US Bank Directory
Banks in Lockport, NY
4 FDIC-insured banks operate 7 offices in Lockport, New York, and 4 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lockport
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 14 locations in Lockport, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lockport
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: KeyBank has the most locations in Lockport, with 4. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
KeyBank Bank · 4
KeyBank has 4 branches in Lockport, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lockport location is the Lockport City Branch at 150 Main St, dating to 1951; the newest, at 21 Cottage St, to 2011. 1 of its 2 Lockport locations with published hours open on Saturday.
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Lockport City Branch150 Main St, 14094
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Lockport Drive-In Branch21 Cottage St, 14094
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Town Of Lockport Branch5737 S Transit Rd, 14094
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Shimer Drive-Up6210 Shimer Dr, 14094
Cornerstone Community Credit Union Credit union · 3
Cornerstone Community Credit Union has 3 officees in Lockport, 7 across New York. It is based in Lockport, NY and $725.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Lockport locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office6485 S Transit Rd, 14094
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Walnut Branch118 Walnut St, 14094
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lockport5810 S Transit Rd, 14094
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lockport Schools & Community Credit Union Credit union · 2
Lockport Schools & Community Credit Union has 2 officees in Lockport, 2 across New York. It is based in Lockport, NY and $26.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office360 S Transit St, 14094
All hours
Mon to Fri 9:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Student Branch250 Lincoln Ave, 14094
Citizens Bank · 1
Citizens has 1 branch in Lockport, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Lockport Branch at 5793 S Transit Rd dates to 2000 in FDIC branch records. It opens on Saturday.
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Lockport Branch5793 S Transit Rd, 14094
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in Lockport, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Lockport Branch at 5688 S Transit Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lockport Branch5688 S Transit Rd, 14094
Niagara's Choice Credit Union Credit union · 1
Niagara's Choice Credit Union has 1 office in Lockport, 5 across New York. It is based in Niagara Falls, NY and $263.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lockport Office260 West Ave, 14094
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Lockport, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Lockport Branch at 55 East Ave dates to 2002 in FDIC branch records. It opens on Saturday.
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Lockport Branch55 East Ave, 14094
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Ontario Shores Credit Union Credit union · 1
Ontario Shores Credit Union has 1 office in Lockport, 5 across New York. It is based in Newfane, NY and $201.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ontario Shores Fcu Pendleton6411 Campbell Blvd, 14094
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lockport
4 credit unions have 7 offices here: Cornerstone Community Credit Union, Lockport Schools & Community Credit Union, Niagara's Choice Credit Union and Ontario Shores Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lockport page has every office in the state's directory.
Banking in Lockport: the local picture
Short answer: 4 banks run 7 branches in Lockport according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Lockport, 1 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 150 Main St, dating to 1951; the newest is NBT Bank's at 5688 S Transit Rd, from 2016.
4 credit unions have 7 offices in Lockport, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lockport
Short answer: 4 of the 10 Lockport locations with published hours open on Saturday, run by 4 institutions.
- KeyBank: 1 of 4 branches (5737 S Transit Rd: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (5793 S Transit Rd: Saturday 9 am to 12 pm)
- Northwest Bank: 1 of 1 branch (55 East Ave: Saturday 9 am to 12 pm)
- Cornerstone Community Credit Union: 1 of 3 offices (6485 S Transit Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lockport, and where the nearest one is if they do not.
Short answer: No branches in Lockport: Chase (nearest in Amherst, 10 mi), Wells Fargo (nearest in Kingston, 253 mi), Bank of America (nearest in Getzville, 11 mi), PNC Bank (nearest in New York, 292 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 294 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 229 mi), BMO.
| Bank | In Lockport | Nearest branch if none here |
|---|---|---|
| Chase | None | Amherst, 10 miles away |
| Wells Fargo | None | Kingston, 253 miles away |
| Bank of America | None | Getzville, 11 miles away |
| PNC Bank | None | New York, 292 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 294 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 229 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lockport to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lockport residents like anyone else.
Banks near Lockport
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are East Amherst (9 miles) and Amherst (12 miles). Amherst, 12 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in East Amherst, NY | 9 mi | 6 | 7 |
| Banks in Amherst, NY | 12 mi | 10 | 18 |
| Banks in North Tonawanda, NY | 12 mi | 3 | 4 |
| Banks in Clarence, NY | 12 mi | 2 | 3 |
| Banks in Williamsville, NY | 13 mi | 7 | 17 |
| Banks in Tonawanda, NY | 13 mi | 5 | 8 |
| Banks in Snyder, NY | 15 mi | 2 | 2 |
| Banks in Kenmore, NY | 16 mi | 3 | 4 |
Bank branch openings and closings in Lockport
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lockport between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lockport
Short answer: 2 institutions have their main office in Lockport: Cornerstone Community Credit Union and Lockport Schools & Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Cornerstone Community Credit Union | Credit union | $725.9 million | 3 |
| Lockport Schools & Community Credit Union | Credit union | $26.4 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lockport by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lockport offices.
Short answer: Citizens is the largest bank with offices in Lockport, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| KeyBank | $188.56 billion | No. 23 | 4 | Cleveland, OH |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lockport: FAQ
How many banks are in Lockport, NY?
Lockport has 4 banks with 7 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lockport?
KeyBank, with 4. Citizens has 1 and Northwest Bank has 1.
Is there a KeyBank in Lockport, NY?
Yes. FDIC data lists 4 KeyBank branches in Lockport as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Citizens in Lockport, NY?
Yes. FDIC data lists 1 Citizens branch in Lockport as of September 5, 2026. The address and directions are under Citizens above.
Is there a Northwest Bank in Lockport, NY?
Yes. FDIC data lists 1 Northwest Bank branch in Lockport as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Chase in Lockport, NY?
No. FDIC data lists no Chase branch in Lockport as of September 5, 2026. The nearest is in Amherst, about 10 miles away in a straight line.
Which banks in Lockport are open on Saturday?
KeyBank, Citizens, Northwest Bank and Cornerstone Community Credit Union publish Saturday hours for one or more Lockport locations. The Saturday section above lists each one with its hours. 4 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lockport?
Cornerstone Community Credit Union and Lockport Schools & Community Credit Union have their main office in Lockport, according to the FDIC and the NCUA.
What is the oldest bank in Lockport?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Lockport?
Cornerstone Community Credit Union, Lockport Schools & Community Credit Union, Niagara's Choice Credit Union and Ontario Shores Credit Union have offices in Lockport. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lockport in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lockport?
Nearby cities with more banks include East Amherst, Amherst, North Tonawanda. East Amherst is 9 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: Citizens, KeyBank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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