US Bank Directory
Banks in Ogallala, NE
3 FDIC-insured banks operate 3 offices in Ogallala, Nebraska.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ogallala
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Ogallala, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ogallala
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Pinnacle Bank, Adams Bank & Trust and Sandhills State Bank have the most locations in Ogallala, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Adams Bank & Trust Bank · 1
Adams Bank & Trust has 1 branch in Ogallala, 11 across Nebraska and 23 nationwide. FDIC records list its main office in Ogallala, NE and show it operating since 1962. With $1.29 billion in total assets on June 30, 2026, it ranks No. 853 of 4,232 U.S. banks by total assets. Its main office at 315 N Spruce St dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office315 N Spruce St, 69153
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Ogallala, 65 across Nebraska and 72 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1880. With $9.18 billion in total assets on June 30, 2026, it ranks No. 177 of 4,232 U.S. banks by total assets. The 201 East 2Nd Street Branch at 201 E 2nd St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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201 East 2Nd Street Branch201 E 2nd St, 69153
Sandhills State Bank Bank · 1
Sandhills State Bank has 1 branch in Ogallala, 10 across Nebraska and 10 nationwide. FDIC records list its main office in North Platte, NE and show it operating since 1902. With $382.8 million in total assets on June 30, 2026, it ranks No. 2,146 of 4,232 U.S. banks by total assets. The Ogallala Branch at 605 E 1st St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ogallala Branch605 E 1st St, 69153
Banking in Ogallala: the local picture
Short answer: 3 banks run 3 branches in Ogallala according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Ogallala, 2 elsewhere in Nebraska, according to the FDIC.
The bank with the longest record here is Pinnacle Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 201 E 2nd St, dating to 1934; the newest is Sandhills State Bank's at 605 E 1st St, from 1997.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ogallala, and where the nearest one is if they do not.
Short answer: No branches in Ogallala: Chase (nearest in Lincoln, 263 mi), Wells Fargo (nearest in North Platte, 50 mi), Bank of America (nearest in Omaha, 291 mi), PNC Bank, U.S. Bank (nearest in Scottsbluff, 113 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in North Platte, 49 mi).
| Bank | In Ogallala | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 263 miles away |
| Wells Fargo | None | North Platte, 50 miles away |
| Bank of America | None | Omaha, 291 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Scottsbluff, 113 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | North Platte, 49 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ogallala to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ogallala residents like anyone else.
Banks near Ogallala
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grant (20 miles) and Chappell (39 miles). North Platte, 50 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grant, NE | 20 mi | 3 | 3 |
| Banks in Chappell, NE | 39 mi | 2 | 2 |
| Banks in Imperial, NE | 42 mi | 3 | 3 |
| Banks in North Platte, NE | 50 mi | 13 | 18 |
| Banks in Sidney, NE | 65 mi | 4 | 6 |
| Banks in Curtis, NE | 71 mi | 2 | 2 |
| Banks in Benkelman, NE | 75 mi | 2 | 2 |
| Banks in Bridgeport, NE | 81 mi | 4 | 4 |
Bank branch openings and closings in Ogallala
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ogallala between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ogallala
Short answer: 1 institution has its main office in Ogallala: Adams Bank & Trust.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Adams Bank & Trust | Bank | $1.29 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ogallala by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ogallala offices.
Short answer: Pinnacle Bank is the largest bank with offices in Ogallala, with $9.18 billion in total assets on June 30, 2026, No. 177 among U.S. banks by total assets. Adams Bank & Trust is second with $1.29 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Pinnacle Bank | $9.18 billion | No. 177 | 1 | Lincoln, NE |
| Adams Bank & Trust | $1.29 billion | No. 853 | 1 | Ogallala, NE |
| Sandhills State Bank | $382.8 million | No. 2,146 | 1 | North Platte, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ogallala: FAQ
How many banks are in Ogallala, NE?
Ogallala has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ogallala?
Pinnacle Bank, with 1. Adams Bank & Trust has 1 and Sandhills State Bank has 1.
Is there a Pinnacle Bank in Ogallala, NE?
Yes. FDIC data lists 1 Pinnacle Bank branch in Ogallala as of September 5, 2026. The address and directions are under Pinnacle Bank above.
Is there a Adams Bank & Trust in Ogallala, NE?
Yes. FDIC data lists 1 Adams Bank & Trust branch in Ogallala as of September 5, 2026, the main office at 315 N Spruce St. The address and directions are under Adams Bank & Trust above.
Is there a Sandhills State Bank in Ogallala, NE?
Yes. FDIC data lists 1 Sandhills State Bank branch in Ogallala as of September 5, 2026. The address and directions are under Sandhills State Bank above.
Is there a Chase in Ogallala, NE?
No. FDIC data lists no Chase branch in Ogallala as of September 5, 2026. The nearest is in Lincoln, about 263 miles away in a straight line.
Which banks are headquartered in Ogallala?
Adams Bank & Trust has its main office in Ogallala, according to the FDIC.
What is the oldest bank in Ogallala?
Pinnacle Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.
Did any bank branches open or close in Ogallala in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ogallala?
Nearby cities with more banks include Grant, Chappell, Imperial. Grant is 20 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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