US Bank Directory

Banks in Kingston, NY

12 FDIC-insured banks operate 16 offices in Kingston, New York, and 2 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Kingston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 14 banks and credit unions operate 21 locations in Kingston, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 11 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

21 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Kingston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Rondout Savings Bank has the most locations in Kingston, with 3. It is followed by Bank of America (2), Ulster Savings Bank (2). 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Rondout Savings Bank 3 branches · main office Kingston, NY Bank · 3

Rondout Savings Bank has 3 branches in Kingston, 5 across New York and 5 nationwide. FDIC records list its main office in Kingston, NY and show it operating since 1868. With $512.0 million in total assets on June 30, 2026, it ranks No. 1,765 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kingston location is its main office at 300 Broadway, dating to 1868; the newest, at 267 Wall St, to 2024. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    300 Broadway, 12401
    Hours: see the bank's site
  • Kingston Branch
    1296 Ulster Ave, 12401
    Hours: see the bank's site
  • Uptown Kingston Branch
    267 Wall St, 12401
    Hours: see the bank's site
Rondout Savings Bank: profile, branches and contacts
Ulster Credit Union 3 offices · main office Kingston, NY Credit union · 3

Ulster Credit Union has 3 officees in Kingston, 4 across New York. It is based in Kingston, NY and $176.9 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Kingston locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    127 Schwenk Dr, 12401
    (845) 339-5544Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 8:30 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Iron Mountain
    692 Binnewater Rd, 12401
    (845) 338-2131Hours: see the credit union's site
  • Ulster Avenue
    807 Ulster Ave, 12401
    (845) 339-3394Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 8:30 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Ulster Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Kingston, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kingston location is the Washington Avenue Branch at 451 Washington Ave, dating to 1973; the newest, at 1343 Ulster Ave, to 1982. 1 of its 2 Kingston locations with published hours open on Saturday.

  • Ulster Avenue Branch
    1343 Ulster Ave, 12401
    (845) 336-8819Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Washington Avenue Branch
    451 Washington Ave, 12401
    (845) 339-5275Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Mid-hudson Valley Credit Union 2 offices · main office Kingston, NY Credit union · 2

Mid-hudson Valley Credit Union has 2 officees in Kingston, 14 across New York. It is based in Kingston, NY and $1.68 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Kingston locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1099 Morton Blvd, 12401
    (845) 336-4444Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Hurley Avenue Branch
    123 Hurley Ave, 12401
    (845) 336-4444Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Mid-hudson Valley Credit Union: profile, branches and contacts
Ulster Savings Bank 2 branches · main office Kingston, NY Bank · 2

Ulster Savings Bank has 2 branches in Kingston, 15 across New York and 15 nationwide. FDIC records list its main office in Kingston, NY and show it operating since 1851. With $1.39 billion in total assets on June 30, 2026, it ranks No. 792 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kingston location is its main office at 180 Schwenk Dr, dating to 1851; the newest, at 280 Wall St, to 1996. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    180 Schwenk Dr, 12401
    Hours: see the bank's site
  • Wall Street Branch
    280 Wall St, 12401
    Hours: see the bank's site
Ulster Savings Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Kingston, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Kingston Plaza Branch at 256 Plaza Rd dates to 1964 in FDIC branch records. It opens on Saturday.

  • Kingston Plaza Branch
    256 Plaza Rd, 12401
    (845) 339-5750Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Kingston, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Kingston Branch at 273 Wall St dates to 1874 in FDIC branch records. It opens on Saturday.

  • Kingston Branch
    273 Wall St, 12401
    (845) 338-6200Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Kingston, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Kingston Office Branch at 157 Stockade Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kingston Office Branch
    157 Stockade Dr, 12401
    Hours: see the bank's site
Community Bank: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Kingston, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Ulster Branch at 1203 Ulster Ave dates to 1971 in FDIC branch records. It opens on Saturday.

  • Ulster Branch
    1203 Ulster Ave, 12401
    (845) 336-5420Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Kingston, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The North Front Street Branch at 108 N Front St dates to 1990 in FDIC branch records. It opens on Saturday.

  • North Front Street Branch
    108 N Front St, 12401
    (845) 339-7000Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Rhinebeck Bank 1 branch · main office Rhinebeck, NY Bank · 1

Rhinebeck Bank has 1 branch in Kingston, 15 across New York and 15 nationwide. FDIC records list its main office in Rhinebeck, NY and show it operating since 1860. With $1.47 billion in total assets on June 30, 2026, it ranks No. 757 of 4,232 U.S. banks by total assets. The Kingston Branch at 27 Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Rhinebeck Bank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Kingston, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Kingston, Ny Branch at 411- 415 Washington Avenue dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kingston, Ny Branch
    411- 415 Washington Avenue, 12401
    Hours: see the bank's site
TD Bank: profile, branches and contacts
The Bank of Greene County 1 branch · main office Catskill, NY Bank · 1

The Bank of Greene County has 1 branch in Kingston, 20 across New York and 19 nationwide. FDIC records list its main office in Catskill, NY and show it operating since 1974. With $3.18 billion in total assets on June 30, 2026, it ranks No. 405 of 4,232 U.S. banks by total assets. The Kingston Branch at 2 Miron Ln dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Bank of Greene County: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Kingston, 87 across New York and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Kingston Branch at 235 Fair St dates to 1921 in FDIC branch records. Its published hours do not list Saturday.

