US Bank Directory
Banks in Scotch Plains, NJ
8 FDIC-insured banks operate 8 offices in Scotch Plains, New Jersey, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Scotch Plains
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Scotch Plains, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Scotch Plains
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Scotch Plains, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Advanced Financial Credit Union Credit union · 1
Advanced Financial Credit Union has 1 office in Scotch Plains, 4 across New Jersey. It is based in New Providence, NJ and $108.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Scotch Plains383 Park Ave, 07076
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Scotch Plains, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Scotch Plains Branch at 336 Park Ave dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
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Scotch Plains Branch336 Park Ave, 07076
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Scotch Plains, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Scotch Plains Park Mountain Ave at 310 Park Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Scotch Plains Park Mountain Ave310 Park Ave, 07076
Citizens Bank · 1
Citizens has 1 branch in Scotch Plains, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Scotch Plains at 437 Park Ave dates to 1997 in FDIC branch records. It opens on Saturday.
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Scotch Plains437 Park Ave, 07076
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Scotch Plains, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Scotch Plains Branch at 361 Park Ave dates to 1888 in FDIC branch records. It opens on Saturday.
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Scotch Plains Branch361 Park Ave, 07076
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Santander Bank · 1
Santander has 1 branch in Scotch Plains, 86 across New Jersey and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Scotch Plains Branch at 2253 North Ave dates to 1974 in FDIC branch records. It opens on Saturday.
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Scotch Plains Branch2253 North Ave, 07076
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Scotch Plains, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Scotch Plains Branch at 245 Park Ave dates to 2003 in FDIC branch records. It opens on Saturday.
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Scotch Plains Branch245 Park Ave, 07076
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Valley Bank Bank · 1
Valley Bank has 1 branch in Scotch Plains, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Scotch Plains Branch at 1922 Westfield Ave dates to 1999 in FDIC branch records. It opens on Saturday.
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Scotch Plains Branch1922 Westfield Ave, 07076
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Scotch Plains, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Scotch Plains Branch at 460 Park Ave dates to 1940 in FDIC branch records. It opens on Saturday.
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Scotch Plains Branch460 Park Ave, 07076
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Scotch Plains
1 credit union has 1 office here: Advanced Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Scotch Plains page has every office in the state's directory.
Banking in Scotch Plains: the local picture
Short answer: 8 banks run 8 branches in Scotch Plains according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Scotch Plains, 1 elsewhere in New Jersey and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 361 Park Ave, dating to 1888; the newest is Chase's at 310 Park Ave, from 2019.
The only credit union with an office here is Advanced Financial Credit Union.
Of the 8 locations with published hours. 6 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Scotch Plains
Short answer: 6 of the 8 Scotch Plains locations with published hours open on Saturday, run by 6 institutions.
- Wells Fargo: 1 of 1 branch (460 Park Ave: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (361 Park Ave: Saturday 9 am to 1 pm)
- TD Bank: 1 of 1 branch (245 Park Ave: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (437 Park Ave: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (2253 North Ave: Saturday 9 am to 1 pm)
- Valley Bank: 1 of 1 branch (1922 Westfield Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Scotch Plains, and where the nearest one is if they do not.
Short answer: In Scotch Plains: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), TD Bank (1). No branches in Scotch Plains: U.S. Bank, Truist (nearest in Trenton, 32 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Scotch Plains | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 32 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Scotch Plains to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Scotch Plains residents like anyone else.
Banks near Scotch Plains
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fanwood (1 mile) and Plainfield (2 miles). Westfield, 2 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fanwood, NJ | 1 mi | 2 | 2 |
| Banks in Plainfield, NJ | 2 mi | 3 | 4 |
| Banks in Westfield, NJ | 2 mi | 10 | 11 |
| Banks in Berkeley Heights, NJ | 3 mi | 7 | 7 |
| Banks in North Plainfield, NJ | 3 mi | 5 | 6 |
| Banks in New Providence, NJ | 4 mi | 3 | 3 |
| Banks in Cranford, NJ | 5 mi | 10 | 10 |
| Banks in Clark, NJ | 5 mi | 7 | 7 |
Bank branch openings and closings in Scotch Plains
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Scotch Plains between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Scotch Plains by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Scotch Plains offices.
Short answer: Chase is the largest bank with offices in Scotch Plains, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Scotch Plains: FAQ
How many banks are in Scotch Plains, NJ?
Scotch Plains has 8 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Scotch Plains?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Scotch Plains, NJ?
Yes. FDIC data lists 1 Chase branch in Scotch Plains as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Scotch Plains, NJ?
Yes. FDIC data lists 1 Bank of America branch in Scotch Plains as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Scotch Plains, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Scotch Plains as of September 5, 2026. The address and directions are under Wells Fargo above.
Which banks in Scotch Plains are open on Saturday?
Wells Fargo, PNC Bank, TD Bank and Citizens and 2 more publish Saturday hours for one or more Scotch Plains locations. The Saturday section above lists each one with its hours. 1 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Scotch Plains?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Scotch Plains?
Advanced Financial Credit Union has an office in Scotch Plains. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Scotch Plains in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Scotch Plains?
Nearby cities with more banks include Fanwood, Plainfield, Westfield. Fanwood is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 8 branches: Bank of America, Citizens, PNC Bank, Santander, TD Bank, Valley Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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