US Bank Directory
Banks in Ridge, NY
1 FDIC-insured bank operates 1 office in Ridge, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Ridge, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Santander is the only bank with an office in Ridge. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Santander Bank · 1
Santander has 1 branch in Ridge, 134 across New York and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Ridge Branch at 1880 Middle Country Rd dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ridge Branch1880 Middle Country Rd, 11961
Banking in Ridge: the local picture
Short answer: 1 bank runs 1 branch in Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Santander has its main office in Wilmington, DE, according to the FDIC.
The bank with the longest record here is Santander, operating since 1907 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ridge, and where the nearest one is if they do not.
Short answer: No branches in Ridge: Chase (nearest in Yaphank, 4 mi), Wells Fargo (nearest in Lake Ronkonkoma, 10 mi), Bank of America (nearest in Rocky Point, 4 mi), PNC Bank (nearest in New York, 54 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 57 mi), Huntington, Regions Bank, TD Bank (nearest in Rocky Point, 4 mi), BMO.
| Bank | In Ridge | Nearest branch if none here |
|---|---|---|
| Chase | None | Yaphank, 4 miles away |
| Wells Fargo | None | Lake Ronkonkoma, 10 miles away |
| Bank of America | None | Rocky Point, 4 miles away |
| PNC Bank | None | New York, 54 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 57 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Rocky Point, 4 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridge to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridge residents like anyone else.
Banks near Ridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Yaphank (3 miles) and Rocky Point (4 miles). Shirley, 6 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Yaphank, NY | 3 mi | 2 | 2 |
| Banks in Rocky Point, NY | 4 mi | 5 | 5 |
| Banks in Wading River, NY | 5 mi | 2 | 2 |
| Banks in Miller Place, NY | 6 mi | 2 | 2 |
| Banks in Shirley, NY | 6 mi | 7 | 7 |
| Banks in Medford, NY | 7 mi | 4 | 4 |
| Banks in Selden, NY | 8 mi | 3 | 3 |
| Banks in Farmingville, NY | 8 mi | 3 | 3 |
Bank branch openings and closings in Ridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridge offices.
Short answer: Santander is the largest bank with offices in Ridge, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ridge: FAQ
How many banks are in Ridge, NY?
Ridge has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Santander in Ridge, NY?
Yes. FDIC data lists 1 Santander branch in Ridge as of September 5, 2026. The address and directions are under Santander above.
Is there a Chase in Ridge, NY?
No. FDIC data lists no Chase branch in Ridge as of September 5, 2026. The nearest is in Yaphank, about 4 miles away in a straight line.
What is the oldest bank in Ridge?
Santander has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Did any bank branches open or close in Ridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ridge?
Nearby cities with more banks include Yaphank, Rocky Point, Wading River. Yaphank is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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