US Bank Directory
Banks in Carteret, NJ
3 FDIC-insured banks operate 4 offices in Carteret, New Jersey, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Carteret
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Carteret, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carteret
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Roosevelt Savings Bank has the most locations in Carteret, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Terminals Credit Union Credit union · 2
Terminals Credit Union has 2 officees in Carteret, 2 across New Jersey. It is based in Carteret, NJ and $964,000 in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Carteret locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office90 Tennyson St, 07008
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Midstate Federal Credit Union237 Roosevelt Ave, 07008
All hours
Mon to Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
United Roosevelt Savings Bank Bank · 2
United Roosevelt Savings Bank has 2 branches in Carteret, 2 across New Jersey and 2 nationwide. FDIC records list its main office in Carteret, NJ and show it operating since 1914. With $381.2 million in total assets on June 30, 2026, it ranks No. 2,155 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carteret location is its main office at 11-15 Cooke Ave, dating to 1914; the newest, at 803 Roosevelt Avenue, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office11-15 Cooke Ave, 07008
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Roosevelt Avenue Branch Office803 Roosevelt Avenue, 07008
Citizens Bank · 1
Citizens has 1 branch in Carteret, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Carteret Branch at 130 Washington Ave dates to 2013 in FDIC branch records. It opens on Saturday.
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Carteret Branch130 Washington Ave, 07008
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Mid-state Credit Union Credit union · 1
Mid-state Credit Union has 1 office in Carteret, 2 across New Jersey. It is based in Carteret, NJ and $23.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office217 Roosevelt Ave, 07008
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu 8:30 am to 6 pm; Fri 8:30 am to 4:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Carteret, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Carteret Branch at 2 Holmes St dates to 1923 in FDIC branch records. It opens on Saturday.
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Carteret Branch2 Holmes St, 07008
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Carteret
2 credit unions have 3 offices here: Terminals Credit Union and Mid-state Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carteret page has every office in the state's directory.
Banking in Carteret: the local picture
Short answer: 3 banks run 4 branches in Carteret according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Carteret and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is United Roosevelt Savings Bank's office at 11-15 Cooke Ave, dating to 1914; the newest is United Roosevelt Savings Bank's at 803 Roosevelt Avenue, from 2023.
2 credit unions have 3 offices in Carteret, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Carteret
Short answer: 4 of the 5 Carteret locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 1 of 1 branch (2 Holmes St: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (130 Washington Ave: Saturday 9 am to 12 pm)
- Terminals Credit Union: 1 of 2 offices (237 Roosevelt Ave: Saturday 9 am to 5 pm)
- Mid-state Credit Union: 1 of 1 office (217 Roosevelt Ave: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carteret, and where the nearest one is if they do not.
Short answer: In Carteret: Wells Fargo (1). No branches in Carteret: Chase (nearest in Avenel, 4 mi), Bank of America (nearest in Rahway, 4 mi), PNC Bank (nearest in Avenel, 4 mi), U.S. Bank, Truist (nearest in Trenton, 33 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Woodbridge, 4 mi), BMO.
| Bank | In Carteret | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Avenel, 4 miles away |
| Bank of America | None | Rahway, 4 miles away |
| PNC Bank | None | Avenel, 4 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 33 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Woodbridge, 4 miles away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carteret to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carteret residents like anyone else.
Banks near Carteret
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rahway (3 miles) and Avenel (4 miles). Woodbridge, 4 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rahway, NJ | 3 mi | 3 | 5 |
| Banks in Avenel, NJ | 4 mi | 4 | 4 |
| Banks in Linden, NJ | 4 mi | 7 | 8 |
| Banks in Woodbridge, NJ | 4 mi | 11 | 14 |
| Banks in Iselin, NJ | 5 mi | 7 | 8 |
| Banks in Roselle, NJ | 5 mi | 4 | 4 |
| Banks in Perth Amboy, NJ | 5 mi | 9 | 11 |
| Banks in Clark, NJ | 5 mi | 7 | 7 |
Bank branch openings and closings in Carteret
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carteret between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Carteret
Short answer: 3 institutions have their main office in Carteret: United Roosevelt Savings Bank, Terminals Credit Union and Mid-state Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| United Roosevelt Savings Bank | Bank | $381.2 million | 2 |
| Terminals Credit Union | Credit union | $964,000 | 2 |
| Mid-state Credit Union | Credit union | $23.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Carteret by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carteret offices.
Short answer: Wells Fargo is the largest bank with offices in Carteret, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Citizens is second with $232.52 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| United Roosevelt Savings Bank | $381.2 million | No. 2,155 | 2 | Carteret, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carteret: FAQ
How many banks are in Carteret, NJ?
Carteret has 3 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carteret?
United Roosevelt Savings Bank, with 2. Wells Fargo has 1 and Citizens has 1.
Is there a United Roosevelt Savings Bank in Carteret, NJ?
Yes. FDIC data lists 2 United Roosevelt Savings Bank branches in Carteret as of September 5, 2026, the main office at 11-15 Cooke Ave. Its branches are listed under United Roosevelt Savings Bank above, with the address and directions for each.
Is there a Wells Fargo in Carteret, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Carteret as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Citizens in Carteret, NJ?
Yes. FDIC data lists 1 Citizens branch in Carteret as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in Carteret, NJ?
No. FDIC data lists no Chase branch in Carteret as of September 5, 2026. The nearest is in Avenel, about 4 miles away in a straight line.
Which banks in Carteret are open on Saturday?
Wells Fargo, Citizens, Terminals Credit Union and Mid-state Credit Union publish Saturday hours for one or more Carteret locations. The Saturday section above lists each one with its hours. 2 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Carteret?
United Roosevelt Savings Bank, Terminals Credit Union and Mid-state Credit Union have their main office in Carteret, according to the FDIC and the NCUA.
What is the oldest bank in Carteret?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Carteret?
Terminals Credit Union and Mid-state Credit Union have offices in Carteret. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carteret in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carteret?
Nearby cities with more banks include Rahway, Avenel, Linden. Rahway is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Citizens, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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