US Bank Directory
Banks in Scotch Plains Township, NJ
1 FDIC-insured bank operates 1 office in Scotch Plains Township, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Scotch Plains Township
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Scotch Plains Township, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Scotch Plains Township
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Unity Bank is the only bank with an office in Scotch Plains Township. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Unity Bank Bank · 1
Unity Bank has 1 branch in Scotch Plains Township, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Scotch Plains Township Branch at 2222 South Avenue dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Scotch Plains Township Branch2222 South Avenue, 07076
Banking in Scotch Plains Township: the local picture
Short answer: 1 bank runs 1 branch in Scotch Plains Township according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Unity Bank has its main office in Clinton, NJ, according to the FDIC.
The bank with the longest record here is Unity Bank, operating since 1991 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Scotch Plains Township, and where the nearest one is if they do not.
Short answer: No branches in Scotch Plains Township: Chase (nearest in Westfield, 1 mi), Wells Fargo (nearest in Westfield, 1 mi), Bank of America (nearest in Westfield, 1 mi), PNC Bank (nearest in Westfield, 1 mi), U.S. Bank, Truist (nearest in Trenton, 33 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Fanwood, 1 mi), BMO.
| Bank | In Scotch Plains Township | Nearest branch if none here |
|---|---|---|
| Chase | None | Westfield, 1 mile away |
| Wells Fargo | None | Westfield, 1 mile away |
| Bank of America | None | Westfield, 1 mile away |
| PNC Bank | None | Westfield, 1 mile away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 33 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Fanwood, 1 mile away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Scotch Plains Township to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Scotch Plains Township residents like anyone else.
Banks near Scotch Plains Township
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fanwood (1 mile) and Scotch Plains (1 mile). Westfield, 1 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fanwood, NJ | 1 mi | 2 | 2 |
| Banks in Scotch Plains, NJ | 1 mi | 8 | 8 |
| Banks in Westfield, NJ | 1 mi | 10 | 11 |
| Banks in Plainfield, NJ | 3 mi | 3 | 4 |
| Banks in Clark, NJ | 3 mi | 7 | 7 |
| Banks in Cranford, NJ | 4 mi | 10 | 10 |
| Banks in Colonia, NJ | 4 mi | 5 | 6 |
| Banks in North Plainfield, NJ | 4 mi | 5 | 6 |
Bank branch openings and closings in Scotch Plains Township
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Scotch Plains Township between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Scotch Plains Township by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Scotch Plains Township offices.
Short answer: Unity Bank is the largest bank with offices in Scotch Plains Township, with $3.18 billion in total assets on June 30, 2026, No. 406 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Unity Bank | $3.18 billion | No. 406 | 1 | Clinton, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Scotch Plains Township: FAQ
How many banks are in Scotch Plains Township, NJ?
Scotch Plains Township has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Unity Bank in Scotch Plains Township, NJ?
Yes. FDIC data lists 1 Unity Bank branch in Scotch Plains Township as of September 5, 2026. The address and directions are under Unity Bank above.
Is there a Chase in Scotch Plains Township, NJ?
No. FDIC data lists no Chase branch in Scotch Plains Township as of September 5, 2026. The nearest is in Westfield, about 1 miles away in a straight line.
What is the oldest bank in Scotch Plains Township?
Unity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1991.
Did any bank branches open or close in Scotch Plains Township in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Scotch Plains Township?
Nearby cities with more banks include Fanwood, Scotch Plains, Westfield. Fanwood is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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