US Bank Directory
Banks in Garwood, NJ
1 FDIC-insured bank operates 1 office in Garwood, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Garwood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Garwood, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Garwood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Santander is the only bank with an office in Garwood. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Santander Bank · 1
Santander has 1 branch in Garwood, 86 across New Jersey and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Garwood Branch at 358 North Ave dates to 1943 in FDIC branch records. It opens on Saturday.
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Garwood Branch358 North Ave, 07027
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Banking in Garwood: the local picture
Short answer: 1 bank runs 1 branch in Garwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Santander has its main office in Wilmington, DE, according to the FDIC.
The bank with the longest record here is Santander, operating since 1907 according to the FDIC.
Of the 1 location with published hours. 1 opens on Saturday.
Banks open on Saturday in Garwood
Short answer: 1 of the 1 Garwood location with published hours opens on Saturday, run by 1 institution.
- Santander: 1 of 1 branch (358 North Ave: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Garwood, and where the nearest one is if they do not.
Short answer: No branches in Garwood: Chase (nearest in Cranford, 1 mi), Wells Fargo (nearest in Cranford, 1 mi), Bank of America (nearest in Cranford, 1 mi), PNC Bank (nearest in Westfield, 1 mi), U.S. Bank, Truist (nearest in Trenton, 34 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Cranford, 1 mi), BMO.
| Bank | In Garwood | Nearest branch if none here |
|---|---|---|
| Chase | None | Cranford, 1 mile away |
| Wells Fargo | None | Cranford, 1 mile away |
| Bank of America | None | Cranford, 1 mile away |
| PNC Bank | None | Westfield, 1 mile away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 34 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Cranford, 1 mile away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garwood to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garwood residents like anyone else.
Banks near Garwood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cranford (1 mile) and Westfield (1 mile). Cranford, 1 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cranford, NJ | 1 mi | 10 | 10 |
| Banks in Westfield, NJ | 1 mi | 10 | 11 |
| Banks in Clark, NJ | 2 mi | 7 | 7 |
| Banks in Kenilworth, NJ | 2 mi | 4 | 4 |
| Banks in Fanwood, NJ | 3 mi | 2 | 2 |
| Banks in Springfield, NJ | 3 mi | 7 | 7 |
| Banks in Roselle, NJ | 4 mi | 4 | 4 |
| Banks in Scotch Plains, NJ | 4 mi | 8 | 8 |
Bank branch openings and closings in Garwood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Garwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Garwood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garwood offices.
Short answer: Santander is the largest bank with offices in Garwood, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garwood: FAQ
How many banks are in Garwood, NJ?
Garwood has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Santander in Garwood, NJ?
Yes. FDIC data lists 1 Santander branch in Garwood as of September 5, 2026. The address and directions are under Santander above.
Is there a Chase in Garwood, NJ?
No. FDIC data lists no Chase branch in Garwood as of September 5, 2026. The nearest is in Cranford, about 1 miles away in a straight line.
Which banks in Garwood are open on Saturday?
Santander publishes Saturday hours for one or more Garwood locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Garwood?
Santander has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Did any bank branches open or close in Garwood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garwood?
Nearby cities with more banks include Cranford, Westfield, Clark. Cranford is 1 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Santander) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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