US Bank Directory
Banks in Carlsbad, NM
7 FDIC-insured banks operate 11 offices in Carlsbad, New Mexico, and 4 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Carlsbad
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 18 locations in Carlsbad, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carlsbad
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: CNB Bank and Western Commerce Bank have the most locations in Carlsbad, with 3 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
CNB Bank Bank · 3
CNB Bank has 3 branches in Carlsbad, 3 across New Mexico and 3 nationwide. FDIC records list its main office in Carlsbad, NM and show it operating since 1924. With $1.07 billion in total assets on June 30, 2026, it ranks No. 990 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is its main office at 202 W Stevens St, dating to 1924; the newest, at 3518 National Parks Hwy, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office202 W Stevens St, 88220
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North Branch1509 W Pierce St, 88220
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Cnb Bank South Branch3518 National Parks Hwy, 88220
Western Commerce Bank Bank · 3
Western Commerce Bank has 3 branches in Carlsbad, 12 across New Mexico and 12 nationwide. FDIC records list its main office in Carlsbad, NM and show it operating since 1961. With $863.5 million in total assets on June 30, 2026, it ranks No. 1,186 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carlsbad location is its main office at 127 S Canyon St, dating to 1961; the newest, at 3010 National Parks Hwy, to 1982. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office127 S Canyon St, 88220
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South Branch3010 National Parks Hwy, 88220
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North Canal Branch501 N Canal St, 88220
Eddy Credit Union Credit union · 2
Eddy Credit Union has 2 officees in Carlsbad, 2 across New Mexico. It is based in Carlsbad, NM and $62.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Carlsbad locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office901 W Pierce St, 88220
All hours
Mon to Fri 8 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Eddy Federal Cu South1711 S Canal St, 88220
All hours
Mon to Fri 8 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Financial Security Credit Union Credit union · 2
Financial Security Credit Union has 2 officees in Carlsbad, 2 across New Mexico. It is based in Carlsbad, NM and $63.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Carlsbad locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1105 W Pierce St, 88220
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Financial Security Credit Union South Branch2603 S Canal St, 88220
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U-1st Community Credit Union Credit union · 2
U-1st Community Credit Union has 2 officees in Carlsbad, 2 across New Mexico. It is based in Carlsbad, NM and $9.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office601 N Canal St, 88220
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Vital Records Center2405 Avenue C, 88220
First American Bank Bank · 1
First American Bank has 1 branch in Carlsbad, 17 across New Mexico and 21 nationwide. FDIC records list its main office in Artesia, NM and show it operating since 1903. With $1.91 billion in total assets on June 30, 2026, it ranks No. 625 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 2201 W Pierce St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carlsbad Branch2201 W Pierce St, 88220
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Carlsbad, 19 across New Mexico and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Swm Carlsbad Banking Center Rc325 Branch at 2401 S Canal St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Swm Carlsbad Banking Center Rc325 Branch2401 S Canal St, 88220
Internationalites Credit Union Credit union · 1
Internationalites Credit Union has 1 office in Carlsbad, 1 across New Mexico. It is based in Carlsbad, NM and $11.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office901 N Canal St, 88220
All hours
Mon to Fri 10 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pioneer Bank Bank · 1
Pioneer Bank has 1 branch in Carlsbad, 11 across New Mexico and 11 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1901. With $1.09 billion in total assets on June 30, 2026, it ranks No. 962 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 111 N Canal St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carlsbad Branch111 N Canal St, 88220
The James Polk Stone Community Bank Bank · 1
The James Polk Stone Community Bank has 1 branch in Carlsbad, 8 across New Mexico and 8 nationwide. FDIC records list its main office in Portales, NM and show it operating since 1906. With $443.8 million in total assets on June 30, 2026, it ranks No. 1,945 of 4,232 U.S. banks by total assets. The Carlsbad Branch at 502 N Canal St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carlsbad Branch502 N Canal St, 88220
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Carlsbad, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Carlsbad Downtown Branch at 115 W Fox St dates to 1935 in FDIC branch records. It opens on Saturday.
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Carlsbad Downtown Branch115 W Fox St, 88220
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Carlsbad
4 credit unions have 7 offices here: Financial Security Credit Union, Eddy Credit Union, U-1st Community Credit Union and Internationalites Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carlsbad page has every office in the state's directory.
Banking in Carlsbad: the local picture
Short answer: 7 banks run 11 branches in Carlsbad according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 2 have their main office in Carlsbad, 3 elsewhere in New Mexico and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Pioneer Bank's office at 111 N Canal St, dating to 1901; the newest is First National Bank Texas's at 2401 S Canal St, from 2025.
4 credit unions have 7 offices in Carlsbad, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 1 opens on Saturday. 11 locations have no published hours in these sources.
