Banks in Melrose, NM

Bank branch map: Melrose

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Melrose, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Melrose

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: American Heritage Bank is the only bank with an office in Melrose. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Heritage Bank 1 branch · main office Clovis, NM Bank · 1

American Heritage Bank has 1 branch in Melrose, 2 across New Mexico and 2 nationwide. FDIC records list its main office in Clovis, NM and show it operating since 2000. With $153.2 million in total assets on June 30, 2026, it ranks No. 3,301 of 4,232 U.S. banks by total assets. The Melrose Branch at 400 East Denby Street dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Melrose Branch

  400 East Denby Street, 88124

  Hours: see the bank's site
  DirectionsWebsite

American Heritage Bank: profile, branches and contacts

Banking in Melrose: the local picture

Short answer: 1 bank runs 1 branch in Melrose according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

American Heritage Bank has its main office in Clovis, NM, according to the FDIC.

The bank with the longest record here is American Heritage Bank, operating since 2000 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Melrose, and where the nearest one is if they do not.

Short answer: No branches in Melrose: Chase (nearest in Santa Fe, 158 mi), Wells Fargo (nearest in Portales, 23 mi), Bank of America (nearest in Santa Fe, 158 mi), PNC Bank (nearest in Ruidoso, 139 mi), U.S. Bank (nearest in Clovis, 24 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Cedar Crest, 163 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melrose to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melrose residents like anyone else.

Banks near Melrose

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Portales (23 miles) and Clovis (24 miles). Clovis, 24 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Melrose

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Melrose between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Melrose by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melrose offices.

Short answer: American Heritage Bank is the largest bank with offices in Melrose, with $153.2 million in total assets on June 30, 2026, No. 3,301 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Melrose: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.