Banks in Sag Harbor, NY

Bank branch map: Sag Harbor

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Sag Harbor, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sag Harbor

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Dime Community Bank has the most locations in Sag Harbor, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Dime Community Bank Dime Commercial Bank · 2 branches · main office Hauppauge, NY Bank · 2

Dime Community Bank has 2 branches in Sag Harbor, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sag Harbor location is the Sag Harbor Branch at 2 Bay St, dating to 2001; the newest, at 15 Long Island Ave, to 2017. It does not publish hours in the sources this page uses; check its site before you go.

• Sag Harbor Remore Drive-Up Branch

  15 Long Island Ave, 11963

  Hours: see the bank's site
  DirectionsWebsite
• Sag Harbor Branch

  2 Bay St, 11963

  Hours: see the bank's site
  DirectionsWebsite

Dime Community Bank: profile, branches and contacts

Apple Bank 1 branch · main office New York, NY Bank · 1

Apple Bank has 1 branch in Sag Harbor, 76 across New York and 79 nationwide. FDIC records list its main office in New York, NY and show it operating since 1863. With $19.89 billion in total assets on June 30, 2026, it ranks No. 106 of 4,232 U.S. banks by total assets. The Sag Harbor Branch at 138 Main St dates to 1860 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sag Harbor Branch

  138 Main St, 11963

  Hours: see the bank's site
  DirectionsWebsite

Apple Bank: profile, branches and contacts

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Sag Harbor, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Sag Harbor at 89 Main St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sag Harbor

  89 Main St, 11963

  Hours: see the bank's site
  DirectionsWebsite

Chase: profile, branches and contacts

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Sag Harbor, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Sag Harbor Branch at 17 Main St dates to 1970 in FDIC branch records. It opens on Saturday.

• Sag Harbor Branch

  17 Main St, 11963

  (631) 725-3000Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

M&T Bank: profile, branches and contacts

Banking in Sag Harbor: the local picture

Short answer: 4 banks run 5 branches in Sag Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Sag Harbor, 3 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Apple Bank's office at 138 Main St, dating to 1860; the newest is Chase's at 89 Main St, from 2017.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Sag Harbor

Short answer: 1 of the 1 Sag Harbor location with published hours opens on Saturday, run by 1 institution.

• M&T Bank: 1 of 1 branch (17 Main St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sag Harbor, and where the nearest one is if they do not.

Short answer: In Sag Harbor: Chase (1). No branches in Sag Harbor: Wells Fargo (nearest in Southampton, 9 mi), Bank of America (nearest in East Hampton, 6 mi), PNC Bank (nearest in New York, 86 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 89 mi), Huntington, Regions Bank, TD Bank (nearest in Hampton Bays, 16 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sag Harbor to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sag Harbor residents like anyone else.

Banks near Sag Harbor

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bridgehampton (5 miles) and Shelter Island (5 miles). Southampton, 9 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Sag Harbor

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sag Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sag Harbor by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sag Harbor offices.

Short answer: Chase is the largest bank with offices in Sag Harbor, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sag Harbor: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.