Banks in Montauk, NY

Bank branch map: Montauk

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Montauk, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Montauk

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, M&T Bank and Dime Community Bank have the most locations in Montauk, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Montauk, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Montauk Branch at 731 Montauk Hwy dates to 1961 in FDIC branch records. Its published hours do not list Saturday.

• Montauk Branch

  731 Montauk Hwy, 11954

  (631) 668-5771Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

Dime Community Bank Dime Commercial Bank · 1 branch · main office Hauppauge, NY Bank · 1

Dime Community Bank has 1 branch in Montauk, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Montauk Branch at 3 Carl Fisher Plz dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Montauk Branch

  3 Carl Fisher Plz, 11954

  Hours: see the bank's site
  DirectionsWebsite

Dime Community Bank: profile, branches and contacts

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Montauk, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Montauk Branch at 746 Montauk Hwy dates to 1968 in FDIC branch records. It opens on Saturday.

• Montauk Branch

  746 Montauk Hwy, 11954

  (631) 668-5300Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

M&T Bank: profile, branches and contacts

Banking in Montauk: the local picture

Short answer: 3 banks run 3 branches in Montauk according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Montauk, 2 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 731 Montauk Hwy, dating to 1961; the newest is Dime Community Bank's at 3 Carl Fisher Plz, from 1995.

Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Montauk

Short answer: 1 of the 2 Montauk locations with published hours opens on Saturday, run by 1 institution.

• M&T Bank: 1 of 1 branch (746 Montauk Hwy: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Montauk, and where the nearest one is if they do not.

Short answer: In Montauk: Chase (1). No branches in Montauk: Wells Fargo (nearest in Southampton, 26 mi), Bank of America (nearest in East Hampton, 14 mi), PNC Bank (nearest in New York, 105 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 108 mi), Huntington, Regions Bank, TD Bank (nearest in Hampton Bays, 33 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montauk to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montauk residents like anyone else.

Banks near Montauk

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are East Hampton (14 miles) and Sag Harbor (19 miles). Southampton, 26 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Montauk

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Montauk between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Montauk by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montauk offices.

Short answer: Chase is the largest bank with offices in Montauk, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Montauk: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.