  • Kingston Branch
    235 Fair St, 12401
    (845) 331-0254Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Kingston

2 credit unions have 5 offices here: Ulster Credit Union and Mid-hudson Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kingston page has every office in the state's directory.

Banking in Kingston: the local picture

Short answer: 12 banks run 16 branches in Kingston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 12 banks, 2 have their main office in Kingston, 4 elsewhere in New York and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Ulster Savings Bank's office at 180 Schwenk Dr, dating to 1851; the newest is Rondout Savings Bank's at 267 Wall St, from 2024.

2 credit unions have 5 offices in Kingston, according to the NCUA. Who can join each one is on the credit unions page.

Of the 11 locations with published hours. 9 open on Saturday. 10 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Kingston

Short answer: 9 of the 11 Kingston locations with published hours open on Saturday, run by 7 institutions.

  • Bank of America: 1 of 2 branches (1343 Ulster Ave: Saturday 9 am to 2 pm)
  • Chase: 1 of 1 branch (256 Plaza Rd: Saturday 9 am to 2 pm)
  • Citizens: 1 of 1 branch (273 Wall St: Saturday 9 am to 12 pm)
  • M&T Bank: 1 of 1 branch (108 N Front St: Saturday 9 am to 12 pm)
  • KeyBank: 1 of 1 branch (1203 Ulster Ave: Saturday 9 am to 12 pm)
  • Ulster Credit Union: 2 of 3 offices (127 Schwenk Dr: Saturday 8:30 am to 1 pm, and 1 more)
  • Mid-hudson Valley Credit Union: 2 of 2 offices (1099 Morton Blvd: Saturday 9 am to 2 pm, and 1 more)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Kingston, and where the nearest one is if they do not.

Short answer: In Kingston: Chase (1), Wells Fargo (1), Bank of America (2), TD Bank (1). No branches in Kingston: PNC Bank (nearest in New York, 76 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 82 mi), Huntington, Regions Bank, BMO.

BankIn KingstonNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America2 brancheshere
TD Bank1 branchhere
PNC BankNoneNew York, 76 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 82 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kingston to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kingston residents like anyone else.

Banks near Kingston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rhinebeck (5 miles) and Red Hook (7 miles). New Paltz, 14 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Kingston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kingston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Kingston

Short answer: 4 institutions have their main office in Kingston: Rondout Savings Bank, Ulster Credit Union, Mid-hudson Valley Credit Union and Ulster Savings Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Rondout Savings BankBank$512.0 million3
Ulster Credit UnionCredit union$176.9 million3
Mid-hudson Valley Credit UnionCredit union$1.68 billion2
Ulster Savings BankBank$1.39 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Kingston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kingston offices.

Short answer: Chase is the largest bank with offices in Kingston, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 12 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
TD Bank$342.80 billionNo. 131Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
KeyBank$188.56 billionNo. 231Cleveland, OH
Community Bank$17.45 billionNo. 1141Canton, NY
The Bank of Greene County$3.18 billionNo. 4051Catskill, NY
Rhinebeck Bank$1.47 billionNo. 7571Rhinebeck, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kingston: FAQ

How many banks are in Kingston, NY?

Kingston has 12 banks with 16 branches and 2 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Kingston?

Rondout Savings Bank, with 3. Bank of America has 2 and Ulster Savings Bank has 2.

Is there a Rondout Savings Bank in Kingston, NY?

Yes. FDIC data lists 3 Rondout Savings Bank branches in Kingston as of September 5, 2026, the main office at 300 Broadway. Its branches are listed under Rondout Savings Bank above, with the address and directions for each.

Is there a Bank of America in Kingston, NY?

Yes. FDIC data lists 2 Bank of America branches in Kingston as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Ulster Savings Bank in Kingston, NY?

Yes. FDIC data lists 2 Ulster Savings Bank branches in Kingston as of September 5, 2026, the main office at 180 Schwenk Dr. Its branches are listed under Ulster Savings Bank above, with the address and directions for each.

Is there a PNC Bank in Kingston, NY?

No. FDIC data lists no PNC Bank branch in Kingston as of September 5, 2026. The nearest is in New York, about 76 miles away in a straight line.

Which banks in Kingston are open on Saturday?

Bank of America, Chase, Citizens and M&T Bank and 3 more publish Saturday hours for one or more Kingston locations. The Saturday section above lists each one with its hours. 10 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Kingston?

Rondout Savings Bank, Ulster Credit Union, Mid-hudson Valley Credit Union and Ulster Savings Bank have their main office in Kingston, according to the FDIC and the NCUA.

What is the oldest bank in Kingston?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Kingston?

Ulster Credit Union and Mid-hudson Valley Credit Union have offices in Kingston. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Kingston in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kingston?

Nearby cities with more banks include Rhinebeck, Red Hook, Woodstock. Rhinebeck is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (7 of 16 branches: Bank of America, Chase, Citizens, KeyBank, M&T Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds