US Bank Directory

Banks in Graham, NC

4 FDIC-insured banks operate 4 offices in Graham, North Carolina, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Graham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Graham, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Graham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Graham, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Graham, 14 across North Carolina and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Graham Office Branch at 842 S Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Graham Office Branch
    842 S Main St, 27253
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Graham, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Graham - South Main Street Branch at 227 S Main St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.

  • Graham - South Main Street Branch
    227 S Main St, 27253
    (336) 226-1198Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
Skyla Credit Union 1 office · main office Charlotte, NC Credit union · 1

Skyla Credit Union has 1 office in Graham, 18 across North Carolina. It is based in Charlotte, NC and $1.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Graham
    306 N Main St, 27253
    (704) 375-0183Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Skyla Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Graham, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Graham Branch at 236 S Main St dates to 1904 in FDIC branch records. It opens on Saturday.

  • Graham Branch
    236 S Main St, 27253
    (336) 290-8072Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Truliant Credit Union 1 office · main office Winston Salem, NC Credit union · 1

Truliant Credit Union has 1 office in Graham, 30 across North Carolina. It is based in Winston Salem, NC and $5.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Graham
    915 S Main St, 27253
    (336) 664-1955Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Truliant Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Graham, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Graham Branch at 233 S Main St dates to 1968 in FDIC branch records. It opens on Saturday.

  • Graham Branch
    233 S Main St, 27253
    (336) 227-9041Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Graham

2 credit unions have 2 offices here: Truliant Credit Union and Skyla Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Graham page has every office in the state's directory.

Banking in Graham: the local picture

Short answer: 4 banks run 4 branches in Graham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Graham, 1 elsewhere in North Carolina and 3 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 236 S Main St, dating to 1904; the newest is Atlantic Union Bank's at 842 S Main St, from 1998.

2 credit unions have 2 offices in Graham, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Graham

Short answer: 2 of the 5 Graham locations with published hours open on Saturday, run by 2 institutions.

  • Wells Fargo: 1 of 1 branch (233 S Main St: Saturday 9 am to 2 pm)
  • Truist: 1 of 1 branch (236 S Main St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Graham, and where the nearest one is if they do not.

Short answer: In Graham: Wells Fargo (1), Truist (1). No branches in Graham: Chase (nearest in Chapel Hill, 20 mi), Bank of America (nearest in Burlington, 7 mi), PNC Bank (nearest in Burlington, 5 mi), U.S. Bank (nearest in Charlotte, 92 mi), Fifth Third Bank (nearest in Chapel Hill, 22 mi), Huntington (nearest in Greensboro, 25 mi), Regions Bank (nearest in Raleigh, 44 mi), TD Bank (nearest in Raleigh, 42 mi), BMO.

BankIn GrahamNearest branch if none here
Wells Fargo1 branchhere
Truist1 branchhere
ChaseNoneChapel Hill, 20 miles away
Bank of AmericaNoneBurlington, 7 miles away
PNC BankNoneBurlington, 5 miles away
U.S. BankNoneCharlotte, 92 miles away
Fifth Third BankNoneChapel Hill, 22 miles away
HuntingtonNoneGreensboro, 25 miles away
Regions BankNoneRaleigh, 44 miles away
TD BankNoneRaleigh, 42 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Graham to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Graham residents like anyone else.

Banks near Graham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Burlington (5 miles) and Mebane (7 miles). Burlington, 5 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Graham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Graham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Graham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Graham offices.

Short answer: Wells Fargo is the largest bank with offices in Graham, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
First Horizon$84.12 billionNo. 381Memphis, TN
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Graham: FAQ

How many banks are in Graham, NC?

Graham has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Graham?

Wells Fargo, with 1. Truist has 1 and First Horizon has 1.

Is there a Wells Fargo in Graham, NC?

Yes. FDIC data lists 1 Wells Fargo branch in Graham as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Graham, NC?

Yes. FDIC data lists 1 Truist branch in Graham as of September 5, 2026. The address and directions are under Truist above.

Is there a First Horizon in Graham, NC?

Yes. FDIC data lists 1 First Horizon branch in Graham as of September 5, 2026. The address and directions are under First Horizon above.

Is there a Chase in Graham, NC?

No. FDIC data lists no Chase branch in Graham as of September 5, 2026. The nearest is in Chapel Hill, about 20 miles away in a straight line.

Which banks in Graham are open on Saturday?

Wells Fargo and Truist publish Saturday hours for one or more Graham locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Graham?

First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Which credit unions can I join in Graham?

Truliant Credit Union and Skyla Credit Union have offices in Graham. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Graham in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Graham?

Nearby cities with more banks include Burlington, Mebane, Hillsborough. Burlington is 5 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: First Horizon, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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