US Bank Directory
Banks in Imperial, NE
3 FDIC-insured banks operate 3 offices in Imperial, Nebraska, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Imperial
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Imperial, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Imperial
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Pinnacle Bank, Adams Bank & Trust and Waypoint Bank have the most locations in Imperial, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Adams Bank & Trust Bank · 1
Adams Bank & Trust has 1 branch in Imperial, 11 across Nebraska and 23 nationwide. FDIC records list its main office in Ogallala, NE and show it operating since 1962. With $1.29 billion in total assets on June 30, 2026, it ranks No. 853 of 4,232 U.S. banks by total assets. The Imperial Branch at 545 Broadway dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Imperial Branch545 Broadway, 69033
Holyoke Community Credit Union Credit union · 1
Holyoke Community Credit Union has 1 office in Imperial, 1 across Nebraska. It is based in Holyoke, CO and $50.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Imperial Office517 Broadway, 69033
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Imperial, 65 across Nebraska and 72 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1880. With $9.18 billion in total assets on June 30, 2026, it ranks No. 177 of 4,232 U.S. banks by total assets. The Farmers And Merchants Bank Branch at 447 Broadway dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Farmers And Merchants Bank Branch447 Broadway, 69033
Waypoint Bank Bank · 1
Waypoint Bank has 1 branch in Imperial, 6 across Nebraska and 8 nationwide. FDIC records list its main office in Cozad, NE and show it operating since 1883. With $391.5 million in total assets on June 30, 2026, it ranks No. 2,104 of 4,232 U.S. banks by total assets. The First State Bank Branch at 348 Broadway dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First State Bank Branch348 Broadway, 69033
Join a credit union in Imperial
1 credit union has 1 office here: Holyoke Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Imperial page has every office in the state's directory.
Banking in Imperial: the local picture
Short answer: 3 banks run 3 branches in Imperial according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Imperial, 3 elsewhere in Nebraska, according to the FDIC.
The bank with the longest record here is Pinnacle Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 447 Broadway, dating to 1887; the newest is Waypoint Bank's at 348 Broadway, from 1917.
The only credit union with an office here is Holyoke Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Imperial
Short answer: None of the 1 Imperial location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Imperial, and where the nearest one is if they do not.
Short answer: No branches in Imperial: Chase (nearest in Lincoln, 260 mi), Wells Fargo (nearest in North Platte, 63 mi), Bank of America (nearest in Omaha, 293 mi), PNC Bank, U.S. Bank (nearest in Kearney, 135 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in North Platte, 63 mi).
| Bank | In Imperial | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 260 miles away |
| Wells Fargo | None | North Platte, 63 miles away |
| Bank of America | None | Omaha, 293 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Kearney, 135 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | North Platte, 63 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Imperial to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Imperial residents like anyone else.
Banks near Imperial
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grant (23 miles) and Benkelman (33 miles). North Platte, 63 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grant, NE | 23 mi | 3 | 3 |
| Banks in Benkelman, NE | 33 mi | 2 | 2 |
| Banks in Ogallala, NE | 42 mi | 3 | 3 |
| Banks in Mccook, NE | 57 mi | 7 | 8 |
| Banks in Chappell, NE | 59 mi | 2 | 2 |
| Banks in Curtis, NE | 60 mi | 2 | 2 |
| Banks in North Platte, NE | 63 mi | 13 | 18 |
| Banks in Cambridge, NE | 79 mi | 3 | 3 |
Bank branch openings and closings in Imperial
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Imperial between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Imperial by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Imperial offices.
Short answer: Pinnacle Bank is the largest bank with offices in Imperial, with $9.18 billion in total assets on June 30, 2026, No. 177 among U.S. banks by total assets. Adams Bank & Trust is second with $1.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Pinnacle Bank | $9.18 billion | No. 177 | 1 | Lincoln, NE |
| Adams Bank & Trust | $1.29 billion | No. 853 | 1 | Ogallala, NE |
| Waypoint Bank | $391.5 million | No. 2,104 | 1 | Cozad, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Imperial: FAQ
How many banks are in Imperial, NE?
Imperial has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Imperial?
Pinnacle Bank, with 1. Adams Bank & Trust has 1 and Waypoint Bank has 1.
Is there a Pinnacle Bank in Imperial, NE?
Yes. FDIC data lists 1 Pinnacle Bank branch in Imperial as of September 5, 2026. The address and directions are under Pinnacle Bank above.
Is there a Adams Bank & Trust in Imperial, NE?
Yes. FDIC data lists 1 Adams Bank & Trust branch in Imperial as of September 5, 2026. The address and directions are under Adams Bank & Trust above.
Is there a Waypoint Bank in Imperial, NE?
Yes. FDIC data lists 1 Waypoint Bank branch in Imperial as of September 5, 2026. The address and directions are under Waypoint Bank above.
Is there a Chase in Imperial, NE?
No. FDIC data lists no Chase branch in Imperial as of September 5, 2026. The nearest is in Lincoln, about 260 miles away in a straight line.
Which banks in Imperial are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Imperial?
Pinnacle Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.
Which credit unions can I join in Imperial?
Holyoke Community Credit Union has an office in Imperial. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Imperial in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Imperial?
Nearby cities with more banks include Grant, Benkelman, Ogallala. Grant is 23 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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