US Bank Directory

Banks in Cloudcroft, NM

1 FDIC-insured bank operates 1 office in Cloudcroft, New Mexico.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cloudcroft

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cloudcroft, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cloudcroft

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank is the only bank with an office in Cloudcroft. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank 1 branch · main office Alamogordo, NM Bank · 1

First National Bank has 1 branch in Cloudcroft, 6 across New Mexico and 6 nationwide. FDIC records list its main office in Alamogordo, NM and show it operating since 1956. With $452.8 million in total assets on June 30, 2026, it ranks No. 1,913 of 4,232 U.S. banks by total assets. The Cloudcroft Branch at 301 Burro Ave dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cloudcroft Branch
    301 Burro Ave, 88317
    Hours: see the bank's site
First National Bank: profile, branches and contacts

Banking in Cloudcroft: the local picture

Short answer: 1 bank runs 1 branch in Cloudcroft according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First National Bank has its main office in Alamogordo, NM, according to the FDIC.

The bank with the longest record here is First National Bank, operating since 1956 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cloudcroft, and where the nearest one is if they do not.

Short answer: No branches in Cloudcroft: Chase (nearest in Albuquerque, 153 mi), Wells Fargo (nearest in Alamogordo, 13 mi), Bank of America (nearest in Las Cruces, 73 mi), PNC Bank (nearest in Ruidoso, 26 mi), U.S. Bank (nearest in Las Cruces, 73 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Las Cruces, 73 mi).

BankIn CloudcroftNearest branch if none here
ChaseNoneAlbuquerque, 153 miles away
Wells FargoNoneAlamogordo, 13 miles away
Bank of AmericaNoneLas Cruces, 73 miles away
PNC BankNoneRuidoso, 26 miles away
U.S. BankNoneLas Cruces, 73 miles away
TruistNonenone in New Mexico
Fifth Third BankNonenone in New Mexico
HuntingtonNonenone in New Mexico
Regions BankNonenone in New Mexico
TD BankNonenone in New Mexico
BMONoneLas Cruces, 73 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cloudcroft to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cloudcroft residents like anyone else.

Banks near Cloudcroft

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Alamogordo (13 miles) and Tularosa (18 miles). Las Cruces, 74 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Cloudcroft

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cloudcroft between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cloudcroft by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cloudcroft offices.

Short answer: First National Bank is the largest bank with offices in Cloudcroft, with $452.8 million in total assets on June 30, 2026, No. 1,913 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First National Bank$452.8 millionNo. 1,9131Alamogordo, NM

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cloudcroft: FAQ

How many banks are in Cloudcroft, NM?

Cloudcroft has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First National Bank in Cloudcroft, NM?

Yes. FDIC data lists 1 First National Bank branch in Cloudcroft as of September 5, 2026. The address and directions are under First National Bank above.

Is there a Chase in Cloudcroft, NM?

No. FDIC data lists no Chase branch in Cloudcroft as of September 5, 2026. The nearest is in Albuquerque, about 153 miles away in a straight line.

What is the oldest bank in Cloudcroft?

First National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1956.

Did any bank branches open or close in Cloudcroft in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cloudcroft?

Nearby cities with more banks include Alamogordo, Tularosa, Ruidoso. Alamogordo is 13 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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