US Bank Directory

Banks in Perth Amboy, NJ

9 FDIC-insured banks operate 11 offices in Perth Amboy, New Jersey, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Perth Amboy

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 13 locations in Perth Amboy, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Perth Amboy

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America and Santander have the most locations in Perth Amboy, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Perth Amboy, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Perth Amboy location is the Smith Street Branch at 211 Smith St, dating to 1924; the newest, at 555 Convery Blvd, to 1954. 1 of its 2 Perth Amboy locations with published hours open on Saturday.

  • Smith Street Branch
    211 Smith St, 08861
    (732) 826-2701Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Convery Boulevard Branch
    555 Convery Blvd, 08861
    (732) 826-7577Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Santander Santander Bank, N.A. · 2 branches · main office Wilmington, DE Bank · 2

Santander has 2 branches in Perth Amboy, 86 across New Jersey and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Perth Amboy location is the Florida Grove Branch at 571 Florida Grove Rd, dating to 1980; the newest, at 365 Convery Blvd, to 1988. All 2 of its Perth Amboy locations with published hours open on Saturday.

  • Perth Amboy Branch
    365 Convery Blvd, 08861
    (732) 442-3030Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

  • Florida Grove Branch
    571 Florida Grove Rd, 08861
    (732) 750-3400Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Perth Amboy, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Perth Amboy Banking Center Branch at 130 Smith St dates to 2005 in FDIC branch records. It opens on Saturday.

  • Perth Amboy Banking Center Branch
    130 Smith St, 08861
    (732) 442-8157Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Perth Amboy, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Perth Amboy Branch at 598 State St dates to 2007 in FDIC branch records. It opens on Saturday.

  • Perth Amboy Branch
    598 State St, 08861
    (732) 324-0081Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
OceanFirst Bank 1 branch · main office Toms River, NJ Bank · 1

OceanFirst Bank has 1 branch in Perth Amboy, 35 across New Jersey and 72 nationwide. FDIC records list its main office in Toms River, NJ and show it operating since 1902. With $23.17 billion in total assets on June 30, 2026, it ranks No. 93 of 4,232 U.S. banks by total assets. The Perth Amboy Branch at 145 Fayette St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Perth Amboy Branch
    145 Fayette St, 08861
    Hours: see the bank's site
OceanFirst Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Perth Amboy, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Perth Amboy Branch at 284 State St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Perth Amboy Branch
    284 State St, 08861
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Provident Bank 1 branch · main office Jersey City, NJ Bank · 1

Provident Bank has 1 branch in Perth Amboy, 131 across New Jersey and 139 nationwide. FDIC records list its main office in Jersey City, NJ and show it operating since 1839. With $25.65 billion in total assets on June 30, 2026, it ranks No. 84 of 4,232 U.S. banks by total assets. The Perth Amboy at 339 State St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Provident Bank: profile, branches and contacts
Ukrainian National Credit Union 1 office · main office New York, NY Credit union · 1

Ukrainian National Credit Union has 1 office in Perth Amboy, 2 across New Jersey. It is based in New York, NY and $155.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Perth Amboy
    615 Amboy Ave, 08861
    (732) 802-0480Today 9 am to 4 pm
    All hours

    Mon not published; Tue to Thu 9 am to 4 pm; Fri 9 am to 7 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Ukrainian National Credit Union: profile, branches and contacts
United Poles Credit Union 1 office · main office Perth Amboy, NJ Credit union · 1

United Poles Credit Union has 1 office in Perth Amboy, 3 across New Jersey. It is based in Perth Amboy, NJ and $72.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    412 New Brunswick Ave, 08861
    (800) 333-7713Today 9 am to 2 pm
    All hours

    Mon to Wed 9 am to 2 pm; Thu to Fri 11 am to 7 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

United Poles Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Perth Amboy, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Perth Amboy Branch at 214 Smith St dates to 1961 in FDIC branch records. It opens on Saturday.

  • Perth Amboy Branch
    214 Smith St, 08861
    (732) 324-3600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Perth Amboy

2 credit unions have 2 offices here: Ukrainian National Credit Union and United Poles Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Perth Amboy page has every office in the state's directory.

Banking in Perth Amboy: the local picture

Short answer: 9 banks run 11 branches in Perth Amboy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Perth Amboy, 2 elsewhere in New Jersey and 7 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 211 Smith St, dating to 1924; the newest is OceanFirst Bank's at 145 Fayette St, from 2025.

2 credit unions have 2 offices in Perth Amboy, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 8 open on Saturday. 4 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Perth Amboy

Short answer: 8 of the 9 Perth Amboy locations with published hours open on Saturday, run by 7 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Perth Amboy, and where the nearest one is if they do not.

Short answer: In Perth Amboy: Chase (1), Wells Fargo (1), Bank of America (2), PNC Bank (1). No branches in Perth Amboy: U.S. Bank, Truist (nearest in Trenton, 28 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Woodbridge, 4 mi), BMO.

BankIn Perth AmboyNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America2 brancheshere
PNC Bank1 branchhere
U.S. BankNonenone in New Jersey
TruistNoneTrenton, 28 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneWoodbridge, 4 miles away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Perth Amboy to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Perth Amboy residents like anyone else.

Banks near Perth Amboy

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are South Amboy (3 miles) and Woodbridge (3 miles). Woodbridge, 3 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Perth Amboy

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Perth Amboy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Perth Amboy

Short answer: 1 institution has its main office in Perth Amboy: United Poles Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
United Poles Credit UnionCredit union$72.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Perth Amboy by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Perth Amboy offices.

Short answer: Chase is the largest bank with offices in Perth Amboy, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
Santander$103.96 billionNo. 322Wilmington, DE
Provident Bank$25.65 billionNo. 841Jersey City, NJ
OceanFirst Bank$23.17 billionNo. 931Toms River, NJ
Popular Bank$15.03 billionNo. 1301New York, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Perth Amboy: FAQ

How many banks are in Perth Amboy, NJ?

Perth Amboy has 9 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Perth Amboy?

Bank of America, with 2. Santander has 2 and Chase has 1.

Is there a Bank of America in Perth Amboy, NJ?

Yes. FDIC data lists 2 Bank of America branches in Perth Amboy as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Santander in Perth Amboy, NJ?

Yes. FDIC data lists 2 Santander branches in Perth Amboy as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.

Is there a Chase in Perth Amboy, NJ?

Yes. FDIC data lists 1 Chase branch in Perth Amboy as of September 5, 2026. The address and directions are under Chase above.

Which banks in Perth Amboy are open on Saturday?

Bank of America, Santander, Chase and Wells Fargo and 3 more publish Saturday hours for one or more Perth Amboy locations. The Saturday section above lists each one with its hours. 4 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Perth Amboy?

United Poles Credit Union has its main office in Perth Amboy, according to the FDIC and the NCUA.

What is the oldest bank in Perth Amboy?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Perth Amboy?

Ukrainian National Credit Union and United Poles Credit Union have offices in Perth Amboy. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Perth Amboy in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Perth Amboy?

Nearby cities with more banks include South Amboy, Woodbridge, Iselin. South Amboy is 3 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (7 of 11 branches: Bank of America, Chase, Citizens, Santander, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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