Banks in Wood River, NE

Bank branch map: Wood River

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Wood River, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wood River

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Heritage Bank is the only bank with offices in Wood River, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heritage Bank 2 branches · main office Wood River, NE Bank · 2

Heritage Bank has 2 branches in Wood River, 20 across Nebraska and 20 nationwide. FDIC records list its main office in Wood River, NE and show it operating since 1884. With $611.6 million in total assets on June 30, 2026, it ranks No. 1,545 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wood River location is its main office at 110 E 9th St, dating to 1884; the newest, at 607 E 11th St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  110 E 9th St, 68883

  Hours: see the bank's site
  DirectionsWebsite
• Wood River Branch

  607 E 11th St, 68883

  Hours: see the bank's site
  DirectionsWebsite

Heritage Bank: profile, branches and contacts

Banking in Wood River: the local picture

Short answer: 1 bank runs 2 branches in Wood River according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Heritage Bank has its main office in Wood River, according to the FDIC.

The bank with the longest record here is Heritage Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Heritage Bank's office at 110 E 9th St, dating to 1884; the newest is Heritage Bank's at 607 E 11th St, from 2001.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wood River, and where the nearest one is if they do not.

Short answer: No branches in Wood River: Chase (nearest in Lincoln, 99 mi), Wells Fargo (nearest in Grand Island, 14 mi), Bank of America (nearest in Omaha, 132 mi), PNC Bank, U.S. Bank (nearest in Grand Island, 14 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Grand Island, 14 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wood River to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wood River residents like anyone else.

Banks near Wood River

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cairo (12 miles) and Grand Island (14 miles). Grand Island, 14 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Wood River

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wood River between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Wood River

Short answer: 1 institution has its main office in Wood River: Heritage Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wood River by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wood River offices.

Short answer: Heritage Bank is the largest bank with offices in Wood River, with $611.6 million in total assets on June 30, 2026, No. 1,545 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wood River: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.