Banks open on Saturday in Carlsbad
Short answer: 1 of the 7 Carlsbad locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (115 W Fox St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carlsbad, and where the nearest one is if they do not.
Short answer: In Carlsbad: Wells Fargo (1). No branches in Carlsbad: Chase (nearest in Albuquerque, 227 mi), Bank of America (nearest in Las Cruces, 147 mi), PNC Bank (nearest in Ruidoso, 104 mi), U.S. Bank (nearest in Las Cruces, 146 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Anthony, 142 mi).
| Bank | In Carlsbad | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Albuquerque, 227 miles away |
| Bank of America | None | Las Cruces, 147 miles away |
| PNC Bank | None | Ruidoso, 104 miles away |
| U.S. Bank | None | Las Cruces, 146 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Anthony, 142 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carlsbad to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carlsbad residents like anyone else.
Banks near Carlsbad
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Artesia (31 miles) and Lovington (63 miles). Hobbs, 67 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Artesia, NM | 31 mi | 4 | 5 |
| Banks in Lovington, NM | 63 mi | 3 | 3 |
| Banks in Hobbs, NM | 67 mi | 8 | 13 |
| Banks in Roswell, NM | 71 mi | 8 | 16 |
| Banks in Ruidoso, NM | 104 mi | 7 | 7 |
| Banks in Alamogordo, NM | 106 mi | 8 | 9 |
| Banks in Tularosa, NM | 113 mi | 2 | 2 |
| Banks in Portales, NM | 133 mi | 4 | 5 |
Bank branch openings and closings in Carlsbad
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Carlsbad between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 30, 2025 | Opened | First National Bank Texas | 2401 S Canal St, 88220 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Carlsbad
Short answer: 6 institutions have their main office in Carlsbad: CNB Bank, Western Commerce Bank, Financial Security Credit Union and Eddy Credit Union and 2 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| CNB Bank | Bank | $1.07 billion | 3 |
| Western Commerce Bank | Bank | $863.5 million | 3 |
| Financial Security Credit Union | Credit union | $63.8 million | 2 |
| Eddy Credit Union | Credit union | $62.1 million | 2 |
| U-1st Community Credit Union | Credit union | $9.5 million | 2 |
| Internationalites Credit Union | Credit union | $11.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Carlsbad by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carlsbad offices.
Short answer: Wells Fargo is the largest bank with offices in Carlsbad, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First National Bank Texas is second with $4.64 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| First American Bank | $1.91 billion | No. 625 | 1 | Artesia, NM |
| Pioneer Bank | $1.09 billion | No. 962 | 1 | Roswell, NM |
| CNB Bank | $1.07 billion | No. 990 | 3 | Carlsbad, NM |
| Western Commerce Bank | $863.5 million | No. 1,186 | 3 | Carlsbad, NM |
| The James Polk Stone Community Bank | $443.8 million | No. 1,945 | 1 | Portales, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carlsbad: FAQ
How many banks are in Carlsbad, NM?
Carlsbad has 7 banks with 11 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carlsbad?
CNB Bank, with 3. Western Commerce Bank has 3 and Wells Fargo has 1.
Is there a CNB Bank in Carlsbad, NM?
Yes. FDIC data lists 3 CNB Bank branches in Carlsbad as of September 5, 2026, the main office at 202 W Stevens St. Its branches are listed under CNB Bank above, with the address and directions for each.
Is there a Western Commerce Bank in Carlsbad, NM?
Yes. FDIC data lists 3 Western Commerce Bank branches in Carlsbad as of September 5, 2026, the main office at 127 S Canyon St. Its branches are listed under Western Commerce Bank above, with the address and directions for each.
Is there a Wells Fargo in Carlsbad, NM?
Yes. FDIC data lists 1 Wells Fargo branch in Carlsbad as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Carlsbad, NM?
No. FDIC data lists no Chase branch in Carlsbad as of September 5, 2026. The nearest is in Albuquerque, about 227 miles away in a straight line.
Which banks in Carlsbad are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Carlsbad locations. The Saturday section above lists each one with its hours. 11 of the 18 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Carlsbad?
CNB Bank, Western Commerce Bank, Financial Security Credit Union, Eddy Credit Union and U-1st Community Credit Union and 1 more have their main office in Carlsbad, according to the FDIC and the NCUA.
What is the oldest bank in Carlsbad?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Carlsbad?
Financial Security Credit Union, Eddy Credit Union, U-1st Community Credit Union and Internationalites Credit Union have offices in Carlsbad. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carlsbad in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carlsbad?
Nearby cities with more banks include Artesia, Lovington, Hobbs. Artesia is 31 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 11 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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