US Bank Directory
Banks in Gatesville, NC
1 FDIC-insured bank operates 1 office in Gatesville, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Gatesville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Gatesville, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gatesville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Southern Bank is the only bank with an office in Gatesville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Southern Bank Bank · 1
Southern Bank has 1 branch in Gatesville, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Gatesville Branch at 203 Main St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gatesville Branch203 Main St, 27938
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Gatesville, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gatesville6 Commerce Dr, 27938
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Gatesville
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gatesville page has every office in the state's directory.
Banking in Gatesville: the local picture
Short answer: 1 bank runs 1 branch in Gatesville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Southern Bank has its main office in Mount Olive, NC, according to the FDIC.
The bank with the longest record here is Southern Bank, operating since 1901 according to the FDIC.
The only credit union with an office here is State Employees' Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Gatesville
Short answer: None of the 1 Gatesville location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gatesville, and where the nearest one is if they do not.
Short answer: No branches in Gatesville: Chase (nearest in Greenville, 65 mi), Wells Fargo (nearest in Elizabeth City, 29 mi), Bank of America (nearest in Greenville, 66 mi), PNC Bank (nearest in Ahoskie, 15 mi), U.S. Bank (nearest in Charlotte, 236 mi), Truist (nearest in Edenton, 24 mi), Fifth Third Bank (nearest in Clayton, 103 mi), Huntington (nearest in Raleigh, 113 mi), Regions Bank (nearest in Raleigh, 114 mi), TD Bank (nearest in Raleigh, 113 mi), BMO.
| Bank | In Gatesville | Nearest branch if none here |
|---|---|---|
| Chase | None | Greenville, 65 miles away |
| Wells Fargo | None | Elizabeth City, 29 miles away |
| Bank of America | None | Greenville, 66 miles away |
| PNC Bank | None | Ahoskie, 15 miles away |
| U.S. Bank | None | Charlotte, 236 miles away |
| Truist | None | Edenton, 24 miles away |
| Fifth Third Bank | None | Clayton, 103 miles away |
| Huntington | None | Raleigh, 113 miles away |
| Regions Bank | None | Raleigh, 114 miles away |
| TD Bank | None | Raleigh, 113 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gatesville to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gatesville residents like anyone else.
Banks near Gatesville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ahoskie (15 miles) and Murfreesboro (19 miles). Elizabeth City, 29 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ahoskie, NC | 15 mi | 2 | 2 |
| Banks in Murfreesboro, NC | 19 mi | 2 | 2 |
| Banks in Hertford, NC | 22 mi | 3 | 3 |
| Banks in Edenton, NC | 25 mi | 4 | 4 |
| Banks in Elizabeth City, NC | 29 mi | 9 | 10 |
| Banks in Moyock, NC | 33 mi | 2 | 2 |
| Banks in Scotland Neck, NC | 42 mi | 2 | 2 |
| Banks in Williamston, NC | 42 mi | 5 | 5 |
Bank branch openings and closings in Gatesville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gatesville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gatesville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gatesville offices.
Short answer: Southern Bank is the largest bank with offices in Gatesville, with $5.30 billion in total assets on June 30, 2026, No. 280 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Southern Bank | $5.30 billion | No. 280 | 1 | Mount Olive, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gatesville: FAQ
How many banks are in Gatesville, NC?
Gatesville has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Southern Bank in Gatesville, NC?
Yes. FDIC data lists 1 Southern Bank branch in Gatesville as of September 5, 2026. The address and directions are under Southern Bank above.
Is there a Chase in Gatesville, NC?
No. FDIC data lists no Chase branch in Gatesville as of September 5, 2026. The nearest is in Greenville, about 65 miles away in a straight line.
Which banks in Gatesville are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Gatesville?
Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Which credit unions can I join in Gatesville?
State Employees' Credit Union has an office in Gatesville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gatesville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gatesville?
Nearby cities with more banks include Ahoskie, Murfreesboro, Hertford. Ahoskie is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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