US Bank Directory
Banks in Chapel Hill, NC
9 FDIC-insured banks operate 22 offices in Chapel Hill, North Carolina, and 1 credit union has 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chapel Hill
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 26 locations in Chapel Hill, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 18 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chapel Hill
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo has the most locations in Chapel Hill, with 4. It is followed by Chase (3), Fifth Third Bank (3), Bank of America (2). Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Employees' Credit Union Credit union · 4
State Employees' Credit Union has 4 officees in Chapel Hill, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 4 Chapel Hill locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Chapel Hill - Hamilton Road1010 S Hamilton Rd, 27517
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Chapel Hill - Elliott Road110 S Elliott Rd, 27514
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Chapel Hill - North Chatham Park173 N Chatham Pkwy, 27517
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Chapel Hill - Pittsboro Street310 Pittsboro St, 27516
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Chapel Hill, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Franklin Street Branch at 165 E Franklin St, dating to 1973; the newest, at 207 South Rd, to 2010. 1 of its 3 Chapel Hill locations with published hours open on Saturday.
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Timberlyne Branch101 Banks Dr, 27514
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Chapel Hill University Branch129 S Estes Dr, 27514
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Franklin Street Branch165 E Franklin St, 27514
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Nc Orange County Branch207 South Rd, 27514
Chase Bank · 3
Chase has 3 branches in Chapel Hill, 63 across North Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Carolina Square at 133 W Franklin St, dating to 2019; the newest, at 201 Village Center Dr, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Carolina Square133 W Franklin St, 27516
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Carraway Village Branch201 Village Center Dr, 27516
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Chapel Hill University Place Branch217 S Estes Dr, 27514
Fifth Third Bank Bank · 3
Fifth Third Bank has 3 branches in Chapel Hill, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Franklin Street Bc Branch at 214 W Franklin St, dating to 2020; the newest, at 1800 Fordham Blvd, to 2024. All 3 of its Chapel Hill locations with published hours open on Saturday.
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Fordham Blvd Bc Branch1800 Fordham Blvd, 27514
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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University Place Bc Branch205 S. Estes Drive, 27514
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Franklin Street Bc Branch214 W Franklin St, 27516
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Chapel Hill, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the University Mall Branch at 851 Willow Dr, dating to 1974; the newest, at 100 Banks Dr, to 1988. 1 of its 2 Chapel Hill locations with published hours open on Saturday.
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Timberlyne Branch100 Banks Dr, 27514
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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University Mall Branch851 Willow Dr, 27514
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Chapel Hill, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Chapel Hill Main at 1650 E Franklin St, dating to 1973; the newest, at 53 Chatham Downs Dr, to 2008. None of its 2 Chapel Hill locations with published hours lists Saturday hours.
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Chapel Hill Main1650 E Franklin St, 27514
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Chapel Hill Chatham Downs Branch53 Chatham Downs Dr, 27517
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Horizon Bank · 2
First Horizon has 2 branches in Chapel Hill, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the West Franklin Street Branch at 126 W Franklin St, dating to 1961; the newest, at 201 S Estes Dr, to 1973. None of its 2 Chapel Hill locations with published hours lists Saturday hours.
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West Franklin Street Branch126 W Franklin St, 27516
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
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University Mall Branch201 S Estes Dr, 27514
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Pinnacle Bank Bank · 2
Pinnacle Bank has 2 branches in Chapel Hill, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Chapel Hill Farrington Road Branch at 5925 Farrington Rd, dating to 2001; the newest, at 1203 Martin Luther King Jr Blvd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Chapel Hill Mlk Blvd Branch1203 Martin Luther King Jr Blvd, 27514
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Chapel Hill Farrington Road Branch5925 Farrington Rd, 27517
PNC Bank Bank · 2
PNC Bank has 2 branches in Chapel Hill, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Willow Drive Branch at 841 Willow Dr, dating to 1919; the newest, at 50001 Governors Dr, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Governors Village Branch50001 Governors Dr, 27517
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Willow Drive Branch841 Willow Dr, 27514
Truist Bank · 2
Truist has 2 branches in Chapel Hill, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chapel Hill location is the Chapel Hill Main Branch at 143 E Rosemary St, dating to 1920; the newest, at 100 N Elliott Rd, to 1986. 1 of its 2 Chapel Hill locations with published hours open on Saturday.
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Elliott Road Branch100 N Elliott Rd, 27514
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Chapel Hill Main Branch143 E Rosemary St, 27514
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Chapel Hill
1 credit union has 4 offices here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chapel Hill page has every office in the state's directory.
