 and Trustco Bank has 1.

Is there a KeyBank in Chatham, NY?

Yes. FDIC data lists 1 KeyBank branch in Chatham as of September 5, 2026. The address and directions are under KeyBank above.

Is there a Community Bank in Chatham, NY?

Yes. FDIC data lists 1 Community Bank branch in Chatham as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Trustco Bank in Chatham, NY?

Yes. FDIC data lists 1 Trustco Bank branch in Chatham as of September 5, 2026. The address and directions are under Trustco Bank above.

Is there a Chase in Chatham, NY?

No. FDIC data lists no Chase branch in Chatham as of September 5, 2026. The nearest is in Albany, about 22 miles away in a straight line.

Which banks in Chatham are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Chatham?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Which credit unions can I join in Chatham?

Hudson Valley Credit Union has an office in Chatham. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Chatham in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chatham?

Nearby cities with more banks include Valatie, Hudson, West Coxsackie. Valatie is 6 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: KeyBank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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