US Bank Directory
Banks in Cranford, NJ
10 FDIC-insured banks operate 10 offices in Cranford, New Jersey, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cranford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 12 locations in Cranford, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cranford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 10 banks share the most locations in Cranford, with 1 each. 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Cranford, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Cranford-South Avenue Branch at 101 South Ave W dates to 2010 in FDIC branch records. Its published hours do not list Saturday.
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Cranford-South Avenue Branch101 South Ave W, 07016
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Cranford, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Cranford Banking Center Branch at 40 South Ave W dates to 2007 in FDIC branch records. It opens on Saturday.
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Cranford Banking Center Branch40 South Ave W, 07016
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Cranford, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Cranford Branch Office at 105 North Ave W dates to 2015 in FDIC branch records. It opens on Saturday.
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Cranford Branch Office105 North Ave W, 07016
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Crown Bank Bank · 1
Crown Bank has 1 branch in Cranford, 13 across New Jersey and 13 nationwide. FDIC records list its main office in Elizabeth, NJ and show it operating since 1998. With $614.3 million in total assets on June 30, 2026, it ranks No. 1,539 of 4,232 U.S. banks by total assets. The Cranford Branch at 2 N Union Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cranford Branch2 N Union Ave, 07016
Flagstar Bank · 1
Flagstar has 1 branch in Cranford, 31 across New Jersey and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Cranford Branch at 310 North Ave E dates to 1952 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cranford Branch310 North Ave E, 07016
I.l.a. Local 1235 Credit Union Credit union · 1
I.l.a. Local 1235 Credit Union has 1 office in Cranford, 2 across New Jersey. It is based in Newark, NJ and $7.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office20 Commerce Dr Ste 135, 07016
All hours
Mon to Fri 10 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Jersey Central Credit Union Credit union · 1
Jersey Central Credit Union has 1 office in Cranford, 2 across New Jersey. It is based in Cranford, NJ and $24.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office23 North Ave E, 07016
All hours
Mon 9 am to 4:30 pm; Tue 9 am to 3 pm; Wed to Thu 9 am to 4:30 pm; Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Spencer Savings Bank, SLA Bank · 1
Spencer Savings Bank, SLA has 1 branch in Cranford, 28 across New Jersey and 28 nationwide. FDIC records list its main office in Elmwood Park, NJ and show it operating since 1939. With $4.04 billion in total assets on June 30, 2026, it ranks No. 332 of 4,232 U.S. banks by total assets. The Cranford Branch at 213 South Ave E dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cranford Branch213 South Ave E, 07016
TD Bank Bank · 1
TD Bank has 1 branch in Cranford, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Cranford Branch at 465 South Ave E dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cranford Branch465 South Ave E, 07016
Union County Savings Bank Bank · 1
Union County Savings Bank has 1 branch in Cranford, 4 across New Jersey and 4 nationwide. FDIC records list its main office in Elizabeth, NJ and show it operating since 1883. With $1.48 billion in total assets on June 30, 2026, it ranks No. 750 of 4,232 U.S. banks by total assets. The Cranford Branch at 201 North Ave W dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cranford Branch201 North Ave W, 07016
Valley Bank Bank · 1
Valley Bank has 1 branch in Cranford, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Cranford Branch at 117 South Ave W dates to 2005 in FDIC branch records. It opens on Saturday.
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Cranford Branch117 South Ave W, 07016
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Cranford, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cranford North Ave Branch at 2 North Ave W dates to 1952 in FDIC branch records. Its published hours do not list Saturday.
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Cranford North Ave Branch2 North Ave W, 07016
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Cranford
2 credit unions have 2 offices here: Jersey Central Credit Union and I.l.a. Local 1235 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cranford page has every office in the state's directory.
Banking in Cranford: the local picture
Short answer: 10 banks run 10 branches in Cranford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Cranford, 4 elsewhere in New Jersey and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Flagstar's office at 310 North Ave E, dating to 1952; the newest is Citizens's at 105 North Ave W, from 2015.
2 credit unions have 2 offices in Cranford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Cranford
Short answer: 3 of the 7 Cranford locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (40 South Ave W: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (105 North Ave W: Saturday 9 am to 12 pm)
- Valley Bank: 1 of 1 branch (117 South Ave W: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cranford, and where the nearest one is if they do not.
Short answer: In Cranford: Chase (1), Wells Fargo (1), Bank of America (1), TD Bank (1). No branches in Cranford: PNC Bank (nearest in Clark, 2 mi), U.S. Bank, Truist (nearest in Trenton, 35 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Cranford | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| PNC Bank | None | Clark, 2 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 35 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cranford to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cranford residents like anyone else.
Banks near Cranford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kenilworth (2 miles) and Clark (2 miles). Union, 3 miles away, has the most banks nearby: 18.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kenilworth, NJ | 2 mi | 4 | 4 |
| Banks in Clark, NJ | 2 mi | 7 | 7 |
| Banks in Westfield, NJ | 2 mi | 10 | 11 |
| Banks in Roselle, NJ | 2 mi | 4 | 4 |
| Banks in Linden, NJ | 3 mi | 7 | 8 |
| Banks in Union, NJ | 3 mi | 18 | 24 |
| Banks in Springfield, NJ | 3 mi | 7 | 7 |
| Banks in Rahway, NJ | 3 mi | 3 | 5 |
Bank branch openings and closings in Cranford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cranford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cranford
Short answer: 1 institution has its main office in Cranford: Jersey Central Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Jersey Central Credit Union | Credit union | $24.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cranford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cranford offices.
Short answer: Chase is the largest bank with offices in Cranford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
| Spencer Savings Bank, SLA | $4.04 billion | No. 332 | 1 | Elmwood Park, NJ |
| Union County Savings Bank | $1.48 billion | No. 750 | 1 | Elizabeth, NJ |
| Crown Bank | $614.3 million | No. 1,539 | 1 | Elizabeth, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cranford: FAQ
How many banks are in Cranford, NJ?
Cranford has 10 banks with 10 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cranford?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Cranford, NJ?
Yes. FDIC data lists 1 Chase branch in Cranford as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Cranford, NJ?
Yes. FDIC data lists 1 Bank of America branch in Cranford as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Cranford, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Cranford as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Cranford, NJ?
No. FDIC data lists no PNC Bank branch in Cranford as of September 5, 2026. The nearest is in Clark, about 2 miles away in a straight line.
Which banks in Cranford are open on Saturday?
Chase, Citizens and Valley Bank publish Saturday hours for one or more Cranford locations. The Saturday section above lists each one with its hours. 5 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Cranford?
Jersey Central Credit Union has its main office in Cranford, according to the FDIC and the NCUA.
What is the oldest bank in Cranford?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Cranford?
Jersey Central Credit Union and I.l.a. Local 1235 Credit Union have offices in Cranford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cranford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cranford?
Nearby cities with more banks include Kenilworth, Clark, Westfield. Kenilworth is 2 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Bank of America, Chase, Citizens, Valley Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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