US Bank Directory
Banks in Hillsborough, NC
4 FDIC-insured banks operate 4 offices in Hillsborough, North Carolina, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hillsborough
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Hillsborough, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hillsborough
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Hillsborough, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Hillsborough, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Hillsborough locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Hillsborough - Hwy 701000 Us Highway 70 E, 27278
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Hillsborough - Old Hwy 862313 Old Nc Highway 86, 27278
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Electel Cooperative Credit Union Credit union · 1
Electel Cooperative Credit Union has 1 office in Hillsborough, 5 across North Carolina. It is based in Raleigh, NC and $66.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Hillsborough2500 Nc Highway 86 S, 27278
All hours
Mon to Tue 8 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Horizon Bank · 1
First Horizon has 1 branch in Hillsborough, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Hillsborough Central Branch at 260 S Churton St dates to 1913 in FDIC branch records. Its published hours do not list Saturday.
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Hillsborough Central Branch260 S Churton St, 27278
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Hillsborough, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Hillsborough Branch at 237 S Churton St dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Hillsborough Branch237 S Churton St, 27278
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Hillsborough, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Hillsborough Branch at 351 S Churton St dates to 1989 in FDIC branch records. Its published hours do not list Saturday.
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Hillsborough Branch351 S Churton St, 27278
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Hillsborough, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0849 Hillsborough Wal-Mart Branch at 501 Hampton Pt dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0849 Hillsborough Wal-Mart Branch501 Hampton Pt, 27278
Join a credit union in Hillsborough
2 credit unions have 3 offices here: State Employees' Credit Union and Electel Cooperative Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hillsborough page has every office in the state's directory.
Banking in Hillsborough: the local picture
Short answer: 4 banks run 4 branches in Hillsborough according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Hillsborough, 1 elsewhere in North Carolina and 3 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 260 S Churton St, dating to 1913; the newest is FNB's at 237 S Churton St, from 2008.
2 credit unions have 3 offices in Hillsborough, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Hillsborough
Short answer: None of the 6 Hillsborough locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hillsborough, and where the nearest one is if they do not.
Short answer: In Hillsborough: Truist (1). No branches in Hillsborough: Chase (nearest in Chapel Hill, 7 mi), Wells Fargo (nearest in Chapel Hill, 7 mi), Bank of America (nearest in Chapel Hill, 7 mi), PNC Bank (nearest in Chapel Hill, 10 mi), U.S. Bank (nearest in Charlotte, 106 mi), Fifth Third Bank (nearest in Chapel Hill, 9 mi), Huntington (nearest in Raleigh, 30 mi), Regions Bank (nearest in Raleigh, 29 mi), TD Bank (nearest in Raleigh, 26 mi), BMO.
| Bank | In Hillsborough | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Chapel Hill, 7 miles away |
| Wells Fargo | None | Chapel Hill, 7 miles away |
| Bank of America | None | Chapel Hill, 7 miles away |
| PNC Bank | None | Chapel Hill, 10 miles away |
| U.S. Bank | None | Charlotte, 106 miles away |
| Fifth Third Bank | None | Chapel Hill, 9 miles away |
| Huntington | None | Raleigh, 30 miles away |
| Regions Bank | None | Raleigh, 29 miles away |
| TD Bank | None | Raleigh, 26 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hillsborough to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hillsborough residents like anyone else.
Banks near Hillsborough
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mebane (10 miles) and Chapel Hill (10 miles). Durham, 12 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mebane, NC | 10 mi | 6 | 6 |
| Banks in Chapel Hill, NC | 10 mi | 9 | 22 |
| Banks in Carrboro, NC | 10 mi | 3 | 3 |
| Banks in Durham, NC | 12 mi | 14 | 50 |
| Banks in Graham, NC | 17 mi | 4 | 4 |
| Banks in Burlington, NC | 21 mi | 13 | 18 |
| Banks in Morrisville, NC | 22 mi | 8 | 9 |
| Banks in Pittsboro, NC | 22 mi | 6 | 7 |
Bank branch openings and closings in Hillsborough
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hillsborough between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hillsborough by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hillsborough offices.
Short answer: Truist is the largest bank with offices in Hillsborough, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Horizon is second with $84.12 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hillsborough: FAQ
How many banks are in Hillsborough, NC?
Hillsborough has 4 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hillsborough?
Truist, with 1. First Horizon has 1 and FNB has 1.
Is there a Truist in Hillsborough, NC?
Yes. FDIC data lists 1 Truist branch in Hillsborough as of September 5, 2026. The address and directions are under Truist above.
Is there a First Horizon in Hillsborough, NC?
Yes. FDIC data lists 1 First Horizon branch in Hillsborough as of September 5, 2026. The address and directions are under First Horizon above.
Is there a FNB in Hillsborough, NC?
Yes. FDIC data lists 1 FNB branch in Hillsborough as of September 5, 2026. The address and directions are under FNB above.
Is there a Chase in Hillsborough, NC?
No. FDIC data lists no Chase branch in Hillsborough as of September 5, 2026. The nearest is in Chapel Hill, about 7 miles away in a straight line.
Which banks in Hillsborough are open on Saturday?
None of the 6 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Hillsborough?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Hillsborough?
State Employees' Credit Union and Electel Cooperative Credit Union have offices in Hillsborough. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hillsborough in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hillsborough?
Nearby cities with more banks include Mebane, Chapel Hill, Carrboro. Mebane is 10 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: FNB, First Horizon, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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