Banks in Portales, NM

Bank branch map: Portales

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Portales, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Portales

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The James Polk Stone Community Bank has the most locations in Portales, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The James Polk Stone Community Bank 2 branches · main office Portales, NM Bank · 2

The James Polk Stone Community Bank has 2 branches in Portales, 8 across New Mexico and 8 nationwide. FDIC records list its main office in Portales, NM and show it operating since 1906. With $443.8 million in total assets on June 30, 2026, it ranks No. 1,945 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Portales location is its main office at 109 E 2nd St, dating to 1906; the newest, at 520 W 18th St, to 1977. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  109 E 2nd St, 88130

  Hours: see the bank's site
  DirectionsWebsite
• James Polk Stone Community Bank- Portales South

  520 W 18th St, 88130

  Hours: see the bank's site
  DirectionsWebsite

The James Polk Stone Community Bank: profile, branches and contacts

First Financial Credit Union 1 office · main office Albuquerque, NM Credit union · 1

First Financial Credit Union has 1 office in Portales, 20 across New Mexico. It is based in Albuquerque, NM and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Portales Branch

  700 W 2Nd St, 88130

  (505) 766-5600Today 10 am to 5 pm

  All hours

  Mon to Tue 8:50 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 8:50 am to 5 pm; Sat closed; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First Financial Credit Union: profile, branches and contacts

UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Portales, 21 across New Mexico and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Portales Branch at 1612 E Spruce St dates to 2002 in FDIC branch records. Its published hours do not list Saturday.

• Portales Branch

  1612 E Spruce St, 88130

  (575) 356-1060Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

UMB Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Portales, 54 across New Mexico and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Portales Branch at 316 W 2nd St dates to 1941 in FDIC branch records. Its published hours do not list Saturday.

• Portales Branch

  316 W 2nd St, 88130

  (575) 359-3600Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Western Commerce Bank 1 branch · main office Carlsbad, NM Bank · 1

Western Commerce Bank has 1 branch in Portales, 12 across New Mexico and 12 nationwide. FDIC records list its main office in Carlsbad, NM and show it operating since 1961. With $863.5 million in total assets on June 30, 2026, it ranks No. 1,186 of 4,232 U.S. banks by total assets. The Portales Branch at 220 N Chicago Ave dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Portales Branch

  220 N Chicago Ave, 88130

  Hours: see the bank's site
  DirectionsWebsite

Western Commerce Bank: profile, branches and contacts

Join a credit union in Portales

1 credit union has 1 office here: First Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Portales page has every office in the state's directory.

Banking in Portales: the local picture

Short answer: 4 banks run 5 branches in Portales according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Portales, 1 elsewhere in New Mexico and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is The James Polk Stone Community Bank's office at 109 E 2nd St, dating to 1906; the newest is UMB Bank's at 1612 E Spruce St, from 2002.

The only credit union with an office here is First Financial Credit Union.

Of the 3 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Portales

Short answer: None of the 3 Portales locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Portales, and where the nearest one is if they do not.

Short answer: In Portales: Wells Fargo (1). No branches in Portales: Chase (nearest in Santa Fe, 181 mi), Bank of America (nearest in Santa Fe, 181 mi), PNC Bank (nearest in Ruidoso, 146 mi), U.S. Bank (nearest in Clovis, 18 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Cedar Crest, 184 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Portales to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Portales residents like anyone else.

Banks near Portales

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clovis (18 miles) and Tucumcari (72 miles). Clovis, 18 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Portales

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Portales between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Portales

Short answer: 1 institution has its main office in Portales: The James Polk Stone Community Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Portales by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Portales offices.

Short answer: Wells Fargo is the largest bank with offices in Portales, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. UMB Bank is second with $71.90 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Portales: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.