US Bank Directory
Banks in Roswell, NM
8 FDIC-insured banks operate 16 offices in Roswell, New Mexico, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Roswell
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 22 locations in Roswell, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Roswell
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of the Southwest has the most locations in Roswell, with 4. It is followed by Pioneer Bank (3), Wells Fargo (2), First American Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of the Southwest Bank · 4
Bank of the Southwest has 4 branches in Roswell, 13 across New Mexico and 13 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1930. With $176.3 million in total assets on June 30, 2026, it ranks No. 3,146 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Roswell location is its main office at 226 N Main St, dating to 1930; the newest, at 3203 N Main St, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office226 N Main St, 88201
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Drive-Up Facility126 W. 3rd Street, 88202
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North Branch - Roswell Branch3203 N Main St, 88201
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South Branch800 W Hobbs St, 88203
Pioneer Bank Bank · 3
Pioneer Bank has 3 branches in Roswell, 11 across New Mexico and 11 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1901. With $1.09 billion in total assets on June 30, 2026, it ranks No. 962 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Roswell location is its main office at 3000 N Main St, dating to 1901; the newest, at 306 N Pennsylvania Ave, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office3000 N Main St, 88201
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St. Mary'S Place Branch2 Saint Marys Pl, 88203
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Penn Avenue Branch306 N Pennsylvania Ave, 88201
First American Bank Bank · 2
First American Bank has 2 branches in Roswell, 17 across New Mexico and 21 nationwide. FDIC records list its main office in Artesia, NM and show it operating since 1903. With $1.91 billion in total assets on June 30, 2026, it ranks No. 625 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Roswell location is the Roswell Branch at 111 E 5th St, dating to 1998; the newest, at 3220 N Main St, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Roswell Branch111 E 5th St, 88201
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Roswell-Berrendo Branch3220 N Main St, 88201
Otero Credit Union Credit union · 2
Otero Credit Union has 2 officees in Roswell, 7 across New Mexico. It is based in Alamogordo, NM and $532.5 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Roswell locations with published hours open on Saturday.
Who can join: see the credit union's site.
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South Main Office1900 S Main St, 88203
All hours
Mon to Fri 12 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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North Main Office2211 N Main St, 88201
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Valley Bank of Commerce Bank · 2
Valley Bank of Commerce has 2 branches in Roswell, 3 across New Mexico and 3 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1978. With $304.1 million in total assets on June 30, 2026, it ranks No. 2,459 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Roswell location is its main office at 217 W 2nd St, dating to 1978; the newest, at 2426 N Main St, to 1986. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office217 W 2nd St, 88201
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North Main Branch2426 N Main St, 88201
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Roswell, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Roswell location is the Roswell South Branch at 1401 S Main St, dating to 1956; the newest, at 2900 N Main St, to 1963. All 2 of its Roswell locations with published hours open on Saturday.
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Roswell South Branch1401 S Main St, 88203
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Roswell North Branch2900 N Main St, 88201
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Artesia Credit Union Credit union · 1
Artesia Credit Union has 1 office in Roswell, 2 across New Mexico. It is based in Artesia, NM and $168.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chaves County School Emp Cu1401 N Lea Ave, 88201
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chaves County School Employees Credit Union Credit union · 1
Chaves County School Employees Credit Union has 1 office in Roswell, 1 across New Mexico. It is based in Roswell, NM and $39.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1401 N Lea Ave, 88201
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Roswell, 19 across New Mexico and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Roswell Banking Center Rc-915 at 4500 N Main St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roswell Banking Center Rc-9154500 N Main St, 88201
Roswell Community Credit Union Credit union · 1
Roswell Community Credit Union has 1 office in Roswell, 1 across New Mexico. It is based in Roswell, NM and $50.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2514 N Main St, 88201
All hours
Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
the Florist Credit Union Credit union · 1
the Florist Credit Union has 1 office in Roswell, 1 across New Mexico. It is based in Roswell, NM and $7.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office313 W Country Club Rd Ste 11, 88201
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The James Polk Stone Community Bank Bank · 1
The James Polk Stone Community Bank has 1 branch in Roswell, 8 across New Mexico and 8 nationwide. FDIC records list its main office in Portales, NM and show it operating since 1906. With $443.8 million in total assets on June 30, 2026, it ranks No. 1,945 of 4,232 U.S. banks by total assets. The James Polk Stone Community Bank-Roswell North at 1901 N Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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James Polk Stone Community Bank-Roswell North1901 N Main St, 88201
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Roswell, 18 across New Mexico and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Roswell Branch at 300 N Pennsylvania Ave dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roswell Branch300 N Pennsylvania Ave, 88201
Join a credit union in Roswell
5 credit unions have 6 offices here: Otero Credit Union, Artesia Credit Union, Roswell Community Credit Union, Chaves County School Employees Credit Union and the Florist Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Roswell page has every office in the state's directory.
Banking in Roswell: the local picture
Short answer: 8 banks run 16 branches in Roswell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 3 have their main office in Roswell, 2 elsewhere in New Mexico and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Pioneer Bank's office at 3000 N Main St, dating to 1901; the newest is First National Bank Texas's at 4500 N Main St, from 2011.
5 credit unions have 6 offices in Roswell, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 5 open on Saturday. 14 locations have no published hours in these sources.
