US Bank Directory

Banks in Scotch Plains Township, NJ

1 FDIC-insured bank operates 1 office in Scotch Plains Township, New Jersey.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Scotch Plains Township

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Scotch Plains Township, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Scotch Plains Township

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Unity Bank is the only bank with an office in Scotch Plains Township. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Unity Bank 1 branch · main office Clinton, NJ Bank · 1

Unity Bank has 1 branch in Scotch Plains Township, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Scotch Plains Township Branch at 2222 South Avenue dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Scotch Plains Township Branch
    2222 South Avenue, 07076
    Hours: see the bank's site
Unity Bank: profile, branches and contacts

Banking in Scotch Plains Township: the local picture

Short answer: 1 bank runs 1 branch in Scotch Plains Township according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Unity Bank has its main office in Clinton, NJ, according to the FDIC.

The bank with the longest record here is Unity Bank, operating since 1991 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Scotch Plains Township, and where the nearest one is if they do not.

Short answer: No branches in Scotch Plains Township: Chase (nearest in Westfield, 1 mi), Wells Fargo (nearest in Westfield, 1 mi), Bank of America (nearest in Westfield, 1 mi), PNC Bank (nearest in Westfield, 1 mi), U.S. Bank, Truist (nearest in Trenton, 33 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Fanwood, 1 mi), BMO.

BankIn Scotch Plains TownshipNearest branch if none here
ChaseNoneWestfield, 1 mile away
Wells FargoNoneWestfield, 1 mile away
Bank of AmericaNoneWestfield, 1 mile away
PNC BankNoneWestfield, 1 mile away
U.S. BankNonenone in New Jersey
TruistNoneTrenton, 33 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneFanwood, 1 mile away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Scotch Plains Township to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Scotch Plains Township residents like anyone else.

Banks near Scotch Plains Township

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fanwood (1 mile) and Scotch Plains (1 mile). Westfield, 1 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Scotch Plains Township

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Scotch Plains Township between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Scotch Plains Township by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Scotch Plains Township offices.

Short answer: Unity Bank is the largest bank with offices in Scotch Plains Township, with $3.18 billion in total assets on June 30, 2026, No. 406 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Unity Bank$3.18 billionNo. 4061Clinton, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Scotch Plains Township: FAQ

How many banks are in Scotch Plains Township, NJ?

Scotch Plains Township has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Unity Bank in Scotch Plains Township, NJ?

Yes. FDIC data lists 1 Unity Bank branch in Scotch Plains Township as of September 5, 2026. The address and directions are under Unity Bank above.

Is there a Chase in Scotch Plains Township, NJ?

No. FDIC data lists no Chase branch in Scotch Plains Township as of September 5, 2026. The nearest is in Westfield, about 1 miles away in a straight line.

What is the oldest bank in Scotch Plains Township?

Unity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1991.

Did any bank branches open or close in Scotch Plains Township in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Scotch Plains Township?

Nearby cities with more banks include Fanwood, Scotch Plains, Westfield. Fanwood is 1 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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