Banking in Chapel Hill: the local picture
Short answer: 9 banks run 22 branches in Chapel Hill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Chapel Hill, 3 elsewhere in North Carolina and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 841 Willow Dr, dating to 1919; the newest is Chase's at 201 Village Center Dr, from 2025.
The only credit union with an office here is State Employees' Credit Union.
Of the 18 locations with published hours. 6 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Chapel Hill
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 27514 has the most bank and credit union offices in Chapel Hill (16), followed by 27516 (5) and 27517 (5). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 27514 | 16 | 10 | Wells Fargo, Bank of America, Fifth Third Bank |
| 27516 | 5 | 4 | Chase, Fifth Third Bank, First Horizon |
| 27517 | 5 | 4 | State Employees' Credit Union, First Citizens Bank, PNC Bank |
Banks open on Saturday in Chapel Hill
Short answer: 6 of the 18 Chapel Hill locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 1 of 4 branches (129 S Estes Dr: Saturday 9 am to 2 pm)
- Fifth Third Bank: 3 of 3 branches (1800 Fordham Blvd: Saturday 9 am to 1 pm, and 2 more)
- Bank of America: 1 of 2 branches (851 Willow Dr: Saturday 9 am to 2 pm)
- Truist: 1 of 2 branches (100 N Elliott Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 26 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chapel Hill, and where the nearest one is if they do not.
Short answer: In Chapel Hill: Chase (3), Wells Fargo (4), Bank of America (2), PNC Bank (2), Truist (2), Fifth Third Bank (3). No branches in Chapel Hill: U.S. Bank (nearest in Charlotte, 105 mi), Huntington (nearest in Raleigh, 23 mi), Regions Bank (nearest in Raleigh, 22 mi), TD Bank (nearest in Raleigh, 20 mi), BMO.
| Bank | In Chapel Hill | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 4 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 2 branches | here |
| Truist | 2 branches | here |
| Fifth Third Bank | 3 branches | here |
| U.S. Bank | None | Charlotte, 105 miles away |
| Huntington | None | Raleigh, 23 miles away |
| Regions Bank | None | Raleigh, 22 miles away |
| TD Bank | None | Raleigh, 20 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chapel Hill to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chapel Hill residents like anyone else.
Banks near Chapel Hill
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Carrboro (2 miles) and Durham (8 miles). Cary, 16 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Carrboro, NC | 2 mi | 3 | 3 |
| Banks in Durham, NC | 8 mi | 14 | 50 |
| Banks in Hillsborough, NC | 10 mi | 4 | 4 |
| Banks in Morrisville, NC | 13 mi | 8 | 9 |
| Banks in Pittsboro, NC | 14 mi | 6 | 7 |
| Banks in Cary, NC | 16 mi | 17 | 44 |
| Banks in Apex, NC | 16 mi | 9 | 11 |
| Banks in Mebane, NC | 17 mi | 6 | 6 |
Bank branch openings and closings in Chapel Hill
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Chapel Hill between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Dec 2, 2025 | Opened | Chase | 201 Village Center Dr, 27516 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Chapel Hill by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chapel Hill offices.
Short answer: Chase is the largest bank with offices in Chapel Hill, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 3 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 2 | Nashville, TN |
| First Horizon | $84.12 billion | No. 38 | 2 | Memphis, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chapel Hill: FAQ
How many banks are in Chapel Hill, NC?
Chapel Hill has 9 banks with 22 branches and 1 credit union with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chapel Hill?
Wells Fargo, with 4. Chase has 3 and Fifth Third Bank has 3.
Is there a Wells Fargo in Chapel Hill, NC?
Yes. FDIC data lists 4 Wells Fargo branches in Chapel Hill as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Chase in Chapel Hill, NC?
Yes. FDIC data lists 3 Chase branches in Chapel Hill as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Fifth Third Bank in Chapel Hill, NC?
Yes. FDIC data lists 3 Fifth Third Bank branches in Chapel Hill as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a U.S. Bank in Chapel Hill, NC?
No. FDIC data lists no U.S. Bank branch in Chapel Hill as of September 5, 2026. The nearest is in Charlotte, about 105 miles away in a straight line.
Which banks in Chapel Hill are open on Saturday?
Wells Fargo, Fifth Third Bank, Bank of America and Truist publish Saturday hours for one or more Chapel Hill locations. The Saturday section above lists each one with its hours. 8 of the 26 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Chapel Hill?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Chapel Hill?
State Employees' Credit Union has an office in Chapel Hill. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chapel Hill in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chapel Hill?
Nearby cities with more banks include Carrboro, Durham, Hillsborough. Carrboro is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (14 of 22 branches: Bank of America, Fifth Third Bank, First Citizens Bank, First Horizon, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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