Banks by ZIP code in Roswell
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 88201 has the most bank and credit union offices in Roswell (17), followed by 88203 (4) and 88202 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 88201 | 17 | 13 | Bank of the Southwest, First American Bank, Pioneer Bank |
| 88203 | 4 | 4 | Bank of the Southwest, Otero Credit Union, Pioneer Bank |
| 88202 | 1 | 1 | Bank of the Southwest |
Banks and credit unions open on Saturday in Roswell
Short answer: 5 of the 8 Roswell locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 2 of 2 branches (1401 S Main St: Saturday 9 am to 2 pm, and 1 more)
- Otero Credit Union: 2 of 2 offices (1900 S Main St: Saturday 9 am to 1 pm, and 1 more)
- Roswell Community Credit Union: 1 of 1 office (2514 N Main St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Roswell, and where the nearest one is if they do not.
Short answer: In Roswell: Wells Fargo (2). No branches in Roswell: Chase (nearest in Albuquerque, 163 mi), Bank of America (nearest in Las Cruces, 149 mi), PNC Bank (nearest in Ruidoso, 66 mi), U.S. Bank (nearest in Clovis, 104 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Las Cruces, 149 mi).
| Bank | In Roswell | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Chase | None | Albuquerque, 163 miles away |
| Bank of America | None | Las Cruces, 149 miles away |
| PNC Bank | None | Ruidoso, 66 miles away |
| U.S. Bank | None | Clovis, 104 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Las Cruces, 149 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Roswell to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Roswell residents like anyone else.
Banks near Roswell
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Artesia (40 miles) and Ruidoso (65 miles). Alamogordo, 90 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Artesia, NM | 40 mi | 4 | 5 |
| Banks in Ruidoso, NM | 65 mi | 7 | 7 |
| Banks in Carlsbad, NM | 71 mi | 7 | 11 |
| Banks in Lovington, NM | 75 mi | 3 | 3 |
| Banks in Portales, NM | 87 mi | 4 | 5 |
| Banks in Tularosa, NM | 89 mi | 2 | 2 |
| Banks in Alamogordo, NM | 90 mi | 8 | 9 |
| Banks in Hobbs, NM | 93 mi | 8 | 13 |
Bank branch openings and closings in Roswell
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Roswell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Roswell
Short answer: 6 institutions have their main office in Roswell: Bank of the Southwest, Pioneer Bank, Valley Bank of Commerce and Roswell Community Credit Union and 2 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of the Southwest | Bank | $176.3 million | 4 |
| Pioneer Bank | Bank | $1.09 billion | 3 |
| Valley Bank of Commerce | Bank | $304.1 million | 2 |
| Roswell Community Credit Union | Credit union | $50.4 million | 1 |
| Chaves County School Employees Credit Union | Credit union | $39.6 million | 1 |
| the Florist Credit Union | Credit union | $7.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Roswell by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Roswell offices.
Short answer: Wells Fargo is the largest bank with offices in Roswell, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. WaFd Bank is second with $27.58 billion. 3 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| First American Bank | $1.91 billion | No. 625 | 2 | Artesia, NM |
| Pioneer Bank | $1.09 billion | No. 962 | 3 | Roswell, NM |
| The James Polk Stone Community Bank | $443.8 million | No. 1,945 | 1 | Portales, NM |
| Valley Bank of Commerce | $304.1 million | No. 2,459 | 2 | Roswell, NM |
| Bank of the Southwest | $176.3 million | No. 3,146 | 4 | Roswell, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Roswell: FAQ
How many banks are in Roswell, NM?
Roswell has 8 banks with 16 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Roswell?
Bank of the Southwest, with 4. Pioneer Bank has 3 and Wells Fargo has 2.
Is there a Bank of the Southwest in Roswell, NM?
Yes. FDIC data lists 4 Bank of the Southwest branches in Roswell as of September 5, 2026, the main office at 226 N Main St. Its branches are listed under Bank of the Southwest above, with the address and directions for each.
Is there a Pioneer Bank in Roswell, NM?
Yes. FDIC data lists 3 Pioneer Bank branches in Roswell as of September 5, 2026, the main office at 3000 N Main St. Its branches are listed under Pioneer Bank above, with the address and directions for each.
Is there a Wells Fargo in Roswell, NM?
Yes. FDIC data lists 2 Wells Fargo branches in Roswell as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Chase in Roswell, NM?
No. FDIC data lists no Chase branch in Roswell as of September 5, 2026. The nearest is in Albuquerque, about 163 miles away in a straight line.
Which banks in Roswell are open on Saturday?
Wells Fargo, Otero Credit Union and Roswell Community Credit Union publish Saturday hours for one or more Roswell locations. The Saturday section above lists each one with its hours. 14 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Roswell?
Bank of the Southwest, Pioneer Bank, Valley Bank of Commerce, Roswell Community Credit Union and Chaves County School Employees Credit Union and 1 more have their main office in Roswell, according to the FDIC and the NCUA.
What is the oldest bank in Roswell?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Roswell?
Otero Credit Union, Artesia Credit Union, Roswell Community Credit Union and Chaves County School Employees Credit Union and 1 more have offices in Roswell. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Roswell in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Roswell?
Nearby cities with more banks include Artesia, Ruidoso, Carlsbad. Artesia is 40 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 16 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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