US Bank Directory
Banks in Shelter Island, NY
2 FDIC-insured banks operate 2 offices in Shelter Island, New York.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Shelter Island
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Shelter Island, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Shelter Island
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Dime Community Bank have the most locations in Shelter Island, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Shelter Island, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Shelter Island Branch at 48 N Ferry Rd dates to 1953 in FDIC branch records. It opens on Saturday.
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Shelter Island Branch48 N Ferry Rd, 11964
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Shelter Island, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Shelter Island Branch at 21 North Ferry Road dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Shelter Island Branch21 North Ferry Road, 11964
Banking in Shelter Island: the local picture
Short answer: 2 banks run 2 branches in Shelter Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Shelter Island, 1 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 48 N Ferry Rd, dating to 1953; the newest is Dime Community Bank's at 21 North Ferry Road, from 2013.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Shelter Island
Short answer: 1 of the 1 Shelter Island location with published hours opens on Saturday, run by 1 institution.
- Chase: 1 of 1 branch (48 N Ferry Rd: Saturday 9 am to 2 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Shelter Island, and where the nearest one is if they do not.
Short answer: In Shelter Island: Chase (1). No branches in Shelter Island: Wells Fargo (nearest in Southampton, 13 mi), Bank of America (nearest in Southold, 5 mi), PNC Bank (nearest in New York, 85 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 88 mi), Huntington, Regions Bank, TD Bank (nearest in Hampton Bays, 17 mi), BMO.
| Bank | In Shelter Island | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Southampton, 13 miles away |
| Bank of America | None | Southold, 5 miles away |
| PNC Bank | None | New York, 85 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 88 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Hampton Bays, 17 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shelter Island to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shelter Island residents like anyone else.
Banks near Shelter Island
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greenport (3 miles) and Southold (5 miles). Southampton, 13 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greenport, NY | 3 mi | 3 | 4 |
| Banks in Southold, NY | 5 mi | 3 | 3 |
| Banks in Sag Harbor, NY | 5 mi | 4 | 5 |
| Banks in Bridgehampton, NY | 9 mi | 2 | 2 |
| Banks in East Hampton, NY | 11 mi | 6 | 7 |
| Banks in Mattituck, NY | 12 mi | 3 | 3 |
| Banks in Southampton, NY | 13 mi | 7 | 7 |
| Banks in Hampton Bays, NY | 17 mi | 6 | 6 |
Bank branch openings and closings in Shelter Island
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Shelter Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Shelter Island by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shelter Island offices.
Short answer: Chase is the largest bank with offices in Shelter Island, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Dime Community Bank is second with $15.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Shelter Island: FAQ
How many banks are in Shelter Island, NY?
Shelter Island has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Shelter Island?
Chase, with 1. Dime Community Bank has 1.
Is there a Chase in Shelter Island, NY?
Yes. FDIC data lists 1 Chase branch in Shelter Island as of September 5, 2026. The address and directions are under Chase above.
Is there a Dime Community Bank in Shelter Island, NY?
Yes. FDIC data lists 1 Dime Community Bank branch in Shelter Island as of September 5, 2026. The address and directions are under Dime Community Bank above.
Is there a Wells Fargo in Shelter Island, NY?
No. FDIC data lists no Wells Fargo branch in Shelter Island as of September 5, 2026. The nearest is in Southampton, about 13 miles away in a straight line.
Which banks in Shelter Island are open on Saturday?
Chase publishes Saturday hours for one or more Shelter Island locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Shelter Island?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Shelter Island in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Shelter Island?
Nearby cities with more banks include Greenport, Southold, Sag Harbor. Greenport is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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